Income Protection | Personal Insurance | Sanlam
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Income Protection Income Protection | Personal Insurance | Sanlam

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Sanlam Income

  • Comprehensive protection
  • Additional amount if you are hospitalised
  • Comes with Wealth Bonus
  • Tax-free payouts
  • From just R100 per month

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About Income Protection

Cover that gets to work when you can't

Life happens, but confidence comes from knowing you’re prepared. Sanlam Income Protector does what it says – it pays you a monthly income if you suffer an illness or injury that leaves you unable to work, either temporarily or permanently. And because everyone’s circumstances are different, cover can be tailored to suit your unique needs and budget.

Terms and conditions apply.

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Confidence rule 28

Your most valuable asset is
your ability to earn. Protect it.


Why Sanlam Income Protection?

  • Comprehensive protection against the inability to work as a result of illness or injury
  • Enhanced protection against the costs of living with certain physical disabilities and illnesses that affect your lifestyle, even if you can still work
  • Continued protection when you temporarily stop working for any reason other than retirement, like taking a sabbatical
  • Cover extended beyond your working years, should you suffer certain injuries or illnesses in retirement or require frail care
  • Cover for those who were previously unable to access income benefits, like stay-at-home parents or students
  • Regardless of your medical history, you can now get income protection cover against accidental injuries without needing to complete a health questionnaire or do blood tests
  • Options to receive an additional amount if you are hospitalised, to help pay for non-medical expenses following a stay in hospital
  • Help with unexpected expenses should your spouse or child becomes seriously ill
  • Lump sum conversion options that enable you to convert future monthly income payments into a lump sum amount
  • Add Cashback and get up to 100% of your payments back after 15 years
  • Enjoy the advantages of a Wealth Bonus® when you take out a qualifying* risk cover solution, Sanlam’s built-in loyalty and rewards programme that aims to help you build meaningful, long-term wealth with access to cash every five years, as well as day-to-day lifestyle benefits
  • Tax-free monthly payouts
  • Premiums from just R100 per month

*Wealth Bonus® is automatically available on all qualifying Matrix Premier plans. Terms and conditions apply.

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We’ll help you find the income protection plan that’s affordable and suits your needs. Fill in your details below and we’ll call you back.

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