• Entry-level plans offering basic primary care via network providers, generally income based
• Designed for lower-income earners and younger families with primary care needs who are willing to make use of network providers

Scheme	Plan	Hospital Provider	Chronic Provider	Out of Hospital Benefit	Monthly income	Principal member	Adult dependant	Child dependant
Bestmed	Pulse 1	Pulse Hospital network	Bestmed listed Phy	Day-to-day benefits	R0 - R5 500	R1 694	R1 610	R1 019
		Pulse Hospital network	Bestmed listed Phy	Day-to-day benefits	R5 501 - R8 500	R2 035	R1 934	R1 221
		Pulse Hospital network	Bestmed listed Phy	Day-to-day benefits	R8 501+	R2 442	R2 198	R1 221
	Pulse 2	Pulse Hospital network	Bestmed listed Phy	Day-to-day benefits	N/A	R6 012	R6 012	R1 429
Bonitas	BonCap	BonCap Hospital Networks	Pharmacy Direct	Day-to-day benefits	R0 - R8 980	R1 212	R1 212	R571
		BonCap Hospital Networks	Pharmacy Direct	Day-to-day benefits	R8 981 - R14 590	R1 434	R1 434	R659
		BonCap Hospital Networks	Pharmacy Direct	Day-to-day benefits	R14 591 - R19 930	R2 311	R2 311	R874
		BonCap Hospital Networks	Pharmacy Direct	Day-to-day benefits	R19 931 +	R2 837	R2 837	R1 076
	BonStart	BonStart Hospital Networks	Pharmacy Direct	Day-to-day benefits / Virtual	N/A	R1 452	R1 452	R1 452
Discovery Health	KeyCare Plus	KeyCare network hospital	MedXpress	Day-to-day benefits	R13 801+	R2 450	R2 450	R656
		KeyCare network hospital	MedXpress	Day-to-day benefits	R8 551 to R13 800	R1 659	R1 659	R468
		KeyCare network hospital	MedXpress	Day-to-day benefits	R0 to R8 550	R1 207	R1 207	R439
	KeyCare Core	KeyCare network hospital	MedXpress	No day-to-day benefits	R13 801+	R1 809	R1 809	R410
		KeyCare network hospital	MedXpress	No day-to-day benefits	R8 551 to R13 800	R1 183	R1 183	R292
		KeyCare network hospital	MedXpress	No day-to-day benefits	R0 to R8 550	R949	R949	R245
	KeyCare Start	KeyCare network hospital	MedXpress	Day-to-day benefits	R13 801+	R2 394	R2 394	R650
		KeyCare network hospital	MedXpress	Day-to-day benefits	R9 151 to R13 800	R1 538	R1 538	R601
		KeyCare network hospital	MedXpress	Day-to-day benefits	R0 to R9 150	R914	R914	R550
Fedhealth	myFED	myFED network hospital	Designated pharmacy network	Day-to-day benefits	R1 - R6 251	R1 128	R985	R543
		myFED network hospital	Designated pharmacy network	Day-to-day benefits	R6 252 - R10 219	R1 430	R1 242	R699
		myFED network hospital	Designated pharmacy network	Day-to-day benefits	R10 220 - R12 622	R2 005	R1 750	R769
		myFED network hospital	Designated pharmacy network	Day-to-day benefits	R12 623 - R14 426	R2 547	R2 100	R996
		myFED network hospital	Designated pharmacy network	Day-to-day benefits	> R14 427+	R3 455	R3 147	R1 317
Momentum	Ingwe Option State	Ingwe Primary Care Network	Ingwe Primary Care Network	Ingwe Primary Care Network	>R750	R455	R455	R392
		Ingwe Primary Care Network	Ingwe Primary Care Network	Ingwe Primary Care Network	R751 - R7 450	R747	R747	R403
		Ingwe Primary Care Network	Ingwe Primary Care Network	Ingwe Primary Care Network	R7 451 - R9 850	R856	R856	R413
		Ingwe Primary Care Network	Ingwe Primary Care Network	Ingwe Primary Care Network	R9 851 - R14 050	R999	R999	R432
		Ingwe Primary Care Network	Ingwe Primary Care Network	Ingwe Primary Care Network	R14 051 +	R1 726	R1 726	R519
	Ingwe Option Network	Ingwe Primary Care Network	Ingwe Primary Care Network	Ingwe Primary Care Network	>R750	R455	R455	R410
		Ingwe Primary Care Network	Ingwe Primary Care Network	Ingwe Primary Care Network	R751 - R7 450	R940	R940	R430
		Ingwe Primary Care Network	Ingwe Primary Care Network	Ingwe Primary Care Network	R7 451 - R9 850	R1 196	R1 196	R447
		Ingwe Primary Care Network	Ingwe Primary Care Network	Ingwe Primary Care Network	R9 851 - R14 050	R1 665	R1 666	R489
		Ingwe Primary Care Network	Ingwe Primary Care Network	Ingwe Primary Care Network	R14 051 +	R2 358	R2 359	R694
	Ingwe Option Any	Ingwe Active Primary Care Network	Ingwe Active Primary Care Network	Ingwe Active Primary Care Network	>R750	R455	R455	R455
		Ingwe Active Primary Care Network	Ingwe Active Primary Care Network	Ingwe Active Primary Care Network	R751 - R7 450	R1 221	R1 222	R484
		Ingwe Active Primary Care Network	Ingwe Active Primary Care Network	Ingwe Active Primary Care Network	R7 451 - R9 850	R1 708	R1 708	R516
		Ingwe Active Primary Care Network	Ingwe Active Primary Care Network	Ingwe Active Primary Care Network	R9 851 - R14 050	R2 326	R2 326	R543
		Ingwe Active Primary Care Network	Ingwe Active Primary Care Network	Ingwe Active Primary Care Network	R14 051 +	R2 984	R2 985	R866
	Evolve Option Evolve Network	State	State	None	N/A	R1 345	R1 345	R1 345

Bestmed Pulse 1

Hospital Provider	Pulse Hospital network
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R0 - R5 500
Principal member	R1 694
Adult dependant	R1 610
Child dependant	R1 019

Bestmed Pulse 1

Hospital Provider	Pulse Hospital network
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R5 501 - R8 500
Principal member	R2 035
Adult dependant	R1 934
Child dependant	R1 221

Bestmed Pulse 1

Hospital Provider	Pulse Hospital network
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R8 501+
Principal member	R2 442
Adult dependant	R2 198
Child dependant	R1 221

Bestmed Pulse 2

Hospital Provider	Pulse Hospital network
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Day-to-day benefits
Monthly income	N/A
Principal member	R6 012
Adult dependant	R6 012
Child dependant	R1 429

Bonitas BonCap

Hospital Provider	BonCap Hospital Networks
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R0 - R8 980
Principal member	R1 212
Adult dependant	R1 212
Child dependant	R571

Bonitas BonCap

Hospital Provider	BonCap Hospital Networks
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R8 981 - R14 590
Principal member	R1 434
Adult dependant	R1 434
Child dependant	R659

Bonitas BonCap

Hospital Provider	BonCap Hospital Networks
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R14 591 - R19 930
Principal member	R2 311
Adult dependant	R2 311
Child dependant	R874

Bonitas BonCap

Hospital Provider	BonCap Hospital Networks
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R19 931 +
Principal member	R2 837
Adult dependant	R2 837
Child dependant	R1 076

Bonitas BonStart

Hospital Provider	BonStart Hospital Networks
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Day-to-day benefits / Virtual
Monthly income	N/A
Principal member	R1 452
Adult dependant	R1 452
Child dependant	R1 452

Discovery Health KeyCare Plus

Hospital Provider	KeyCare network hospital
Chronic Provider	MedXpress
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R13 801+
Principal member	R2 450
Adult dependant	R2 450
Child dependant	R656

Discovery Health KeyCare Plus

Hospital Provider	KeyCare network hospital
Chronic Provider	MedXpress
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R8 551 to R13 800
Principal member	R1 659
Adult dependant	R1 659
Child dependant	R468

Discovery Health KeyCare Plus

Hospital Provider	KeyCare network hospital
Chronic Provider	MedXpress
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R0 to R8 550
Principal member	R1 207
Adult dependant	R1 207
Child dependant	R439

Discovery Health KeyCare Core

Hospital Provider	KeyCare network hospital
Chronic Provider	MedXpress
Out of Hospital Benefit	No day-to-day benefits
Monthly income	R13 801+
Principal member	R1 809
Adult dependant	R1 809
Child dependant	R410

Discovery Health KeyCare Core

Hospital Provider	KeyCare network hospital
Chronic Provider	MedXpress
Out of Hospital Benefit	No day-to-day benefits
Monthly income	R8 551 to R13 800
Principal member	R1 183
Adult dependant	R1 183
Child dependant	R292

Discovery Health KeyCare Core

Hospital Provider	KeyCare network hospital
Chronic Provider	MedXpress
Out of Hospital Benefit	No day-to-day benefits
Monthly income	R0 to R8 550
Principal member	R949
Adult dependant	R949
Child dependant	R245

Discovery Health KeyCare Start

Hospital Provider	KeyCare network hospital
Chronic Provider	MedXpress
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R13 801+
Principal member	R2 394
Adult dependant	R2 394
Child dependant	R650

Discovery Health KeyCare Start

Hospital Provider	KeyCare network hospital
Chronic Provider	MedXpress
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R9 151 to R13 800
Principal member	R1 538
Adult dependant	R1 538
Child dependant	R601

Discovery Health KeyCare Start

Hospital Provider	KeyCare network hospital
Chronic Provider	MedXpress
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R0 to R9 150
Principal member	R914
Adult dependant	R914
Child dependant	R550

Fedhealth myFED

Hospital Provider	myFED network hospital
Chronic Provider	Designated pharmacy network
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R1 - R6 251
Principal member	R1 128
Adult dependant	R985
Child dependant	R543

Fedhealth myFED

Hospital Provider	myFED network hospital
Chronic Provider	Designated pharmacy network
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R6 252 - R10 219
Principal member	R1 430
Adult dependant	R1 242
Child dependant	R699

Fedhealth myFED

Hospital Provider	myFED network hospital
Chronic Provider	Designated pharmacy network
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R10 220 - R12 622
Principal member	R2 005
Adult dependant	R1 750
Child dependant	R769

Fedhealth myFED

Hospital Provider	myFED network hospital
Chronic Provider	Designated pharmacy network
Out of Hospital Benefit	Day-to-day benefits
Monthly income	R12 623 - R14 426
Principal member	R2 547
Adult dependant	R2 100
Child dependant	R996

Fedhealth myFED

Hospital Provider	myFED network hospital
Chronic Provider	Designated pharmacy network
Out of Hospital Benefit	Day-to-day benefits
Monthly income	> R14 427+
Principal member	R3 455
Adult dependant	R3 147
Child dependant	R1 317

Momentum Ingwe Option State

Hospital Provider	Ingwe Primary Care Network
Chronic Provider	Ingwe Primary Care Network
Out of Hospital Benefit	Ingwe Primary Care Network
Monthly income	>R750
Principal member	R455
Adult dependant	R455
Child dependant	R392

Momentum Ingwe Option State

Hospital Provider	Ingwe Primary Care Network
Chronic Provider	Ingwe Primary Care Network
Out of Hospital Benefit	Ingwe Primary Care Network
Monthly income	R751 - R7 450
Principal member	R747
Adult dependant	R747
Child dependant	R403

Momentum Ingwe Option State

Hospital Provider	Ingwe Primary Care Network
Chronic Provider	Ingwe Primary Care Network
Out of Hospital Benefit	Ingwe Primary Care Network
Monthly income	R7 451 - R9 850
Principal member	R856
Adult dependant	R856
Child dependant	R413

Momentum Ingwe Option State

Hospital Provider	Ingwe Primary Care Network
Chronic Provider	Ingwe Primary Care Network
Out of Hospital Benefit	Ingwe Primary Care Network
Monthly income	R9 851 - R14 050
Principal member	R999
Adult dependant	R999
Child dependant	R432

Momentum Ingwe Option State

Hospital Provider	Ingwe Primary Care Network
Chronic Provider	Ingwe Primary Care Network
Out of Hospital Benefit	Ingwe Primary Care Network
Monthly income	R14 051 +
Principal member	R1 726
Adult dependant	R1 726
Child dependant	R519

Momentum Ingwe Option Network

Hospital Provider	Ingwe Primary Care Network
Chronic Provider	Ingwe Primary Care Network
Out of Hospital Benefit	Ingwe Primary Care Network
Monthly income	>R750
Principal member	R455
Adult dependant	R455
Child dependant	R410

Momentum Ingwe Option Network

Hospital Provider	Ingwe Primary Care Network
Chronic Provider	Ingwe Primary Care Network
Out of Hospital Benefit	Ingwe Primary Care Network
Monthly income	R751 - R7 450
Principal member	R940
Adult dependant	R940
Child dependant	R430

Momentum Ingwe Option Network

Hospital Provider	Ingwe Primary Care Network
Chronic Provider	Ingwe Primary Care Network
Out of Hospital Benefit	Ingwe Primary Care Network
Monthly income	R7 451 - R9 850
Principal member	R1 196
Adult dependant	R1 196
Child dependant	R447

Momentum Ingwe Option Network

Hospital Provider	Ingwe Primary Care Network
Chronic Provider	Ingwe Primary Care Network
Out of Hospital Benefit	Ingwe Primary Care Network
Monthly income	R9 851 - R14 050
Principal member	R1 665
Adult dependant	R1 665
Child dependant	R489

Momentum Ingwe Option Network

Hospital Provider	Ingwe Primary Care Network
Chronic Provider	Ingwe Primary Care Network
Out of Hospital Benefit	Ingwe Primary Care Network
Monthly income	R14 051 +
Principal member	R2 358
Adult dependant	R2 359
Child dependant	R694

Momentum Ingwe Option Any

Hospital Provider	Ingwe Active Primary Care Network
Chronic Provider	Ingwe Active Primary Care Network
Out of Hospital Benefit	Ingwe Active Primary Care Network
Monthly income	>R750
Principal member	R455
Adult dependant	R455
Child dependant	R455

Momentum Ingwe Option Any

Hospital Provider	Ingwe Active Primary Care Network
Chronic Provider	Ingwe Active Primary Care Network
Out of Hospital Benefit	Ingwe Active Primary Care Network
Monthly income	R751 - R7 450
Principal member	R1 221
Adult dependant	R1 222
Child dependant	R484

Momentum Ingwe Option Any

Hospital Provider	Ingwe Active Primary Care Network
Chronic Provider	Ingwe Active Primary Care Network
Out of Hospital Benefit	Ingwe Active Primary Care Network
Monthly income	R7 451 - R9 850
Principal member	R1 708
Adult dependant	R1 708
Child dependant	R516

Momentum Ingwe Option Any

Hospital Provider	Ingwe Active Primary Care Network
Chronic Provider	Ingwe Active Primary Care Network
Out of Hospital Benefit	Ingwe Active Primary Care Network
Monthly income	R9 851 - R14 050
Principal member	R2 326
Adult dependant	R2 326
Child dependant	R543

Momentum Ingwe Option Any

Hospital Provider	Ingwe Active Primary Care Network
Chronic Provider	Ingwe Active Primary Care Network
Out of Hospital Benefit	Ingwe Active Primary Care Network
Monthly income	R14 051 +
Principal member	R2 984
Adult dependant	R2 985
Child dependant	R866

Momentum Evolve Option Evolve Network

Hospital Provider	State
Chronic Provider	State
Out of Hospital Benefit	None
Monthly income	N/A
Principal member	R1 345
Adult dependant	R1 345
Child dependant	R1 345

• Primarily covers in-hospital treatment
• Designed for healthier individuals who require cover for major medical expenses and manage their out-of-hospital costs in their own capacity

Scheme	Plan	Hospital Provider	Chronic Provider	Out of Hospital Benefit	Principal member	Adult dependant	Child dependant
Bestmed	Beat 1 Network	Beat Network	Bestmed listed Phy	None	R1 511	R1 174	R636
	Beat 1 Non-network	Any	Bestmed listed Phy	None	R1 680	R1 303	R706
Bonitas	Hospital Standard	Any	Pharmacy Direct	None	R2 434	R2 051	R926
	BonEssential	Any	Pharmacy Direct	None	R1 962	R1 501	R575
	BonEssential Select	Select Networks	Pharmacy Direct	None	R1 675	R1 281	R491
Discovery Health	Classic Smart	Smart network	MedXpress	Yes, limited at network	R1 954	R1 542	R781
	Essential Smart	Smart network	MedXpress	Yes, limited at network	R1 400	R1 400	R1 400
	Classic Core	Any	MedXpress	None	R2 449	R1 931	R980
	Classic Delta Core	Delta network	MedXpress	None	R1 960	R1 545	R784
	Essential Core	Any	MedXpress	None	R2 104	R1 577	R846
	Essential Delta Core	Delta network	MedXpress	None	R1 681	R1 265	R675
	Coastal Core	Coastal regions	MedXpress	None	R1 946	R1 462	R774
Fedhealth	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Momentum	Custom Option	Associated	Any	None	R2 423	R1 912	R855
	Custom Option	Associated	Associated	None	R2 194	R1 701	R775
	Custom Option	Associated	State	None	R1 706	R1 291	R605
	Custom Option	Any	Any	None	R2 891	R2 320	R1 032
	Custom Option	Any	Associated	None	R2 601	R2 032	R945
	Custom Option	Any	State	None	R2 173	R1 640	R796

Bestmed Beat 1 Network

Hospital Provider	Beat Network
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	None
Principal member	R1 511
Adult dependant	R1 174
Child dependant	R636

Bestmed Beat 1 Non-network

Hospital Provider	Any
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	None
Principal member	R1 680
Adult dependant	R1 303
Child dependant	R706

Bonitas Hospital Standard

Hospital Provider	Any
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	None
Principal member	R2 434
Adult dependant	R2 051
Child dependant	R926

Bonitas BonEssential

Hospital Provider	Any
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	None
Principal member	R1 962
Adult dependant	R1 501
Child dependant	R575

Bonitas BonEssential Select

Hospital Provider	Select Networks
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	None
Principal member	R1 675
Adult dependant	R1 281
Child dependant	R491

Discovery Health Classic Smart

Hospital Provider	Smart network
Chronic Provider	MedXpress
Out of Hospital Benefit	Yes, limited at network
Principal member	R1 954
Adult dependant	R1 542
Child dependant	R781

Discovery Health Essential Smart

Hospital Provider	Smart network
Chronic Provider	MedXpress
Out of Hospital Benefit	Yes, limited at network
Principal member	R1 400
Adult dependant	R1 400
Child dependant	R1 400

Discovery Health Classic Core

Hospital Provider	Any
Chronic Provider	MedXpress
Out of Hospital Benefit	None
Principal member	R2 449
Adult dependant	R1 931
Child dependant	R980

Discovery Health Classic Delta Core

Hospital Provider	Delta network
Chronic Provider	MedXpress
Out of Hospital Benefit	None
Principal member	R1 960
Adult dependant	R1 545
Child dependant	R784

Discovery Health Essential Core

Hospital Provider	Any
Chronic Provider	MedXpress
Out of Hospital Benefit	None
Principal member	R2 104
Adult dependant	R1 577
Child dependant	R846

Discovery Health Essential Delta Core

Hospital Provider	Delta network
Chronic Provider	MedXpress
Out of Hospital Benefit	None
Principal member	R1 681
Adult dependant	R1 265
Child dependant	R675

Discovery Health Coastal Core

Hospital Provider	Coastal regions
Chronic Provider	MedXpress
Out of Hospital Benefit	None
Principal member	R1 946
Adult dependant	R1 462
Child dependant	R774

Fedhealth

Hospital Provider	N/A
Chronic Provider	N/A
Out of Hospital Benefit	N/A
Principal member	N/A
Adult dependant	N/A
Child dependant	N/A

Momentum Custom Option

Hospital Provider	Associated
Chronic Provider	Any
Out of Hospital Benefit	None
Principal member	R2 423
Adult dependant	R1 912
Child dependant	R855

Momentum Custom Option

Hospital Provider	Associated
Chronic Provider	Associated
Out of Hospital Benefit	None
Principal member	R2 194
Adult dependant	R1 701
Child dependant	R775

Momentum Custom Option

Hospital Provider	Associated
Chronic Provider	State
Out of Hospital Benefit	None
Principal member	R1 706
Adult dependant	R1 291
Child dependant	R605

Momentum Custom Option

Hospital Provider	Any
Chronic Provider	Any
Out of Hospital Benefit	None
Principal member	R2 891
Adult dependant	R2 320
Child dependant	R1 032

Momentum Custom Option

Hospital Provider	Any
Chronic Provider	Associated
Out of Hospital Benefit	None
Principal member	R2 601
Adult dependant	R2 032
Child dependant	R945

Momentum Custom Option

Hospital Provider	Any
Chronic Provider	State
Out of Hospital Benefit	None
Principal member	R2 173
Adult dependant	R1 640
Child dependant	R796

• Includes a limited savings component to fund out-of-hospital expenses
• Designed for younger, healthier families who require flexibility in terms of their cover for basic out-of-hospital expenses

Scheme	Plan	Hospital Provider	Chronic Provider	Out of Hospital Benefit	Principal member	Adult dependant	Child dependant
Bestmed	Beat 2 Network	Beat Network	Bestmed listed Phy	Savings	R1 847	R1 435	R777
	Beat 2 Non-Network	Any	Bestmed listed Phy	Savings	R2 053	R1 594	R864
	Beat 3 Network	Beat Network	Bestmed listed Phy	Savings & Optometry	R2 805	R1 995	R1 085
	Beat 3 Non-Network	Any	Bestmed listed Phy	Savings & Optometry	R3 117	R2 215	R1 203
Bonitas	Bonfit Select	Select Networks	Pharmacy Direct	Savings	R2 152	R1 668	R645
	BonSave	Any	Pharmacy Direct	Savings	R2 847	R2 205	R852
Discovery Health	Classic Saver	Any	MedXpress	Savings	R3 290	R2 596	R1 318
	Classic Delta Saver	Delta network	MedXpress	Savings	R2 628	R2 076	R1 056
	Essential Saver	Any	MedXpress	Savings	R2 615	R1 961	R1 048
	Essential Delta Saver	Delta network	MedXpress	Savings	R2 085	R1 575	R837
	Coastal Saver	Coastal regions	MedXpress	Savings	R2 608	R1 962	R1 053
Fedhealth	flexiFED 1 Network hospitals	FlexiFED 1 Network hospitals	Designated pharmacy network	Nominal savings with optional Medi-Vault/Wallet	R1 788	R1 401	R653
	flexiFED 1 Elect	Elect Network hospitals	Designated pharmacy network	Nominal savings with optional Medi-Vault/Wallet	R1 393	R1 089	R507
	flexiFED 2	Any	Preferred provider	Nominal savings with optional Medi-Vault/Wallet	R2 500	R2 171	R742
	flexiFED 2 GRID	GRID Network hospitals	Designated pharmacy network	Nominal savings with optional Medi-Vault/Wallet	R2 222	R1 933	R660
	flexiFED 2 Elect	Elect Network hospitals	Designated pharmacy network	Nominal savings with optional Medi-Vault/Wallet	R1 871	R1 631	R558
	flexiFED 3	Any	Preferred provider	Nominal savings with optional Medi-Vault/Wallet	R2 825	R2 549	R1 015
	flexiFED 3 GRID	GRID Network hospitals	Preferred provider	Nominal savings with optional Medi-Vault/Wallet	R2 511	R2 267	R903
	flexiFED 3 Elect	Elect Network hospitals	Designated pharmacy network	Nominal savings with optional Medi-Vault/Wallet	R2 117	R1 911	R762
	flexiFED 4	Any	Preferred provider	Nominal savings/optional Medi-Vault/Wallet and Threshold	R3 747	R3 399	R1 153
	flexiFED 4 GRID	GRID Network hospitals	Preferred provider	Nominal savings/optional Medi-Vault/Wallet and Threshold	R3 326	R3 025	R1 027
	flexiFED 4 Elect	Elect Network hospitals	Designated pharmacy network	Nominal savings/optional Medi-Vault/Wallet and Threshold	R2 806	R2 598	R881
Momentum	Incentive Option	Associated	Any	Savings	R3 449	R2 774	R1 289
	Incentive Option	Associated	Associated	Savings	R3 113	R2 477	R1 182
	Incentive Option	Associated	State	Savings	R2 224	R1 756	R853
	Incentive Option	Any	Any	Savings	R3 899	R3 168	R1 520
	Incentive Option	Any	Associated	Savings	R3 388	R2 718	R1 331
	Incentive Option	Any	State	Savings	R2 763	R2 178	R1 093

Bestmed Beat 2 Network

Hospital Provider	Beat Network
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Savings
Principal member	R1 847
Adult dependant	R1 435
Child dependant	R777

Bestmed Beat 2 Non-Network

Hospital Provider	Any
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Savings
Principal member	R2 053
Adult dependant	R1 594
Child dependant	R864

Bestmed Beat 3 Network

Hospital Provider	Beat Network
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Savings & Optometry
Principal member	R2 805
Adult dependant	R1 995
Child dependant	R1 085

Bestmed Beat 3 Non-Network

Hospital Provider	Any
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Savings & Optometry
Principal member	R3 117
Adult dependant	R2 215
Child dependant	R1 203

Bonitas Bonfit Select

Hospital Provider	Select Networks
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Savings
Principal member	R2 152
Adult dependant	R1 668
Child dependant	R645

Bonitas BonSave

Hospital Provider	Any
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Savings
Principal member	R2 847
Adult dependant	R2 205
Child dependant	R852

Discovery Health Classic Saver

Hospital Provider	Any
Chronic Provider	MedXpress
Out of Hospital Benefit	Savings
Principal member	R3 290
Adult dependant	R2 596
Child dependant	R1 318

Discovery Health Classic Delta Saver

Hospital Provider	Delta network
Chronic Provider	MedXpress
Out of Hospital Benefit	Savings
Principal member	R2 628
Adult dependant	R2 076
Child dependant	R1 056

Discovery Health Essential Saver

Hospital Provider	Any
Chronic Provider	MedXpress
Out of Hospital Benefit	Savings
Principal member	R2 615
Adult dependant	R1 961
Child dependant	R1 048

Discovery Health Essential Delta Saver

Hospital Provider	Delta network
Chronic Provider	MedXpress
Out of Hospital Benefit	Savings
Principal member	R2 085
Adult dependant	R1 575
Child dependant	R837

Discovery Health Coastal Saver

Hospital Provider	Coastal regions
Chronic Provider	MedXpress
Out of Hospital Benefit	Savings
Principal member	R2 608
Adult dependant	R1 962
Child dependant	R1 053

Fedhealth flexiFED 1 Network hospitals

Hospital Provider	FlexiFED 1 Network hospitals
Chronic Provider	Designated pharmacy network
Out of Hospital Benefit	Nominal savings with optional Medi-Vault/Wallet
Principal member	R1 788
Adult dependant	R1 401
Child dependant	R653

Fedhealth flexiFED 1 Elect

Hospital Provider	Elect Network hospitals
Chronic Provider	Designated pharmacy network
Out of Hospital Benefit	Nominal savings with optional Medi-Vault/Wallet
Principal member	R1 393
Adult dependant	R1 089
Child dependant	R507

Fedhealth flexiFED 2

Hospital Provider	Any
Chronic Provider	Preferred provider
Out of Hospital Benefit	Nominal savings with optional Medi-Vault/Wallet
Principal member	R2 500
Adult dependant	R2 171
Child dependant	R742

Fedhealth flexiFED 2 GRID

Hospital Provider	GRID Network hospitals
Chronic Provider	Designated pharmacy network
Out of Hospital Benefit	Nominal savings with optional Medi-Vault/Wallet
Principal member	R2 222
Adult dependant	R1 933
Child dependant	R660

Fedhealth flexiFED 2 Elect

Hospital Provider	Elect Network hospitals
Chronic Provider	Designated pharmacy network
Out of Hospital Benefit	Nominal savings with optional Medi-Vault/Wallet
Principal member	R1 871
Adult dependant	R1 631
Child dependant	R558

Fedhealth flexiFED 3

Hospital Provider	Any
Chronic Provider	Preferred provider
Out of Hospital Benefit	Nominal savings with optional Medi-Vault/Wallet
Principal member	R2 825
Adult dependant	R2 549
Child dependant	R1 015

Fedhealth flexiFED 3 GRID

Hospital Provider	GRID Network hospitals
Chronic Provider	Preferred provider
Out of Hospital Benefit	Nominal savings with optional Medi-Vault/Wallet
Principal member	R2 511
Adult dependant	R2 267
Child dependant	R903

Fedhealth flexiFED 3 Elect

Hospital Provider	Elect Network hospitals
Chronic Provider	Designated pharmacy network
Out of Hospital Benefit	Nominal savings with optional Medi-Vault/Wallet
Principal member	R2 117
Adult dependant	R1 911
Child dependant	R762

Fedhealth flexiFED 4

Hospital Provider	Any
Chronic Provider	Preferred provider
Out of Hospital Benefit	Nominal savings/optional Medi-Vault/Wallet and Threshold
Principal member	R3 747
Adult dependant	R3 399
Child dependant	R1 153

Fedhealth flexiFED 4 GRID

Hospital Provider	GRID Network hospitals
Chronic Provider	Preferred provider
Out of Hospital Benefit	Nominal savings/optional Medi-Vault/Wallet and Threshold
Principal member	R3 326
Adult dependant	R3 025
Child dependant	R1 027

Fedhealth flexiFED 4 Elect

Hospital Provider	Elect Network hospitals
Chronic Provider	Designated pharmacy network
Out of Hospital Benefit	Nominal savings/optional Medi-Vault/Wallet and Threshold
Principal member	R2 806
Adult dependant	R2 598
Child dependant	R881

Momentum Incentive Option

Hospital Provider	Associated
Chronic Provider	Any
Out of Hospital Benefit	Savings
Principal member	R3 449
Adult dependant	R2 774
Child dependant	R1 289

Momentum Incentive Option

Hospital Provider	Associated
Chronic Provider	Associated
Out of Hospital Benefit	Savings
Principal member	R3 113
Adult dependant	R2 477
Child dependant	R1 182

Momentum Incentive Option

Hospital Provider	Associated
Chronic Provider	State
Out of Hospital Benefit	Savings
Principal member	R2 224
Adult dependant	R1 756
Child dependant	R853

Momentum Incentive Option

Hospital Provider	Any
Chronic Provider	Any
Out of Hospital Benefit	Savings
Principal member	R3 899
Adult dependant	R3 168
Child dependant	R1 520

Momentum Incentive Option

Hospital Provider	Any
Chronic Provider	Associated
Out of Hospital Benefit	Savings
Principal member	R3 388
Adult dependant	R2 718
Child dependant	R1 331

Momentum Incentive Option

Hospital Provider	Any
Chronic Provider	State
Out of Hospital Benefit	Savings
Principal member	R2 763
Adult dependant	R2 178
Child dependant	R1 093

• Provides a set amount of day-to-day scheme benefits per benefit category, e.g. GP visits, dentistry, optical benefits, etc.
• Designed for families and individuals with specific healthcare needs

Scheme	Plan	Hospital Provider	Chronic Provider	Out of Hospital Benefit	Principal member	Adult dependant	Child dependant
Bonitas	Standard	Any Hospital	Pharmacy Direct	Day-to-day benefits	R4 044	R3 506	R1 186
	Standard Select	Select Networks	Pharmacy Direct	Day-to-day benefits	R3 589	R3 105	R1 051
	Primary	Any Hospital	Pharmacy Direct	Day-to-day benefits	R2 537	R1 985	R 807
	Primary Select	Select Networks	Pharmacy Direct	Day-to-day benefits	R2 180	R1 705	R 693
Momentum	Summit Option	Any Hospital	Freedom of choice	Freedom of choice	R10 642	R8 511	R2 445

Bonitas Standard

Hospital Provider	Any Hospital
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Day-to-day benefits
Principal member	R4 044
Adult dependant	R3 506
Child dependant	R1 186

Bonitas Standard Select

Hospital Provider	Select Networks
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Day-to-day benefits
Principal member	R3 589
Adult dependant	R3 105
Child dependant	R1 051

Bonitas Primary

Hospital Provider	Any Hospital
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Day-to-day benefits
Principal member	R2 537
Adult dependant	R1 985
Child dependant	R 807

Bonitas Primary Select

Hospital Provider	Select Networks
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Day-to-day benefits
Principal member	R2 180
Adult dependant	R1 705
Child dependant	R 693

Momentum Summit Option

Hospital Provider	Any Hospital
Chronic Provider	Freedom of choice
Out of Hospital Benefit	Freedom of choice
Principal member	R10 642
Adult dependant	R8 511
Child dependant	R2 445

• Offers a combination of day-to-day scheme benefits and savings for out-of-hospital expenses
• Designed for families who require generous benefits for out-of-hospital expenses

Scheme	Plan	Hospital Provider	Chronic Provider	Out of Hospital Benefit	Principal member	Adult dependant	Child dependant
Bestmed	Beat 4	Any Hospital	Bestmed listed Phy	Savings & Scheme benefits	R4 872	R4 024	R1 204
	Pace 1	Any Hospital	Bestmed listed Phy	Savings & Scheme benefits	R4 083	R2 868	R1 031
	Pace 2	Any Hospital	Bestmed listed Phy	Savings & Scheme benefits	R5 800	R5 687	R1 279
	Pace 3	Any Hospital	Bestmed listed Phy	Savings & Scheme benefits	R6 658	R5 360	R1 145
	Pace 4	Any Hospital	Bestmed listed Phy	Savings & Scheme benefits	R8 318	R8 318	R1 949
Bonitas	BonClassic	Any Hospital	Pharmacy Direct	Savings / Day-to-day benefits combined	R5 330	R4 577	R1 316
	BonComplete	Any Hospital	Pharmacy Direct	Savings / Day-to-day benefits combined	R4 291	R3 436	R1 165

Bestmed Beat 4

Hospital Provider	Any Hospital
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Savings & Scheme benefits
Principal member	R4 872
Adult dependant	R4 024
Child dependant	R1 204

Bestmed Pace 1

Hospital Provider	Any Hospital
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Savings & Scheme benefits
Principal member	R4 083
Adult dependant	R2 868
Child dependant	R1 031

Bestmed Pace 2

Hospital Provider	Any Hospital
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Savings & Scheme benefits
Principal member	R5 800
Adult dependant	R5 687
Child dependant	R1 279

Bestmed Pace 3

Hospital Provider	Any Hospital
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Savings & Scheme benefits
Principal member	R6 658
Adult dependant	R5 360
Child dependant	R1 145

Bestmed Pace 4

Hospital Provider	Any Hospital
Chronic Provider	Bestmed listed Phy
Out of Hospital Benefit	Savings & Scheme benefits
Principal member	R8 318
Adult dependant	R8 318
Child dependant	R1 949

Bonitas BonClassic

Hospital Provider	Any Hospital
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Savings / Day-to-day benefits combined
Principal member	R5 330
Adult dependant	R4 577
Child dependant	R1 316

Bonitas BonComplete

Hospital Provider	Any Hospital
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Savings / Day-to-day benefits combined
Principal member	R4 291
Adult dependant	R3 436
Child dependant	R1 165

• Comprehensive plans with extensive cover for out-of-hospital expenses subject to sub-limits
• Designed for families and individuals who require generous benefits for out-of-hospital expenses, as well as cover for additional chronic conditions

Scheme	Plan	Hospital Provider	Chronic Provider	Out of Hospital Benefit	Principal member	Adult dependant	Child dependant
Bonitas	BonComprehensive	Any	Pharmacy Direct	Savings	R7 715	R7 276	R1 570
Discovery Health	Executive	Any	Any	Savings & above threshold	R7 257	R7 257	R1 385
	Classic Comprehensive	Any	Any	Savings & above threshold	R5 954	R5 633	R1 188
	Classic Delta Comp	Delta network	Any	Savings & above threshold	R5 362	R5 077	R1 069
	Classic Smart Comp	Smart network	Any	Smart benefits	R4 327	R3 994	R1 378
	Essential Comp	Any	Any	Savings & above threshold	R5 003	R4 731	R1 008
	Essential Delta Comp	Delta network	Any	Savings & above threshold	R4 507	R4 257	R904
	Classic Priority	Any	MedXpress	Savings & above threshold	R3 814	R3 008	R1 526
	Essential Priority	Any	MedXpress	Savings & above threshold	R3 278	R2 577	R1 310
Fedhealth	Maxima Plus	Any	Any	Savings and Threshold	R10 772	R9 298	R3 426
	Maxima Exec	Any	Any	Savings, OHEB and Threshold	R6 816	R5 917	R2 168
Momentum	Extender Option	Associated	Any	Savings	R6 532	R5 255	R1 845
	Extender Option	Associated	Associated	Savings	R5 969	R4 805	R1 717
	Extender Option	Associated	State	Savings	R5 231	R3 967	R1 537
	Extender Option	Any	Any	Savings	R7 419	R5 975	R2 128
	Extender Option	Any	Associated	Savings	R6 624	R5 335	R1 905
	Extender Option	Any	State	Savings	R5 941	R4 877	R1 745

Bonitas BonComprehensive

Hospital Provider	Any
Chronic Provider	Pharmacy Direct
Out of Hospital Benefit	Savings
Principal member	R7 715
Adult dependant	R7 276
Child dependant	R1 570

Discovery Health Executive

Hospital Provider	Any
Chronic Provider	Any
Out of Hospital Benefit	Savings & above threshold
Principal member	R7 257
Adult dependant	R7 257
Child dependant	R1 385

Discovery Health Classic Comprehensive

Hospital Provider	Any
Chronic Provider	Any
Out of Hospital Benefit	Savings & above threshold
Principal member	R5 954
Adult dependant	R5 633
Child dependant	R1 188

Discovery Health Classic Delta Comp

Hospital Provider	Delta network
Chronic Provider	Any
Out of Hospital Benefit	Savings & above threshold
Principal member	R5 362
Adult dependant	R5 077
Child dependant	R1 069

Discovery Health Classic Smart Comp

Hospital Provider	Smart network
Chronic Provider	Any
Out of Hospital Benefit	Smart benefits
Principal member	R4 327
Adult dependant	R3 994
Child dependant	R1 378

Discovery Health Essential Comp

Hospital Provider	Any
Chronic Provider	Any
Out of Hospital Benefit	Savings & above threshold
Principal member	R5 003
Adult dependant	R4 731
Child dependant	R1 008

Discovery Health Essential Delta Comp

Hospital Provider	Delta network
Chronic Provider	Any
Out of Hospital Benefit	Savings & above threshold
Principal member	R4 507
Adult dependant	R4 257
Child dependant	R904

Discovery Health Classic Priority

Hospital Provider	Any
Chronic Provider	MedXpress
Out of Hospital Benefit	Savings & above threshold
Principal member	R3 814
Adult dependant	R3 008
Child dependant	R1 526

Discovery Health Essential Priority

Hospital Provider	Any
Chronic Provider	MedXpress
Out of Hospital Benefit	Savings & above threshold
Principal member	R3 278
Adult dependant	R2 577
Child dependant	R1 310

Fedhealth Maxima Plus

Hospital Provider	Any
Chronic Provider	Any
Out of Hospital Benefit	Savings and Threshold
Principal member	R10 772
Adult dependant	R9 298
Child dependant	R3 426

Fedhealth Maxima Exec

Hospital Provider	Any
Chronic Provider	Any
Out of Hospital Benefit	Savings, OHEB and Threshold
Principal member	R6 816
Adult dependant	R5 917
Child dependant	R2 168

Momentum Extender Option

Hospital Provider	Associated
Chronic Provider	Any
Out of Hospital Benefit	Savings
Principal member	R6 532
Adult dependant	R5 255
Child dependant	R1 845

Momentum Extender Option

Hospital Provider	Associated
Chronic Provider	Associated
Out of Hospital Benefit	Savings
Principal member	R5 969
Adult dependant	R4 805
Child dependant	R1 717

Momentum Extender Option

Hospital Provider	Associated
Chronic Provider	State
Out of Hospital Benefit	Savings
Principal member	R5 231
Adult dependant	R3 967
Child dependant	R1 537

Momentum Extender Option

Hospital Provider	Any
Chronic Provider	Any
Out of Hospital Benefit	Savings
Principal member	R7 419
Adult dependant	R5 975
Child dependant	R2 128

Momentum Extender Option

Hospital Provider	Any
Chronic Provider	Associated
Out of Hospital Benefit	Savings
Principal member	R6 624
Adult dependant	R5 335
Child dependant	R1 905

Momentum Extender Option

Hospital Provider	Any
Chronic Provider	State
Out of Hospital Benefit	Savings
Principal member	R5 941
Adult dependant	R4 877
Child dependant	R1 745