Your will should be a practical document – one that is easy to understand and easy to execute. If your wishes are simple and easily executable our online will is ideal for you.
How the online will form and process works.
View the Frequently Asked Questions.
Complete the online form to create your will.
Ensure your estate is solvent.
To draft your online will, you will have to complete a five step process. We suggest that you read through the steps below, which will give you an overview of the information required to complete the form.
Once you’ve completed and submitted the online will form we will process your submission and draft your will. We will then send a copy of the will to the email address you provided.
If a person dies without a will, it could lead to severe administrative, tax and legal problems and possibly also lead to financial losses.
In your will, you determine how your assets should be divided, and nominate an executor and trustee to take care of the division of the estate's assets and to handle the administration of any trust assets.
You have the right to name heirs as you wish in your will. If you don't, your assets will be divided according to the Intestate Succession Act, No 81 of 1987, after your death. This could mean that persons you would have preferred not inherit from you, could inherit.
Your will therefore determines the future of everything that you've built up through the years – and your heirs can be directly disadvantaged if you don't plan correctly. Estate duty, income tax, VAT and capital gains tax (CGT) can take a big chunk out of your estate if your planning is wrong.
If you suspect that your will might be more complicated (for instance because there are children from a previous marriage, complex business arrangements and specific wishes), contact us on +27 21 947 5673 or email us.
The executor of your estate must administer your estate in terms of the Administration of Estates Act 66 of 1965, and any other relevant Acts, and execute your estate in accordance with the stipulations of your will (or Intestate Succession Act, when applicable) under supervision of the Master of the High Court. The executor is the company, firm or person that you appointed in your will.
The appointment of an executor is a big responsibility. You may appoint your spouse, but this is in most cases not a good idea, since your spouse could be emotionally shattered and not ready to take important financial decisions.
Without the necessary knowledge, your spouse will also not know where to get the best advice or service. Your spouse may be exposed to someone serving his own interests, in which case the estate's chequebook might end up in the wrong hands.
Approaching a reputable company or section of a company specialising in wills, estates and trusts is a much safer idea:
As a leading trust company in South Africa, Sanlam Trust offers expert management of deceased solvent estates and living and testamentary trusts.
Sanlam Trust can act as executor of your estate and trustee of your trust. Contact us on +27 21 947 5673 or email us.
An annual fee of R57 will be charged to manage and securely store your will in a vault.
The content of a Shariah will is fixed and complies with Muslim or Islamic laws.
If you would like to compile a Shariah will please contact Sanlam Trust on +27 21 947 5673 or email us.
If you or your beneficiaries have any queries or would like to make changes to the will, please contact Sanlam Trust on +27 21 947 5673 or email us.
A high percentage of estates turn out to be insolvent and, despite having a will, your dependents are then left with nothing. Even worse, dependents can be left with outstanding debts to repay. You can prevent this by ensuring that you have sufficient life cover so that your dependents can benefit from your will.
Sanlam’s life insurance cover offers maximum choice and flexibility as well as higher cover amounts at attractive rates. You can combine life insurance, disability cover, critical illness cover and income protection with additional offerings, such as accident cover. The type and level of cover you need depends on your personal needs and circumstances.
Find out more about our life insurance products or get an online quote.