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Safari Njema

Protect yourself and your loved ones against unforeseen events while you travel.

Safari Njema is a mobile travel life assurance cover offered by Sanlam Life Insurance and Ndege Insurance Brokers. At a premium of Tshs 5 000/=, this product is available to anyone travelling in any form of travel medium in Tanzania and provides you with seven days’ cover while you’re on the move.

Key Features

The product offers the following benefits:

  • Death Cover – Tsh 10 000 000/=
  • Permanent Disability Cover – Tsh 10 000 000/=
  • Permanent Partial Disability Cover – % of permanent disability as per policy scale
  • Medical Expenses Reimbursement – Tsh 500 000/=(for expenses incurred following an accident)
  • Funeral Expense Benefit – Tsh 500 000/=

This policy can only be taken once after expiry of every seven days of cover and excludes:

  • Applicants aged below 18 years or above 70 years
  • Any claim arising as a result of war, riots or civil commotion
  • Aircraft crew while at work
  • Incident caused by existing physical defect or infirmity

Premium Payment

The product can be purchased by dialing the short code *150*23# from any mobile network in Tanzania. You have an option to select the language of preference from either English or Kiswahili. You will need to provide the following information using your mobile handset:

  • Full name of the policyholder
  • Date of birth of policyholder
  • Full name of beneficiary
  • Mobile number of beneficiary


Once your payment is done successfully, you and your beneficiary will receive an SMS with the policy details on your mobile handset. An SMS will be sent to you 24 hours before the expiry of the policy notifying you in advance. Once the policy expires, you will receive an SMS informing you of the expiry of the policy purchased seven days ago.


Claims can be reported to any branch of Sanlam Life Insurance or Ndege Insurance Brokers during normal working hours. Claims must be reported within a maximum of 30 days from the time of the policyholder’s accident.

The following documents must be submitted while lodging a claim:

  • Policyholder identification document (if the claim lodged is for permanent disability/ temporary partial disability/medical claim)
  • Beneficiary identification document (if the claim lodged is for the unfortunate death of the policyholder)
  • Death certificate/burial certificate permit (if the claim lodged is for the unfortunate death of the policy holder)
  • Police report of an accident
  • Medical report from a doctor from a hospital (if the claim lodged is for permanent disability/temporary partial disability/medical claim)
  • Medical receipt (if the claim lodged is for medical re-imbursement)
  • Filled claims forms (available at Sanlam Life Insurance and Ndege Insurance Brokers branches)

Download Forms

Safari Njema Death Claim Form
Safari Njema Disability Claim Form
Sanlam Life Insurance is a licensed financial service provider.
Copyright © Sanlam