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There’s a Wealthsmith™ in you, if you choose to take what you have and make the most of it.

This year’s National Budget Speech mapped out the income our country expects to earn and how they plan to spend it.

Now it’s your turn.

From 6 -10 March, we’re challenging all South Africans to take a detailed look at their household budgets.

Together with celebrity comedian Tumi Morake, we can figure out how much we have, how we spend it and how to make the most of it. Are you ready? Let’s do it.

2017 Tax Calculator

Work out your expected net income for the upcoming year.

Start Now

Start saving today with these easy online solutions.

Get Advice

Expert financial advice to make the most of your money.

Quick Tutorials

Let Tumi take you through the 6-steps of budgeting.

Step 1: Prepare

Step 2: Work out annual income

Step 3: Write down expenses

Step 4: Calculate

Step 5: Prioritise

Step 6: Apply, monitor, adjust

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Download the Budgeting Tool PDF to fill in while you watch the videos.
Use the Excel sheet below to help you calculate.

Download PDF DOWNLOAD EXCEL

Income Tax Calculator 2017

The 2017 National Budget Speech had an effect on how much income tax South Africans will pay for the forthcoming tax year. Use our 2017 Tax Calculator to work out what your net take home pay will be.

Start Saving Now

Now that you’ve completed your budget, you know where you stand. Take advantage of any savings you have made by investing them in a savings product that will grow your money over time. Set up a debit order with an amount that you can afford and know that saving for your future is taken care of. There’s never a better time to start saving than now.

Tax-free Investments

Invest from as little as R250 per month, and pay zero tax on interest, dividends or capital gains.


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Unit Trusts

Get affordable access to blue chip shares on the JSE with a Unit Trust from as little as R250 a month.


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Get Advice

You’ve taken the challenge to make the most of your annual budget. Now, it’s a good idea to take any extra you’ve saved and make even more of it, for years and years to come. To find out how we can help you, fill in the form below and a Sanlam consultant will be in touch with you shortly, or call 0860 726 526 and we will call you back.

If you need help creating your own budget, contact a Sanlam adviser on 0860 726 526 or visit Sanlam BlueStar to find an adviser near you.

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