This depends on the benefit you have selected, as well as the options you have selected within the benefit, like the payment period and benefit end date. For income benefits providing short-term protection, there is a limit on how long you can claim for the same condition.
On the other hand, income benefits providing long-term protection can provide an income up to retirement or even death, depending on the options you have selected and the duration of your disability. Lump sum benefits can pay multiple times but will typically stop once the full cover amount has been paid. Under the Sanlam Disability Benefit, you can get a payout of more than 100% in certain instances.
Please consult with a financial planner before you take any action regarding your policies.