These moments happen to us all and, when they do, we take a deep breath and then we reconsider things; our relationships; our ambitions and our financial plans. Would your future be safe if you were no longer able to work? Sanlam’s Income Protection gives you the certainty of a regular income, even if you cannot work.
In school I pictured myself travelling the world. I had big plans. When I got my first job, I was getting a good salary and had wonderful dreams of how to spend my money!
Little did I know that something was about to happen to make me realise just how much I should appreciate my salary - and how soon it would become important to me to protect my ability to earn an income…
The bombshell dropped one afternoon as I got home from work: My mom sat me down and told me that she had lost her job. She wasn't someone who ever saved money, and it was the middle of the month…
In a matter of moments it dawned on me that I was now financially responsible for my mom. I no longer just had myself to look after. I had to focus on the fact that there was rent to pay and we needed groceries.
At times I feel frustrated and responsible…., like I’m the mother and not the child in the family. But we’re making it work and I realise today that, for many people, this experience arrives sooner than later.
I’m grateful for what I’ve learnt about the importance of planning for my future. But more than that: I’ve realised that my ability to earn money is probably my greatest asset and that I need to protect it. If my salary and income should fall away for whatever reason – like if I became disabled - my mom and I will be in severe financial trouble.
If I could tell my younger self one thing, it would be to think about my income and my salary as a precious asset and a lifeline, and to put something in place to protect it… from day one!
As Wealthsmiths™, we believe that when your life changes, so should your insurance.
Find how you can protect your financial future.
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