We cannot predict or prevent unfortunate events like sickness, accidents, death or theft. However, these events can have a significant impact on your financial well-being. If you have the right insurance , you can have peace of mind that you will be able to maintain your lifestyle despite unplanned expenses or a loss of income.
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Watch the video to gain an overview of Sanlam's financial solutions that have been designed specifically for professionals. These solutions will cover you in both a personal and professional capacity and have been tailored to serve all your investment needs.
As a professional, your loved ones probably rely on you for financial stability. But what if you are no longer there? Life Insurance for Professionals will ease the burden of your death on your loved ones, enabling them to pay for your funeral and to cover their living expenses without financial strain.
You make regular payments. Should you die, your nominated beneficiaries receive a tax-free one-off pay-out to the value of your cover.
The cost of the insurance will depend, amongst other things, on your age and your risk profile (how risky your lifestyle is, for example, whether you smoke or whether you participate in risky sports) when you take out the plan.
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Illness or injury can lead to permanent disability. This means you would no longer be able to work and earn an income. With Disability Cover for Professionals you can afford to make the necessary changes to your lifestyle while still taking care of expenses despite your physical challenges.
You make monthly payments until you reach retirement or the age of 70 (if you have the Whole Life Impairment Benefit). If you become disabled before retirement or the age of 70, you will receive a one-off pay-out.
The lifestyle that you and your family are used to depends on your income as a professional. Serious illness or injury can cause temporary or permanent disability, leaving you unable to work. If you lose your income, how will you maintain your lifestyle and how will you cover your medical expenses? Income Protection for Professionals can give you peace of mind with a regular income if you cannot work.
You make monthly payments. If you are injured or fall ill, and you can provide proof of loss of income, you can submit a claim to receive your monthly payments.
No matter your age or how healthy you are, anyone can be diagnosed with a critical illness. To get the right treatment and maintain your health can be very expensive, even if you have medical aid. However, you can be financially prepared and protect your and your family’s financial well-being with Critical Illness Cover for Professionals.
You make monthly payments. If you are diagnosed with one of the insured illnesses, you receive a one-off pay-out. We can pay up to 100% of the cover on diagnosis of cancer, heart attacks, stroke and coronary artery bypass grafts.
Your income is one of your greatest assets. Unexpected illness or acidental injury shouldn’t force you to delve into your savings. The Sickness Benefit for Professionals insures you against loss of income, enabling you to maintain your lifestyle and take care of your family while you don’t earn an income.
You make monthly payments. If you are booked off for longer than 7 days, 14 days or 30 days, you can claim for a sickness benefit pending on the waiting period you have selected. You can receive 3, 6, 12 or 24 monthly benefit payments, depending on the benefit payment period you have selected.