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General Insurance

Protect your personal belongings.

Your car and household possessions play an important role in your daily life.

If you need to replace any of your belongings because of loss, theft or damage, the right insurance can give you peace of mind that you can do so timely and properly. Sanlam General Insurance’s wide range of general insurance solutions will help minimise your financial burden when things go wrong. Here’s a shortlist of our core personal insurance products.

Lion Assurance is now part of Sanlam.

Together we are bigger and better than ever before.

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At Sanlam General Insurance we understand that your home is where your heart is. So when it comes to insuring your home and its contents, we provide the best policy at an unbeatable price. A good home insurance helps cover the cost of replacing goods in your home in case of theft or a fire outbreak.

Why wait when you can get the best deal right away? Get your home insurance at Sanlam General Insurance for the best policies.

Home Insurance Extra

With our Home Insurance Extra, we'll cover even the little things in addition to the normal fire and theft, including:

  • Freezer contents
  • Loss of rent
  • Alternative accommodation
  • Debris removal
  • Loss of money
  • Domestic workers
  • Legal representation


Hotline: 0800 108 080

When it comes to motor vehicles, we know a lot while others know enough.

At Sanlam General Insurance, we provide comprehensive vehicle coverage for, among others, loss and damage resulting from accidents, fire and theft. Our coverage also extends to include a wind screen replacement value, third-party liability in terms of injuries and damage to property – all designed to give you peace of mind when you're on the road.

Motor Guard Extra Insurance

Tired of the same, ordinary cover? Come and enjoy even higher limits and wider coverage with our Motor Guard Extra Insurance. We'll give you:

  • A replacement vehicle for hiring
  • Coverage for emergency medical expenses
  • Family personal accident cover
  • Wrong fuel cover
  • Coverage for ambulance and nursing charges
  • Free cover while driving in the East African Community
  • Coverage for nursing charges
  • Free cleaning and fumigation after repairs
  • Self-authority to repair
  • Coverage for loss of keys and Locks
  • Legal representation where applicable


Hotline: 0800 108 080

Travelling can be stressful when accidents occur. That’s why choosing the right travel insurance for your trip is an essential part of any journey - whether it is for business or pleasure.

At Sanlam General Insurance we have a policy that will cover you in terms of loss of baggage, medical expenses, loss of money and personal accident. We charge the premiums according to the duration of your travel.

We provide you with a package that gives you comprehensive insurance cover for your most valuable personal belongings, such as jewelry, clothing, laptop, cell phone and more.

This cover also provides an additional benefit of mobility, hence covering your property whilst being repaired or used away from the premises. Make sure to get your insurance cover at Sanlam General Insurance sorted to enjoy all-inclusive cover for accidental loss and damage of your personal valuables.

At Sanlam General Insurance we know that in the unfortunate event of something going wrong, it could cost you dearly.

Our insurance’s house contents policy provides you peace of mind by covering your possessions in the event of an accident, burglary or loss. This means that you'll be comprehensively insured incase anything inside your house gets stolen during a burglary, any electrical equipment gets damaged during a power surge or lightning strike, or your contents are damaged because of a flood.

We understand how expensive golf can be.

Therefore we offer you a golfer’s insurance policy. This policy provides the average golf player cover against death or injury on the golf course, loss of golf equipment (whether out on the course or in the club), and liability for injury or property damage by the player at an affordable price.

Sanlam Life Insurance is a licensed financial service provider.
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