Being diagnosed with a critical illness is no longer a death sentence and people can still live productive lives. However, to recover or to maintain your health can be very expensive, even if you have medical aid. Sanlam’s Critical Illness Cover offers maximum choice and flexibility and eases the long-term financial burden of living with critical illness.
Maximum choice and flexible cover for illnesses.
See how much it will cost to get the cover you need.
Whatever your needs, we’ve got you covered.
Expert financial advice at your fingertips.
Sanlam's Critical Illness Cover offers maximum choice and flexibility as well as higher cover amounts at attractive rates. You can combine life insurance, disability cover, critical illness cover and income protection with additional offerings, such as accident cover. The type and level of cover you need depends on your personal needs and circumstances. We recommend that you speak to a financial planner to help you select the most appropriate cover.
You make monthly payments until you are diagnosed with one of the insured diseases. When diagnosed you receive a one-off pay-out. We pay 100% of the cover amount for the least to most severe levels of cancer, heart attacks, stroke and coronary artery bypass grafts.
The cost of the insurance will depend, among other things, on your age and your risk profile when you take out the plan.
When you take out life insurance, various types of underwriting like medical tests and questions about your lifestyle and occupation take time and therefore affect how long it takes to issue your plan. At Sanlam we know that your time is precious and we know that some people really don't like the idea of going for medical tests.
That's why we now offer you a choice between two options:
Express cover offers a simplified underwriting process at competitive rates.
Sanlam Reality members on the Reality Plus and Reality Health membership options can get discounts of up to 30% on qualifying risk products.
Speak to a financial planner and find out more.
This tool will help you understand what the kind of cover you want may cost you each month. You can select Life, Disability, Dread Disease, Accidental Injury or Accidental Disability cover.
Life happens, and it pays to be prepared. Sanlam’s wide range of comprehensive insurance products are aimed at helping you ensure your financial responsibilities are taken care of, even when you’re no longer able to do so yourself.