27 November 2023
Ndimande says, “It’s extremely easy to get caught up in the Black Friday frenzy. We strongly suggest setting up a vision board beforehand to stay future-focused. Sanlam Credit Solutions offers a free dashboard where you can set savvy financial goals to build a healthy credit score. Consider setting these before the big day, so you are intentional in the way you spend and don’t set yourself back. If you cannot afford it, try to let it go as ‘not my bargain right now’. If it’s something you really want, start saving up for it.”
Here are Ndimande’s tips for doing the real maths on one of the biggest spending days of the year.
Ndimande concludes, “Stay focused, stick to your budget, and keep your vision board in mind. It’s great to work toward buying one or two worthy items on sale while trying hard to avoid debt and continuing to work toward the future. That’s how you can shop with confidence this Black Friday.”