Life comes with a fair share of ups and downs, and accidents can happen at any moment – whether you’re on the road, at work, on a school run or even on a holiday. Sanlam Disability Insurance provides you with assurance that your family’s expenses, as well as your own, will be covered so that you can maintain your standard of living if you were to become injured or disabled, either temporarily or permanently. Speak to a Sanlam financial planner to provide you with a customised insurance solution to suit your personal needs.
Why choose Sanlam Disability Cover.
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Sanlam's Disability Insurance solutions offer maximum choice and flexibility. Should you become disabled, the lump sum benefit can be used to pay for day to day expenses, therapies, and any home alterations required to make living with a disability easier on you and your loved ones.
The amount of insurance you need will depend on your personal needs and circumstances. Speak to a financial planner about the Matrix Cover options, and for advice on choosing the most suitable life cover for your current life stage and needs.
Protect and maintain your standard of living when you can no longer earn an income by covering your necessary expenses, including:
Our 3-in-1 cover pays for recognised, occupational and personal disability, including:
For enhanced cover, you also have the option of combining your disability insurance with the Whole Life Impairment Benefit, which will provide you with disability cover until the age of 70 or retirement – whichever comes first. It also covers you for impairments common in older people (like sight and hearing loss) even into retirement.
The cost of the cover will depend, among other things, on your age and your risk profile when you take out the plan. To quantify your needs, speak to a Sanlam financial planner.
Sanlam Reality members on the Reality Plus and Reality Health membership options can get discounts of up to 30% on Matrix Premier risk products. To quantify your needs, speak to a Sanlam adviser.
Life happens, and it pays to be prepared. Sanlam’s wide range of comprehensive insurance products are aimed at helping you ensure your financial responsibilities are taken care of, even when you’re no longer able to do so yourself.