Child Injury and Illness Benefit | Insurance | Sanlam
Skip Ribbon Commands
Skip to main content

Invest

Advice

Service

Invest Online Back

Call me back

Email us

Back

Call me back

Email us

Email us

Skip Navigation LinksPersonal and Family Insurance

Child Injury and Illness Benefit

Cover your child against life’s unexpected events

Children bring us the greatest joy and as parents we’ll do anything to protect them. But serious health issues can put families under immense emotional and financial strain. That’s why we’ve developed our Child Injury and Illness Benefit – comprehensive risk cover to help you financially should your child face a severe illness or injury.

How It Works

The Child Injury and Illness Benefit pays a lump sum if a child is diagnosed with a defined dread disease, injury, impairment or infection. It is available from the child’s first birthday and provides cover until they turn 19.

The benefit offers cover of up to R1 million and can be combined with other benefits on the same plan. An advantage of this benefit is that you will only be asked medical questions when you apply; we will not ask for new or invasive medical tests.

A claim will only be considered if the life insured meets the contractual claim event definition of the claim event in question, as well as any other contractual requirements Sanlam may require, as set out in the applicable contract documents.

What It Covers

The Child Injury and Illness Benefit offers cover of up to R1 million and covers 81 claim events. Examples include:

  • Diseases like cancer, organ failure, Crohn’s disease, epilepsy and anorexia
  • Injuries or accidents like head injuries, rib fractures, gunshot wounds, dog bites and near-drowning
  • Impairments like loss of sight, hearing, speech and the loss of limbs
  • Infections like rabies, cerebral malaria, tetanus, meningitis and the Ebola virus

Additional Protection

For additional protection, we’ve included two safety net events:

  1. The ICU claim event covers a child admitted to ICU for at least 48 hours for any reason, such as accidental poisoning or a snakebite
  2. The catch-all claim event covers any other diseases or injuries, not specifically listed, but which are severe enough to warrant a payment

Get Advice

Invest

Advice

Service

Invest Online Back

Call me back

Email us

Back

Call me back

Email us

Email us

Sanlam Life Insurance is a licensed financial service provider.
Copyright © Sanlam