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Critical Illness Cover

If you get cancer or another serious condition, we help you conquer it with a tax-free payout.

More people are diagnosed with Cancer and other serious conditions these days than ever before. But with the right support, more people can fight back. If you’re diagnosed with a serious illness, Sanlam Critical Illness Cover helps cover potential expenses like employing a carer, the cost of treatment not covered by medical aid and gap cover, and adjustments to your lifestyle.

Get quoted and covered online in under 10 minutes with Sanlam Indie, or speak to a Sanlam financial adviser about a personalised insurance solution.

Critical Illness Cover

Maximum choice and flexible cover for illnesses.

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Get quoted, buy online and get a free Wealth Bonus.

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How to submit your claim.

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Expert financial advice at your fingertips.

Why Choose Sanlam Critical Illness Cover?

Sanlam Critical Illness Cover offers maximum choice and flexibility at attractive rates. This cover pays out if you’re diagnosed with one of our listed severe illnesses. There are certain aggressive types of Cancer that may have a very big impact on your life and for those, we will pay 150% of the cover amount.

The amount of cover you require will depend on your personal needs. Sanlam Indie allows you to buy life and disability cover online in minutes.

 

 

Indie Critical Illness CoverIndie Critical Illness Cover<p>Maximum cover</p><h3>R5 million<br></h3><p>Premium</p><h3>Get a guaranteed quote online in minutes</h3><p>from R100 p/m</p><br><p> </p><p> <b>Features:</b></p><ul><li>Pays 150% of cover for certain aggressive cancers</li><li>Free built-in Wealth Bonus</li><li>Flexible premiums</li><li>Get quoted and covered in under 10 minutes</li><li>Immediate cover</li></ul><br>https://www.indiefin.com/start/?utm_source=sanlam&utm_medium=button&utm_campaign=critical_illness&utm_content=product_card&utm_term=buy_onlinehttps://www.indiefin.com/start/?utm_source=sanlam&utm_medium=button&utm_campaign=critical_illness&utm_content=product_card&utm_term=buy_onlineBUY ONLINEOrange
Matrix Premier CoverMatrix Premier Cover<p>Maximum cover</p><h3>Unlimited </h3><p>Subject to financial underwriting and income</p><p>Premium</p><h3>Calculated by adviser</h3><p>Save with Sanlam Reality</p>​<p> <b>Features:</b></p><ul><li>Ideal if you require over R5 million cover</li><li>Traditional underwriting, possibly requiring medical tests</li><li>Save up to 30% on premiums with Sanlam Reality</li><li>Add a cashback benefit to your plan at an additional cost of 35% on premiums and receive back all the premiums you’ve paid on your cover (provided that cover is still intact after 15 years)</li></ul>Contact AdviserBlue

Get Quoted and Buy Online

With Sanlam Indie, you’ll get fully quoted and covered online in under 10 minutes.

Even better, every Sanlam Indie policy comes with a free built-in Wealth Bonus.

Whether you know exactly what you want, or need help working out a comprehensive Life and Disability Insurance plan, we’ll guide you every step of the way.

Get a quote & buy

Frequently Asked Questions

Critical Illness Cover can help with the following extra costs not taken care of by medical aid and/or gap cover:

  • Additional monthly costs such as employing someone to care for children (nanny or au pair) and the home
  • The financial impact of taking extended time off work to speed up recovery
  • Travel and accommodation expenses to treatment centres

Critical illness cover that pays you a lump sum if you're diagnosed with Cancer or one of the other serious conditions we cover. This means that if you get a dread disease, the cover will be paid out in one go.

Most people choose to have at least R350,000 of cover, or about 6 months of income (after tax but before other deductions) if that’s higher.

Your cover amount will automatically grow each year with inflation, but you can choose to opt out of this growth (in order to reduce your premium).

We’ll help you work out what cover you need in just minutes.

Your premium is determined by your age and risk profile when you take out the cover. To get an immediate guaranteed quote, use the Sanlam Indie calculator.

Get any Sanlam Indie policy and we’ll match up to 100% of your monthly premium in an investment - at no extra cost.

Your Wealth Bonus grows with your premiums and with the market. Over the years, those contributions really add up and so does the growth. You can access 10% of it every 5 years, and all of it (including years of growth) at 70. You can learn everything you need to know on the Wealth Bonus page.

Let us contact you with an obligation-free quote.

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