If you fall seriously ill or are injured, you can become permanently disabled. This means you would no longer be able to work and earn an income. However, you and your family would still need money for your daily expenses and you may need to make changes to your lifestyle. Disability Cover for Graduates can give you peace of mind that you can afford these expenses.
You make monthly payments until you reach retirement or the age of 70 (if you have the Whole Life Impairment Benefit). If you become disabled before retirement or the age of 70, you will receive a one-off pay-out.
The cost of the insurance will depend, amongst other things, on your age and your risk profile (how risky your lifestyle is, for example, whether you smoke or whether you participate in risky sports) when you take out the plan.
Get comprehensive Life and Disability Insurance online in a few minutes with Sanlam Now Cover. Whether you want to get a quick quote or do a full needs analysis, we’ll guide you every step of the way.