We find reasons to pay, not the other way around. Because that’s how we honour our commitment and your claim.
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Depending on the specific benefit you have, Sanlam will cover you for any illness, impairment or disability where these conditions are caused as a result of complications linked to infection by any bacteria or virus. The virus can be COVID-19 or another virus. This includes claims for temporary or permanent inability to work, severe illness or even death. For our Sickness and Temporary Disability Income benefits, when claiming for sick leave or temporary inability to work as the result of COVID-19, we will require you, your doctor or employer to complete a special COVID-19 form to fast track these claims.
For many years, we’ve gone over and above the norm to take excellent care of our clients. Our commitment to doing more than what’s expected of us is just one of the things that makes us Wealthsmiths™.
When the unexpected happens, you can expect more from us.
In 2018 we paid more than 99% of Death claims, 84% of Disability claims, 70% of Severe Illness claims, 93% of Income Protector claims and 94% of Sickness claims.
What we don’t pay for:
*Accidental and Funeral included.
A third of all death claims admitted were for women and two thirds for men.
Most of the severe illness claims were admitted for cancer, of which 33% were for prostate cancer (men) and 31% for breast cancer (women).
Most of the Income Protector claims for men were admitted for accidents and most of the claims for women were for diseases affecting bones, back, joints and connective tissue.
Most sickness claims were paid in respect of clients between 26 and 45 years old.
Statistically, the causes for claims are as follows: