Our range of life insurance solutions is designed to be simple, hassle-free and easy to understand. Whether you’re buying a new home, starting a family or a new job, or simply relooking your financial position, you are one step away from securing your future.
Get quoted and covered online in under 10 minutes with Sanlam Indie, or speak to a Sanlam financial adviser about a personalised insurance solution.
Why choose Sanlam Life Insurance.
Get quoted, buy online and get a free Wealth Bonus.
How to submit your claim.
Expert financial advice at your fingertips.
Sanlam's range of Life Insurance solutions offers maximum choice and flexibility. After you pass away, the payout can help your family cover expenses like funeral costs, estate administration, debt and day-to-day living expenses.
The amount of insurance you require will depend on your personal needs. Sanlam Indie allows you to buy life and disability cover online in minutes. If you would like to structure your life insurance to suit your current life stage, you can speak to a financial adviser about Matrix Express Cover and Matrix Premier Cover.
With Sanlam Indie, you’ll get fully quoted and covered online in under 10 minutes.
Even better, every Sanlam Indie policy comes with a free built-in Wealth Bonus.
Whether you know exactly what you want, or need help working out a comprehensive Life and Disability Insurance plan, we’ll guide you every step of the way.
Sanlam Indie Life Cover pays out to cover your debts so the people you care about don't have to, and ensures your family can keep living their best life. At the same time, the quick payout ensures you have a proper send-off.
If you're diagnosed with a terminal illness and your life expectancy is less than one year, you will receive an immediate tax-free payout.
When you die, your beneficiaries receive a tax-free payout. The amount will depend on the cover you’ve chosen. Your quick payout portion will be paid upfront to help with immediate expenses.
The quick payout portion (10% of your life cover up to R50,000) will be paid out as quickly as possible so that your family can cover urgent costs, such as funeral costs and daily essentials. The rest of your cover will be paid out as normal.
Speak to a financial planner to create a tailor-made solution that suits your lifestyle and your pocket.
Your premium is determined by your age and risk profile when you take out the cover. To get a guaranteed quote in just 10 minutes, use the Sanlam Indie calculator.
Sanlam Indie lets you proactively skip premiums without losing all your cover or reducing your Wealth Bonus. Read more here.
You make monthly payments until your death. When you die, your nominated beneficiaries receive a tax-free, one-off pay-out. The amount will depend on your specific plan.
Your premium is determined by your age and risk profile when you take out the cover. To find out how much you’ll pay contact a financial planner.
Sanlam Reality members on the Reality Plus and Reality Health membership options can get discounts of up to 30% on Matrix Premier risk products. For more information on how to join, visit the
Sanlam Reality website.
Let us contact you with an obligation-free quote.
Life happens, and it pays to be prepared. Sanlam’s wide range of comprehensive insurance products are aimed at helping you ensure your financial responsibilities are taken care of, even when you’re no longer able to do so yourself.