Severe Illness Cover can help with the following extra costs not taken care of by medical aid and/or gap cover:

• Additional monthly costs such as employing someone to care for children (nanny or au pair) and the home
• The financial impact of taking extended time off work to speed up recovery
• Travel and accommodation expenses to treatment centres

• You make monthly payments for the period of cover you have chosen
• You will receive a tax-free payout when you are diagnosed with a listed severe illness which is explained in your policy contract
• The payout will be a lump sum or monthly payout depending on the benefit you have selected
• We recommend you speak to a financial adviser to help you select the option that is best suited to your needs

We’ll help you determine the amount of cover you require and create a tailor-made solution for your specific needs.

Speak to a financial adviser to help you determine the amount of cover you require.

Your premium is determined by your age and risk profile when you take out the cover. To find out how much you’ll pay contact a financial adviser.

The layman’s terms are intended to give a better understanding of the claim event relating to Sanlam’s severe illness benefits. The definitions of the claim events as described under "Explanations" in your contract documents are the only contractual definitions applicable. A claim will only be considered if the life insured meets the contractual definition for a claim. Medical evidence will be required by Sanlam where applicable.

Download the Layman’s Terms document