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Disability Cover

Have certainty that your bills will be paid even if you cannot work.

Illness or injury can lead to permanent disability. This means you would no longer be able to work and earn an income. With Disability Cover for Professionals you can afford to make the necessary changes to your lifestyle while still taking care of expenses despite your physical challenges.

Benefits

  • Protect and maintain your standard of living when you can no longer earn an income by covering your necessary expenses, including:
    • Your family's basic living expenses
    • Expenses related to adjusting your home and car to support your disability
  • Our 3-in-1 cover pays for recognised, occupational and personal disability, including:
    • Loss of limbs
    • Disabilities that affect your employment
    • Conditions that leave you unable to take care of yourself
  • For enhanced cover, you have the option of combining your disability cover with the Whole Life Impairment Benefit, which will provide you with disability cover until the age of 70 or retirement – whichever comes first. It also covers you for impairments common in older people (like sight and hearing loss) even into retirement

How it Works

You make monthly payments until you reach retirement or the age of 70 (if you have the Whole Life Impairment Benefit). If you become disabled before retirement or the age of 70, you will receive a one-off pay-out.

How much will you pay?

The cost of the insurance will depend, amongst other things, on your age and your risk profile (how risky your lifestyle is, for example, whether you smoke or whether you participate in risky sports) when you take out the plan.

Get a Quote and Buy Online

Get comprehensive Life and Disability Insurance online in a few minutes with Sanlam Now Cover. Whether you want to get a quick quote or do a full needs analysis, we’ll guide you every step of the way.

Visit sanlam now cover

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