Life comes with a fair share of ups and downs, and accidents can happen at any moment – whether you’re on the road, at work, on a school run or even on a holiday. Sanlam Disability Insurance provides you with assurance that your family’s expenses, as well as your own, will be covered so that you can maintain your standard of living if you were to become injured or disabled, either temporarily or permanently. Speak to a Sanlam financial adviser to provide you with a customised insurance solution to suit your personal needs. Alternatively try Sanlam Now Cover, our innovative new online tool, to get a quote and buy cover online in just a few minutes.
Why choose Sanlam Disability Cover.
Select the best cover option for your needs.
How to submit your claim.
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Sanlam's Disability Insurance solutions offer maximum choice and flexibility. Should you become disabled, the lump sum benefit can be used to pay for day to day expenses, therapies, and any home alterations required to make living with a disability easier on you and your loved ones.
The amount of insurance you need will depend on your personal needs and circumstances, which you can determine in minutes using Sanlam Now Cover – our online assisted solution which also allows you to buy life and disability cover online. If you would like to structure your disability insurance to suit your current life stage, you can speak to a financial adviser about Matrix Express Cover and Matrix Premier Cover.
Protect and maintain your standard of living when you can no longer earn an income by covering your necessary expenses, including:
Our 3-in-1 cover pays for recognised, occupational and personal disability, including:
For enhanced cover, you also have the option of combining your disability insurance with the Whole Life Impairment Benefit, which will provide you with disability cover until the age of 70 or retirement – whichever comes first. It also covers you for impairments common in older people (like sight and hearing loss) even into retirement.
The cost of the cover will depend, among other things, on your age and your risk profile when you take out the plan. To quantify your needs, and calculate your monthly payment, we invite you to use Sanlam Now Cover – our innovative online solution.
Sanlam Reality members on the Reality Plus and Reality Health membership options can get discounts of up to 30% on Matrix Premier risk products. For more information on how to join, visit the Sanlam Reality website.
Life happens, and it pays to be prepared. Sanlam’s wide range of comprehensive insurance products are aimed at helping you ensure your financial responsibilities are taken care of, even when you’re no longer able to do so yourself.