You may be trying to access this site from a secured browser on the server. Please enable scripts and reload this page.
Turn on more accessible mode
Turn off more accessible mode
Skip Ribbon Commands
Skip to main content
Turn off Animations
Turn on Animations
Sign In
Subscribe
Currently selected
Subscribe to newsletter
Subscribe success
Home
It looks like your browser does not have JavaScript enabled. Please turn on JavaScript and try again.
Sanlam
Worldwide
South Africa
South Africa Home
Sanlam Investments
Sanlam Private Wealth
Glacier by Sanlam
Sanlam BlueStar
Rest of Africa
Sanlam Namibia
Sanlam Mozambique
Sanlam Tanzania
Sanlam Uganda
Sanlam Eswatini
Sanlam Kenya
Sanlam Zambia
Sanlam Private Wealth Mauritius
Europe
Sanlam UK
Sanlam Private Wealth UK
Sanlam Securities UK
Sanlam FOUR
Sanlam Asset Management Ireland
Global
Global Investment Solutions
Investor Relations
Personal
Insurance
Life Insurance
Disability Cover
Severe Illness
Income Protection
Funeral Cover
Go Cover
Credit Life Cover
Medical Aid
Gap Cover
Short-term Insurance
Financial Planning
Choosing a Financial Planner
Financial Planning Process
Needs Assessment
Wills & Trusts
Retirement
Saving for Retirement
Retirement Preservation
Retirement Income
Retirement Fund Members
Investments
Investing for Growth
International Investments
Education Planning
Unit Trusts
Share Trading
Tax-free Savings
Wealth
Sanlam Private Wealth
Glacier by Sanlam
Online Solutions
Professionals & Graduates
Sanlam Reality Programme
Personal Loans
Tools & Calculators
Sanlam BlueStar
Blog
Business
Buy and Sell Solution
Business Debt Insurance
Key Person Insurance
Retirement for Business Owners
Retirement for Employees
Business Blog
Why a Financial Planning Review?
Small and Medium Businesses
Business Operations
Business Advice
Business Continuity and Risk Management
Employee Wellbeing
Personal and Family
Self-employed Professionals
Business Operations
Business Advice
Business Continuity and Risk Management
Employee Wellbeing
Personal and Family
Start-Ups
Before You Start
Getting Started
Create Your Business Plan
Why You Need A Business Mentor
Final Checklist
Business Tools
Financial Fitness Analysis
1-2-3 of Business
Business Fitness Analysis
Financial Planning Calculators
How to Buy a Small Business
Creating a Business Plan
The Business Turnaround Book
Your Annual Business Game Plan for Success
Articles
Economic Overview
Business Tips
Labour News
Estate Planning
Good News Story
Institutional
Insurance
Group Risk Benefits
Medical Scheme Options
Financial Planning
Consulting Solutions
Retirement
Retirement Fund Administration
Umbrella Solutions
ACA Retirement Fund
Benchmark Survey
Saving for Retirement
Post Retirement
Investments
Active Management
Multi Management
Passive Management
Capital Management
Life Pooled Investments
International
Payments and Debit Order Collections
Sanlam Multi Data
Markets
Sanlam Share Price
Market Indicators
Local
Offshore
Commodities
Currencies
Daily Prices & Fund Values
Fund Fact Sheets
National Budget Speech
Media
Expert Opinions
Media Releases
Mediavrystellings
Economic Commentary
Ekonomiese Kommentaar
Operational Updates
Media Contacts
Newsletters
Blog
About
Our Strategy
Global Footprint
Leadership
Group Structure
Our History
Awards
Sanlam Emerging Markets
Investor Relations
Responsible Business
Black Economic Empowerment
Sanlam Foundation
Sustainability
Governance
Careers
Working at Sanlam
Career Opportunities
How We Recruit
Wealthsmiths™
Sanlam Art Collection
Sponsorships
Kids
Design and Culture
Sport
Business
Media
Awards
Sanlam BlueStar
Individual Investors
Financial Planners
Contact
Contact Sanlam
Client Care Offices
Get Advice
Claims
Report Fraud
Compliments and Complaints
Sanlam Business Directory
Search
Login
Secure Services
Sanlam Private Wealth
Glacier Secure Services
Sanlam Collective Investments
Sanlam Individual Life
Sanlam iTrade
Retirement Fund Web
Reality
Santam
Back
Back
Back
Back
Worldwide
South Africa
South Africa Home
Sanlam Investments
Sanlam Private Wealth
Glacier by Sanlam
Sanlam BlueStar
Rest of Africa
Sanlam Namibia
Sanlam Mozambique
Sanlam Tanzania
Sanlam Uganda
Sanlam Eswatini
Sanlam Kenya
Sanlam Zambia
Sanlam Private Wealth Mauritius
Europe
Sanlam UK
Sanlam Private Wealth UK
Sanlam Securities UK
Sanlam FOUR
Sanlam Asset Management Ireland
Global
Global Investment Solutions
Investor Relations
Personal
Personal
Insurance
Life Insurance
Disability Cover
Severe Illness
Income Protection
Funeral Cover
Go Cover
Credit Life Cover
Medical Aid
Gap Cover
Short-term Insurance
Financial Planning
Choosing a Financial Planner
Financial Planning Process
Needs Assessment
Wills & Trusts
Retirement
Saving for Retirement
Retirement Preservation
Retirement Income
Retirement Fund Members
Investments
Investing for Growth
International Investments
Education Planning
Unit Trusts
Share Trading
Tax-free Savings
Wealth
Sanlam Private Wealth
Glacier by Sanlam
Online Solutions
Shortcuts
Professionals & Graduates
Sanlam Reality Programme
Personal Loans
Tools & Calculators
Sanlam BlueStar
Blog
Business
Business
Buy and Sell Solution
Business Debt Insurance
Key Person Insurance
Retirement for Business Owners
Retirement for Employees
Business Blog
Why a Financial Planning Review?
Small and Medium Businesses
Business Operations
Business Advice
Business Continuity and Risk Management
Employee Wellbeing
Personal and Family
Self-employed Professionals
Business Operations
Business Advice
Business Continuity and Risk Management
Employee Wellbeing
Personal and Family
Articles
Economic Overview
Business Tips
Labour News
Estate Planning
Good News Story
Start-Ups
Before You Start
Getting Started
Create Your Business Plan
Why You Need A Business Mentor
Final Checklist
Business Tools
Financial Fitness Analysis
1-2-3 of Business
Business Fitness Analysis
Financial Planning Calculators
How to Buy a Small Business
Creating a Business Plan
The Business Turnaround Book
Your Annual Business Game Plan for Success
Institutional
Institutional
Insurance
Group Risk Benefits
Medical Scheme Options
Financial Planning
Consulting Solutions
Retirement
Retirement Fund Administration
Umbrella Solutions
ACA Retirement Fund
Benchmark Survey
Saving for Retirement
Post Retirement
Investments
Active Management
Multi Management
Passive Management
Capital Management
Life Pooled Investments
International
Payments and Debit Order Collections
Sanlam Multi Data
Markets
Markets
Sanlam Share Price
Market Indicators
Local
Offshore
Commodities
Currencies
Daily Prices & Fund Values
Fund Fact Sheets
National Budget Speech
Media
Media
Expert Opinions
Media Releases
Mediavrystellings
Economic Commentary
Ekonomiese Kommentaar
Operational Updates
Media Contacts
Newsletters
Blog
About
About
Our Strategy
Global Footprint
Leadership
Group Structure
Our History
Awards
Sanlam Emerging Markets
Investor Relations
Responsible Business
Black Economic Empowerment
Sanlam Foundation
Sustainability
Governance
Careers
Working at Sanlam
Career Opportunities
How We Recruit
Wealthsmiths™
Sanlam Art Collection
Sponsorships
Kids
Design and Culture
Sport
Business
Media
Awards
Sanlam BlueStar
Individual Investors
Financial Planners
Contact
Contact
Contact Sanlam
Client Care Offices
Get Advice
Claims
Report Fraud
Compliments and Complaints
Sanlam Business Directory
Login
Secure Services
Sanlam Private Wealth
Glacier Secure Services
Sanlam Collective Investments
Sanlam Individual Life
Sanlam iTrade
Retirement Fund Web
Reality
Santam
Worldwide
South Africa
South Africa Home
Sanlam Investments
Sanlam Private Wealth
Glacier by Sanlam
Sanlam BlueStar
Rest of Africa
Sanlam Namibia
Sanlam Mozambique
Sanlam Tanzania
Sanlam Uganda
Sanlam Eswatini
Sanlam Kenya
Sanlam Zambia
Sanlam Private Wealth Mauritius
Europe
Sanlam UK
Sanlam Private Wealth UK
Sanlam Securities UK
Sanlam FOUR
Sanlam Asset Management Ireland
Global
Global Investment Solutions
Investor Relations
Search
Call Centre: 0860 SANLAM / 0860 726526
General Enquiries: +27 (0)21 947 9111
Website: www.sanlam.co.za
Welcome to our blog
Blog Home
Recent
assets
CoZa Shared Documents
CoZa Image Carousel Library
CoZa Banner Images
MediaCentreLinks
123ob
About
Art Collection
Category-Company
CatalogItem-Company
Sanlam Global
Investor Relations
AF South Africa Wills
Alexander Forbes Botswana Online Wills
AON Gap Cover
Articles
Awards
benefitstatement
Blog
Articles
Newsletter
Search
Subscribe
Currently selected
BlueStar
3Sixty BlueStar
Abacon BlueStar
Adelaar Bluestar
Adjuvo Bluestar
Aequa Mente BlueStar
Agathos BlueStar
Akata Wealth BlueStar
Albatros BlueStar
Alpha Waarde Bluestar
Altovex BlueStar
Alusani BlueStar
ALV BlueStar
Antaris BlueStar
Aquila Wealth BlueStar
Aquilo Volo BlueStar
Arcani BlueStar
Authentic BlueStar
Auxilium BlueStar
BakerHouse Bluestar
Bartlou BlueStar
brokerservicesnew
Browser
Service Unavailable
Page not found
Business Owners
Articles
Business Tools
Buy and Sell
Financial Planning Review
Key Person Insurance
Medical Aid
Retirement for Business Owners
Retirement for Employees
Self-employed Professionals
Sign Surety
Small and Medium Businesses
Start-Ups
Business Tips
Businessblog
Articles
Artikels
Contact
Newsletter
Search
Subscribe
Vanessa_ArticleBlogBanner2
Businessfinance
businessplanbook
Campaigns
2 minute Showersongs
Balanced Fund
Bold vs Cautious
Conspicuous Saving
Conversations with yourself
Employee Value Proposition
Financial Resilience
Financial Resilience - What If
For Graduates
Glacier Risk Summit
i3-summit
Impact Range
Institutional Insights
Investment Intel
Joint Forum Pack
Lifestage
Lives of Grace
Money Meetups
My Retirement Fund
Myretirementapp Employers
Cancer
Careers
Career Opportunities
EVP
Our Wealthsmiths
CV Tips
How We Recruit
Device Policy
Bursaries
Site Contents
Page Image
Page Content