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Protect your financial well-being by insuring yourself and your loved ones.

We cannot predict unfortunate events such as sickness, accidents, death or theft. However, these events can have a significant impact on your financial well-being. With our comprehensive range of insurance products tailored for South Africans, you can have peace of mind that you will be able to cover unplanned expenses or a loss of income.

Insurance Map

Personal and Family Medical Short-term
Losing your Life Inability to Work Traumatic Events Protect your health and your pocket Ensure your personal belongings
Life Insurance Funeral Cover Disability Cover Income Protection Critical Illness Medical Aid Gap Cover Vehicles House Contents Building All Risk


Personal and Family
Losing your Life
  • Life Insurance
  • Funeral Cover
Inability to Work
  • Disability Cover
  • Income Protection
Traumatic Events
  • Critical Illness
Protect your health and your pocket
  • Medical Aid
  • Gap Cover
Ensure your personal belongings
  • Vehicles
  • House Contents
  • Building
  • All Risk

Why is it important to have tailored insurance?

Your insurance should be chosen according to your specific needs to enable you and your family to maintain your lifestyle, even if you lose your income, have extra expenses associated with illness or injury, or pass away. If you don't have sufficient insurance cover, you (or your family, in the event of you passing away) will probably not have enough money to pay the necessary expenses, which will lead to financial strain. That's why it's important to speak to a financial planner before you make a decision about your insurance cover.

How much personal cover do you need?

The following are examples of questions you can discuss with your financial planner to help determine the amount of personal insurance you need for your circumstances.

  • Your lifestyle in South Africa:
    • How many people are dependent on you for support and care?
    • Does anyone in your family have special needs?
    • Could your parents become dependent on you for support?
  • Your financial circumstances:
    • Does your spouse earn an income? Is this income enough to sustain your lifestyle if you cannot contribute?
    • How much outstanding debt do you have?
    • Will your children be able to get an education if you don’t earn an income?

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Sanlam Life Insurance is a licensed financial service provider.
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