More people are diagnosed with Cancer and other serious conditions these days than ever before. But with the right support, more people can fight back. If you’re diagnosed with a serious illness, Sanlam Critical Illness Cover helps cover potential expenses like employing a carer, the cost of treatment not covered by medical aid and gap cover, and adjustments to your lifestyle.
Get quoted and covered online in under 10 minutes with Sanlam Indie, or speak to a Sanlam financial adviser about a personalised insurance solution.
Maximum choice and flexible cover for illnesses.
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Sanlam Critical Illness Cover offers maximum choice and flexibility at attractive rates. This cover pays out if you’re diagnosed with one of our listed severe illnesses. There are certain aggressive types of Cancer that may have a very big impact on your life and for those, we will pay 150% of the cover amount.
The amount of cover you require will depend on your personal needs. Sanlam Indie allows you to buy life and disability cover online in minutes.
With Sanlam Indie, you’ll get fully quoted and covered online in under 10 minutes.
Even better, every Sanlam Indie policy comes with a free built-in Wealth Bonus.
Whether you know exactly what you want, or need help working out a comprehensive Life and Disability Insurance plan, we’ll guide you every step of the way.
Critical Illness Cover can help with the following extra costs not taken care of by medical aid and/or gap cover:
Critical illness cover that pays you a lump sum if you're diagnosed with Cancer or one of the other serious conditions we cover. This means that if you get a dread disease, the cover will be paid out in one go.
Most people choose to have at least R350,000 of cover, or about 6 months of income (after tax but before other deductions) if that’s higher.
Your cover amount will automatically grow each year with inflation, but you can choose to opt out of this growth (in order to reduce your premium).
We’ll help you work out what cover you need in just minutes.
Your premium is determined by your age and risk profile when you take out the cover. To get an immediate guaranteed quote, use the Sanlam Indie calculator.
Get any Sanlam Indie policy and we’ll match up to 100% of your monthly premium in an investment - at no extra cost.
Your Wealth Bonus grows with your premiums and with the market. Over the years, those contributions really add up and so does the growth. You can access 10% of it every 5 years, and all of it (including years of growth) at 70. You can learn everything you need to know on the Wealth Bonus page.
Let us contact you with an obligation-free quote.
Life happens, and it pays to be prepared. Sanlam’s wide range of comprehensive insurance products are aimed at helping you ensure your financial responsibilities are taken care of, even when you’re no longer able to do so yourself.