Premier Insurance & Your Wealth Bonus | Sanlam
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Life Insurance That Rewards You Premier Insurance & Your Wealth Bonus | Sanlam

Sanlam Life insurance with Wealth Bonus®

Life insurance that gives back

Take out a new, *qualifying Sanlam Premier insurance solution today, and get rewarded with Wealth Bonus automatically for your ongoing commitment.

*T's and C's apply.
  • Choice and flexibility
  • Cash reward
  • Tax-free payout
  • Cover from R100 per month
  • More than 99% of death claims paid out

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Insurance that offers more

What is Wealth Bonus?

The projected Wealth Bonus is based on average assumptions. This projection is not guaranteed and should not be seen as an accurate forecast in any sense. Past performance is not indicative of future performance. When the economy is underperforming, investment returns are likely to be low. Be wary of buying any financial product based on a forecast or illustration. These are the assumptions we make, per product, to calculate the projected value of your Wealth Bonus. The retirement plan projection assumes a retirement age of 65 and an annual payment increase of 5%. The projection assumes that contributions are invested in the SATRIX Dynamic Balanced Fund with an investment return of 6.5%. The endowment projection assumes that the fund growth will track the Sanlam Investment Management Balanced Fund with an assumed investment return of 5.5%, over an investment term of 15 years. Wealth Bonus projections for risk products assumes a growth rate of 4.5% per annum. The actual growth rate will be based on market related interest. It also assumes that premiums increase by 6% annually and that no available funds are withdrawn until age 70. Wealth Bonus projections for the funeral cover assumes a growth rate of 4.5% per annum. The actual growth rate will be based on market related interest. It also assumes that premiums increase by 5% annually after 1 year and that no available funds are withdrawn until age 70.

Why Sanlam Life Insurance?

Get in touch with an expert to help you find the cover that’s right for you.

With Sanlam’s range of flexible, well-priced risk cover solutions, you can be confident that, should the unthinkable happen and you lose your life, your loved ones will be protected, and their future will be financially secure.

  • Maximum choice and flexibility
  • Tax-free payout
  • Cover from R100 per month
  • Covers expenses like funeral costs, estate administration, debt, and day-to-day living expenses
  • We pay more than 99% of all death claims

If you take out a new qualifying Sanlam Premier insurance solution, you’ll be rewarded with Wealth Bonus for keeping your cover intact. No extra cost.

Sanlam will match a percentage of your monthly risk premium payments to build your Wealth Bonus over time. You can access 5% of your Wealth Bonus every five years or leave the money and allow it to keep growing. The choice is yours.

Your final Wealth Bonus unlocks when you turn 70 (or at the age of 65 with the Early Access Option). This can provide a substantial cash injection that you could use to cover unexpected medical expenses, pay for a family wedding or adventure.

Wealth Bonus also offers exciting benefits on popular lifestyle brands like Showmax, Uber, Intercape, Ivy Online Education and AlwaysOn data.

Need to claim? Our risk cover solutions keep you and your loved ones’ financial future secure. Never need to claim? You’ll still have your Wealth Bonus as a reward for keeping your cover intact over time.

When you own a Sanlam Premier insurance solution that earns Wealth Bonus and you are a main member of Fedhealth or Bonitas your monthly Wealth Bonus contribution will be boosted by 15%.

Earn more

*Wealth Bonus is automatically available on all new Premier insurance solutions.
T's and C's

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More cover with Wealth Bonus

Sanlam’s wide range of comprehensive insurance products is aimed at helping you ensure your financial responsibilities are taken care of, even when you’re no longer able to do so yourself. New qualifying insurance solutions also automatically come with Wealth Bonus.


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We’ll help you find the insurance solution that’s affordable and suits your needs. Fill in your details below and we’ll call you back.

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