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Personal and Family Insurance

Sanlam offers a range of personal and family insurance solutions.

At Sanlam we do all we can to ensure you’re properly covered for whatever life throws your way. Not only is it important to be certain you have enough cover to oversee your current financial commitments, but also the right life insurance solution to make sure your family’s future is taken care of.

Types of Cover

Take a look at the cover that Sanlam offers.

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Get quoted, buy online and get a free Wealth Bonus.

Insurance Solutions

Whatever your needs, we’ve got you covered.

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Types of Cover

Whether you need life insurance to make sure your family and dependants are financially secure in the event of your death, or funeral cover to lessen the burden on your loved ones, we can help. We can also assist in ensuring your income is protected in the event that you are no longer able to work, or in case you suffer any critical illnesses.

These products help ease the financial burden on your family when you or your loved ones pass away. By providing for your family after you are gone or giving your loved ones a fitting funeral, your family can focus on the things that really matter, rather than worrying about money.

Life Insurance

If you have dependants, you need peace of mind that they will have the financial security they deserve in the event of your death.

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Credit Life Cover

Protect yourself and your family and give you peace of mind when taking out larger loans such as a home loan.

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Funeral Cover

Give your loved ones a dignified funeral without added financial pressure on you and your family during this difficult time.

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Your quality of life and ability to take care of your family are dependent on your income. If you lose your income, you lose your lifestyle. These kinds of cover enable you to continue covering your living expenses as well as possible extra expenses related to illness or injury if you are unable to work.

Disability Cover

Disability as a result of illness or injury may mean that you can never work again. This cover ensures that your bills are paid despite the loss of income.

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Income Protection

Illness, injury or disability could result in long-term loss of income. Be assured that you can maintain your lifestyle with the right protection.

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Credit Life Cover

Protect yourself and your family and give you peace of mind when taking out larger loans such as a home loan.

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If you’re diagnosed with a serious illness, in addition to coming to terms with the news of the disease itself, you’ll also have to come to terms with the associated expenses (like employing a carer, the cost of treatment not covered by medical aid, and adjustments to your lifestyle). Money should be the last thing you’re worrying about at a time like this.

Severe Illness Cover

Living with a serious illness can be a huge financial burden. Get peace of mind that you will be able to cover your extra expenses.

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Get Quoted and Buy Online

With Sanlam Indie, you’ll get fully quoted and covered online in under 10 minutes.

Even better, every Sanlam Indie policy comes with a free built-in Wealth Bonus.

Whether you know exactly what you want, or need help working out a comprehensive Life and Disability Insurance plan, we’ll guide you every step of the way.

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Medical Testing

Sanlam clients now have even more options.

When you take out life insurance, underwriting (like medical tests and questions about your lifestyle and occupation) affects how long it takes to issue your plan. With Sanlam, you're able to choose an approach that suits you.

Matrix Express Cover

At Sanlam we know that your time is precious and that some people really don't like the idea of going for medical tests. You can get cover of up to R5 million with no medical tests and will answer only 12 health questions. You may be selected for a random nicotine (smoker) test and a random verification of your height and weight.

Sanlam Indie Cover

All Sanlam Indie cover kicks in the moment you buy online. Medical tests are conducted at random and, if you’re chosen, you’ll have three months to get your results to us. If you live in a major city, we’ll send Nurses on Wheels to you wherever and whenever it’s convenient for you.

Matrix Premier Cover

This involves traditional underwriting which requires you to answer a longer list of health questions and could include medical underwriting requirements like blood tests, medical examinations and past reports. In exchange, it provides a wider selection of benefits and higher amounts of cover at our most competitive rates.

Let us contact you with an obligation-free quote.

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