National Budget Speech 2023 | Sanlam
Stay safe online. Now more than ever it’s important to be cybersafe. See Sanlam’s tips to help you stay safe online. Learn more
Skip Ribbon Commands
Skip to main content

How will Budget 2023 affect you?

Explore our Budget resources, and make use of our Tax Calculator, to see how your finances will be impacted, or have a look at our tax-efficient saving solutions.

About budget speech 2023

Stay informed and plan ahead

Our Finance Minister, Mr Enoch Godongwana, outlined the government’s financial priorities for 2023 in his Budget Speech on 22 February 2023.

You might be wondering how your pocket will be affected. Our expert’s Budget commentary, along with our 2023/24 Tax Calculator, will help you understand how your personal budget will be affected. Now’s the time to explore our tax-efficient solutions to make the most of the tax benefit.

+ Show more - Show less View resource centre

Tax-savings benefit solutions

Explore our tax-efficient products to make the most of your tax-savings benefits.

Retirement Annuity

Maximise your tax benefit with Sanlam’s retirement solutions. Invest today and boost your retirement savings with a Wealth Bonus®.

Already have a Sanlam RA? See how to maximise your tax benefits.

Tax-free Savings

Reach your long-term saving goals by paying zero tax on interest, dividends and capital gains. Invest from only R350 per month.

Already have a Sanlam TFSA? See how to maximise your tax benefits.

Resource Centre

Our experts unpack Budget 2023

Let our financial experts’ post-budget commentary and the useful government resources below guide you through Budget 2023.

Ferzana Botha
Budget 2023 – Bold Actions Are Required Farzana Botha: Segment Solutions Manager: Sanlam Savings
Read article | Listen to audio

Post-budget commentary

Budget 2023 – As Good as Could Be Hoped For

Arthur Kamp: Chief Economist: Sanlam Investments
Read article

Key Takeaways From the 2023 National Budget

Sanlam Corporate
Read article

The Budget in Brief With SRA Law Services

Law Services
Read article

Useful downloads


Tax Pocket Guide 2023


Budget Speech 2023 by the Minister of Finance


National Treasury Budget Highlights


People's Guide to the Budget: English


People's Guide to the Budget: Afrikaans


People's Guide to the Budget: Zulu


People's Guide to the Budget: Xhosa


People's Guide to the Budget: Setswana

Call me back

Let us call you back

We’ll help you find the income protection plan that’s affordable and suits your needs. Fill in your details below and we’ll call you back.