Budget 2015
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The South African National Budget 2015

Finance Minister Nhlanhla Nene presented this year’s National Budget to Parliament on 25 February 2015.

At Sanlam, we are committed to helping guide you through the ins and outs of the Budget Speech and how it will affect us from person to parliament. We will break down the jargon, provide perspective and give you an understanding of what it all means for you, your business and investments in 2015. Because helping you make every rand work as hard for you as you did for it, is what makes us Wealthsmiths™.

Use our 2015 Tax Calculator to see exactly how your income tax is affected by the changes.

Tax Calculator

Work out what the 2015 Budget means for your income tax.


Download all the Budget Speech transcripts.


View all the 2015 Budget commentary from our expert Wealthsmiths™.

How It Works

The National Budget speech explained.

Income Tax Calculator

Post-budget Commentary

It’s All About Debt Stabilisation

By Arthur Kamp, 26 February 2015

What the National Budget Means For You

By Karin Muller, 26 February 2015

Support for Small and Medium Businesses

By Kobus Engelbrecht, 26 February 2015

Retirement Reform Still in Progress

By Anton Swanepoel, 26 February 2015

Legal Perspectives on the Budget

By Sanlam Life Law Services, 26 February 2015


Our Specialist Panel

Our specialist panel has been selected to help you understand the ins and outs of the Budget and the effects it will have in 2015.

David Gluckman

David Gluckman

Employee Benefits' David Gluckman discusses the impact the budget could have on your prospects for a secure retirement.

Karin Muller

Karin Muller

​Sanlam actuary Karin Muller provides perspective on how the Budget will impact the finances of South African consumers.

Arthur Kamp

Arthur Kamp

With an MSc in Financial Economics from the University of London, Arthur Kamp will provide analysis on what the 2015 Budget has in store for the economy.

See what our panel of experts had to say ahead of the 2015 Budget Speech.

By Jac Laubscher, 18 February 2015

This National Budget will be the first since 1994 that will require increased taxes to raise revenue structurally rather than the usual increases in sin taxes or specific tax changes motived by some policy objective.

Tax Structure and Growth Objective Should be Aligned

By Arthur Kamp, 19 February 2015

Tax changes, guided by the recommendations of the Davis Tax Committee are likely to take centre stage when Minister Nene reads the National Budget on 25 February 2015.

Frequently Asked Budget Questions

What is a tax-free savings account?

How does it impact inflation?

How does it affect fuel levies?

What does it mean for your pension?

Impact on transfer duties?

How does it affect income tax?

How the National Budget Works

What is the National Budget Speech and what does it mean for you.

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