Our range of life insurance solutions is designed to be simple, hassle-free and easy to understand. Whether you’re buying a new home, starting a family or a new job, or simply relooking your financial position, you are one step away from securing your future.
Get quoted and covered online in under 10 minutes with Sanlam Indie, or speak to a Sanlam financial adviser about a personalised insurance solution.
Why choose Sanlam Life Insurance.
Get quoted, buy online and get a free Wealth Bonus.
How to submit your claim.
Get up to 100% of your payments back.
Sanlam's range of Life Insurance solutions offers maximum choice and flexibility. After you pass away, the payout can help your family cover expenses like funeral costs, estate administration, debt and day-to-day living expenses.
The amount of insurance you require will depend on your personal needs. Sanlam Indie allows you to buy life and disability cover online in minutes. If you would like to structure your life insurance to suit your current life stage, you can speak to a financial adviser about Matrix Express Cover and Matrix Premier Cover.
With Sanlam Indie, you’ll get fully quoted and covered online in under 10 minutes.
Even better, every Sanlam Indie policy comes with a free built-in Wealth Bonus.
Whether you know exactly what you want, or need help working out a comprehensive Life and Disability Insurance plan, we’ll guide you every step of the way.
Ensure that you always get something back with the Cashback benefit – an optional extra that can be added to certain new or existing* Sanlam plans. It rewards you for keeping your cover intact, and pays out after 15 years of continued contributions to your policy. Please speak to your financial advisor or contact us.
* Please note the Cashback benefit can only be added to certain Sanlam plans.
You will get all of your payments for a specific cover layer back after 15 years.
Use your Cashback payments (available from year 15), to cover unexpected expenses.
If you need to claim, you will have cover in place. If you don’t, you get a Cashback payment.
For more information on the Cashback benefit, download the brochure
When you die, your beneficiaries receive a tax-free, one-off payout. The amount will depend on the cover you’ve chosen.
Everyone has different needs. Essentially, you should take into account your current outstanding debt and subtract any existing life insurance cover you have. The gap between the two should be the amount of cover you go for.
We’ll help you work out what cover you need in just minutes.
Your premium is determined by your age and risk profile when you take out the cover. To get an immediate guaranteed quote, use the Sanlam Indie calculator.
Get any Sanlam Indie policy and we’ll match up to 100% of your monthly premium in an investment - at no extra cost.
Your Wealth Bonus grows with your premiums and with the market. Over the years, those contributions really add up and so does the growth. You can access 10% of it every 5 years, and all of it (including years of growth) at 70. You can learn everything you need to know on the Wealth Bonus page.
Let us contact you with an obligation-free quote.
Life happens, and it pays to be prepared. Sanlam’s wide range of comprehensive insurance products are aimed at helping you ensure your financial responsibilities are taken care of, even when you’re no longer able to do so yourself.