Children bring us the greatest joy and as parents we’ll do anything to protect them. But serious health issues can put families under immense emotional and financial strain. That’s why we’ve developed our Child Injury and Illness Benefit – comprehensive risk cover to help you financially should your child face a severe illness or injury.
The Child Injury and Illness Benefit pays a lump sum if a child is diagnosed with a defined dread disease, injury, impairment or infection. It is available from the child’s first birthday and provides cover until they turn 19.
The benefit offers cover of up to R1 million and can be combined with other benefits on the same plan. An advantage of this benefit is that you will only be asked medical questions when you apply; we will not ask for new or invasive medical tests.
A claim will only be considered if the life insured meets the contractual claim event definition of the claim event in question, as well as any other contractual requirements Sanlam may require, as set out in the applicable contract documents.
The Child Injury and Illness Benefit offers cover of up to R1 million and covers 81 claim events. Examples include:
For additional protection, we’ve included two safety net events: