The Sanlam Cumulus Investment Plan is an endowment that’s designed to give you the flexibility to choose how and where you want to invest your money. What’s more, with every payment you make, our team of financial experts will allocate an additional percentage – which means your money will grow faster, putting you one step closer to achieving your financial goals.
The Sanlam Cumulus Investment Plan offers excellent estate planning benefits and tax efficiency for individuals with high marginal tax rates. The cost structure is among the lowest in its class, making it an extremely cost-effective savings and investment solution.
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This endowment plan is underwritten by Sanlam Life Insurance Ltd, a Licensed Financial Services Provider.
Sanlam Cumulus Investment Plan gives you access to a range of investment funds to choose from, enabling you to potentially earn exceptional returns on your investment.
When you choose to invest in the Sanlam Cumulus Investment Plan, our team of financial experts will help your money grow by allocating an additional percentage to each payment that you make.
The minimum contribution for the Sanlam Cumulus Investment Plan is R1 000 per month or a R100 000 one-off payment.
You have to invest for a minimum initial term of five years, and the maximum investment age is 89.
You can reduce or stop your monthly payments at any time, without paying an alteration charge.
Our team of financial experts give you access to leading investment funds, which makes it easier to select the funds most appropriate for your needs.
According to current legislation, the returns will not be taxable in your hands.
Fees vary per product and your underlying investment. Please speak to your financial planner to ensure that you pay the correct fees, and understand which fees you pay and why.
It is important to bear in mind that every investment comes with a certain amount of risk. We therefore recommend that you consult with a financial planner to ensure that you invest in the most appropriate products for your needs and circumstances.