Life has a habit of throwing you curveballs, and you might find yourself in a position where getting finance assistance is the most sensible thing to do. When approached in a responsible and honest way, finance assistance can play a vital role in the creation of your wealth – as long as you always do business with reliable and trustworthy people.
Sanlam Personal Loans Pty Ltd can assist Sanlam clients with finance assistance of up to R200 000. Whether you need money for unexpected expenses, a medical emergency, or to fund a specific project, Sanlam can offer you a fixed rate personal loan that’s tailored to suit your needs and circumstances.
How Sanlam Finance Assistance work.
Calculate your monthly repayment.
View the Frequently Asked Questions.
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You can apply for any amount from R5 000 to R200 000, in increments of R1 000.
With Sanlam's finance assistance solution, your chosen amount will be deposited quickly and directly into your bank account.
When applying for finance assistance, you will need to provide the following:
No, you don't – Sanlam finance assistance is unsecured.
If you are married in community of property or under customary or foreign law, you will require consent from your spouse to enter into any credit agreement.
Sanlam will always do its best to accommodate your requests, but ultimately your final finance assistance amount will be determined based on your personal financial profile and is subject to credit approval.
To qualify for finance assistance you have to both work and live in South Africa.
The money is yours to spend as you see fit.
Repayment terms range from 24 months to 6 years (72 months), and based on the finance assistance options table below.
No. The interest rate on your finance assistance will be fixed at our current interest rate for your full finance term. This means that your repayments will never increase, even if the interest rate goes up.
For your convenience, your repayments will be deducted by debit order from the bank account into which your salary is paid every month.
Sanlam's finance assistance includes a Personal Protection Plan, which settles your outstanding finance balance in the event of your death, permanent disability or certain dread diseases. It also provides limited cover in the event of temporary disability and, should you be retrenched, a once-off payment equal to six installments will be paid out to you. Of course, you're free to substitute the plan with a policy of your choice, providing the cover offered is equivalent.
You can request the following in English, Afrikaans, isiZulu, Sesotho or isiXhosa:
Finance Assistance agreements Terms and Conditions are available in English and Afrikaans.
The financial world attracts plenty of bad people looking to take advantage of good people like you. We urge you to constantly be on the lookout for suspicious emails and messages, and tread lightly around potential scam artists who claim to be affiliated with Sanlam. We assure you that Sanlam is in no way involved, and we therefore discourage you from responding to any fraudulent offers.
Before you open an email or SMS, always ensure that the sender is someone you trust and that you recognise the email address or phone number. Should you receive a loan offer, investment opportunity, or any piece of Sanlam communication that makes you feel uneasy, please contact our customer care team or report it to your local police station.
Loans from Sanlam Personal Loans are administered and managed by DirectAxis, an authorised Financial Services Provider. *Sanlam Personal Loans (Pty) Ltd Reg. No. 2001/016316/07, Registered Credit Provider (NCRCP272), is a joint venture between Sanlam Life Insurance Ltd and Direct Axis SA (Pty) Ltd. Reg. No. 1995/06077/07.