MyChoice Funeral Plan | Funeral Cover & Insurance | Sanlam
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My Choice Funeral Plan

From only R80 per month, get a quote for funeral cover and honour your loved ones with the funeral they deserve.

The Sanlam My Choice Funeral Plan gives you flexibility to choose the amount of cover you want, get the Plan with the benefits to suit your needs and even save some money for future plans. You can take out cover for both your immediate and extended/wider family members without having to take out cover for yourself.

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Frequently Asked Questions

Funeral insurance is a form of life insurance that pays money when someone dies.

Some funeral insurance policies, like the Sanlam My Choice Funeral Plan range, also give you other benefits.

Funeral insurance works in much the same way as other types of insurance. You decide how much money your family needs to pay for the cost of a funeral and then you pay a monthly premium.

If you or your loved ones die, the money is paid out.

A decision to take out funeral insurance should form part of a proper financial plan rather than simply buying policies.

The Sanlam My Choice Funeral Plans offer you a choice of five products, each with different benefits to suit individual needs:

  • Sanlam My Traditional Funeral Plan
  • Sanlam My Priority Funeral Plan
  • Sanlam My Tribute Funeral Plan
  • Sanlam My Legacy Funeral Plan
  • Sanlam My Prestige Funeral Plan
  • Flexibility - you choose the benefits and level of cover you want and can afford
  • A range of benefits for your specific needs
  • You can choose to cover yourself, your immediate family as well as your wider/extended family members
  • From only R80 a month you will be able to honour your loved ones with a funeral to be proud of
  • You can save any amount from R10 a month for 5 to 15 years

To claim, we will need these documents:

  • Fully completed claim form.
  • Certified copy of ID of claimant and deceased.
  • Certified copy of death certificate.
  • Proof of banking details (bank stamped statement/cancelled cheque/salary slip), if proceeds are payable into an account other than the premium paying account.
  • Certified copy of BI1663/DHA-1663 or B11680. All sections must be fully completed.
  • Fully completed police report (if cause of death is unnatural).

Get a Quote

Use our tool to select your plan options and get an online quote. We’ll call you back within 24 hours.

Sanlam My Choice Funeral Plans

Traditional

More about the benefits you can choose:

This benefit provides a pay-out if someone you have covered on your policy dies. This could be your spouse, your children, your parents, your wider/extended family.

Provides transport for the deceased from a funeral home to a place of burial of choice – anywhere in South Africa. If needed it also pays for a family member to travel with the deceased and covers overnight accommodation.


If you become pregnant or unemployed, you can apply to keep your policy active for up to 12 months and not pay premiums. Your cover will be limited during this time. You can start paying again before the 12 months end. When you start paying your premium again you will still enjoy the same benefits as when your benefit started.

To keep up with the rising cost of living, you can choose to increase your premium every year to increase your cover.

 

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Priority

More about the benefits you can choose:

This benefit provides a pay-out if someone you have covered on your policy dies. This could be your spouse, your children, your parents, your wider/extended family.

This benefit offers transport for the deceased from a funeral home to a place of burial of choice – anywhere in South Africa. It also pays for a family member to travel with the deceased and covers overnight accommodation if needed.


If you become pregnant or unemployed, you can apply to keep your policy active for up to 12 months and not pay premiums. You can start paying again before the 12 months expire and still enjoy the same benefits as when your benefit started.




To keep up with the rising cost of living, you can choose to increase your premium every year to increase your cover.

  • Death
  • Physical impairment
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These benefits can be claimed on your death or physical impairment. If certain conditions are met, your premiums will continue to be paid and all your loved ones who are covered by your funeral plan will still be covered.


If anyone covered by the policy dies in an accident this benefit will pay an amount equal to the Funeral Cover amount.

 

 
 
 
 
 
 
 

If you or your spose die this benefit will pay a R1 000 for six months to help your beneficiaries with family expenses.

 

 

Tribute

More about the benefits you can choose:

This benefit provides a pay-out if someone you have covered on your policy dies. This could be your spouse, your children, your parents, your wider/extended family.

This benefit provides transport for the deceased from a funeral home to a place of burial of choice – anywhere in South Africa. It also pays for a family member to travel with the deceased and covers overnight accommodation if needed.

If you become pregnant or unemployed, you can apply to keep your policy active for up to 12 months and not pay premiums. You can start paying again before the 12 months expire and still enjoy the same benefits as when your benefit started.




To keep up with the rising cost of living, you can choose to increase your premium every year to increase your cover.

  • Death
  • Physical impairment
  •  
  •  

These benefits can be claimed on death, physical impairment, retirement or retrenchment. If certain conditions are met, your premiums will continue to be paid and all your loved ones who are covered by your funeral plan will still be covered.

Pays an amount equal to the Funeral Cover amount if one of the people covered by the policy dies in an accident.

If anyone covered by your policy dies this benefit will pay an amount of R10 000 to help you honour the memory of a loved one in a fitting way, for example a tombstone. This amount is paid with the rest of the funeral claim.

If you or your spouse die this benefit will pay R1 000 for six months to help your beneficiaries with family expenses.

Pays you the first 12 months' premiums back every five years.


Legacy

More about the benefits you can choose:

This benefit provides a pay-out if someone you have covered on your policy dies. This could be your spouse, your children, your parents, your wider/extended family.

This benefit provides transport for the deceased from a funeral home to a place of burial of choice – anywhere in South Africa. It also pays for a family member to travel with the deceased and covers overnight accommodation if needed.

If you become pregnant or unemployed, you can apply to keep your policy active for up to 12 months and not pay premiums. You can start paying again before the 12 months expire and still enjoy the same benefits as when your benefit started.




To keep up with the rising cost of living, you can choose to increase your premium every year to increase your cover.

  • Death
  • Physical impairment
  •  
  •  

These benefits can be claimed on death, physical impairment, retirement or retrenchment. If certain conditions are met, your premiums will continue to be paid and all your loved ones who are covered by your funeral plan will still be covered.

Pays an amount equal to the Funeral Cover amount if one of the people covered by the policy dies in an accident.

Pays R10 000 to help you honour the memory of a loved one in a fitting way, for example a tombstone. This amount is paid with the rest of the funeral claim.



 
 
 
 

Pays you the first 12 months’ premiums back every five years.


If you die, this benefit will pay 10% of your Funeral Cover amount for six months.

If you become physically impaired then this benefit will pay 5% of your Funeral Cover amount for six months.

Prestige

More about the benefits you can choose:

This benefit provides a pay-out if someone you have covered on your policy dies. This could be your spouse, your children, your parents, your wider/extended family.

This benefit provides transport for the deceased from a funeral home to a place of burial of choice – anywhere in South Africa. It also pays for a family member to travel with the deceased and covers overnight accommodation if needed.

If you become pregnant or unemployed, you can apply to keep your policy active for up to 12 months and not pay premiums. You can start paying again before the 12 months expire and still enjoy the same benefits as when your benefit started.




To keep up with the rising cost of living, you can choose to increase your premium every year to increase your cover.

  • Death
  • Physical impairment
  • Retirement
  • Retrenchment

These benefits can be claimed on death, physical impairment, retirement or retrenchment. If certain conditions are met, your premiums will continue to be paid and all your loved ones who are covered by your funeral plan will still be covered.

Pays an amount equal to the Funeral Cover amount if one of the people covered by the policy dies in an accident.

Pays R10 000 to help you honour the memory of a loved one in a fitting way, for example a tombstone. This amount is paid with the rest of the funeral claim.



Pays R1 000 towards living expenses for six months if you or your spouse dies.


Imagine getting your first 12 months’ premiums back every five years! With this Loyalty Benefit that is a reality.

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