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You’ve worked hard to get your three-year degree or four-year diploma and are dedicated to growing your income. However, because we cannot predict unfortunate events like sickness and accidents , your ability to work and earn an income is not guaranteed. The good news is that our insurance solutions enable you to protect your income and provide for unplanned expenses when something happens.
Contact us to get advice.
Life is unpredictable. No matter your age or how healthy you are, good health and a long life is never guaranteed. If you are responsible for your family's financial wellbeing, who will provide for them if you are no longer there? Life Insurance for Graduates can help your family pay for your funeral and their everyday living expenses at a time when they need it most.
You make regular payments until you pass away. When you pass away, your nominated beneficiaries receive a tax-free one-off pay-out to the value of your cover.
The cost of the insurance will depend, amongst other things, on your age and your risk profile (how risky your lifestyle is, for example, whether you smoke or whether you participate in risky sports) when you take out the plan.
If you fall seriously ill or are injured, you can become permanently disabled. This means you would no longer be able to work and earn an income. However, you and your family would still need money for your daily expenses and you may need to make changes to your lifestyle. Disability Cover for Graduates can give you peace of mind that you can afford these expenses.
You make monthly payments until you reach retirement or the age of 70 (if you have the Whole Life Impairment Benefit). If you become disabled before retirement or the age of 70, you will receive a one-off pay-out.
The financial freedom of earning an income is one of the best things about starting your career. But your income is not guaranteed. Serious illness or injury can cause temporary or permanent disability, which means you may be unable to work and lose your income. Income Protection for Graduates can help you maintain your lifestyle and cover your medical expenses with a regular income if you cannot work.
You make monthly payments until your reach retirement. If are injured or fall ill before retirement, and you can prove your loss of income according to the relevant definition in the contract documents, you can submit a claim to receive your monthly payments.
Anyone can potentially be diagnosed with a critical illness, even if you are young and follow a healthy lifestyle. Getting the right treatment for a serious illness can cost a lot of money and your medical aid won’t necessarily cover all the bills. Critical Illness Cover for Graduates can help you pay for these expense and protect your financial well-being.
You make monthly payments until you reach retirement. If you are diagnosed with one of the insured illnesses before retirement, you receive a one-off pay-out. We pay 100% of the cover amount for the least to most severe levels of cancer, heart attacks, stroke and coronary artery bypass grafts.
Your income is one of your greatest assets – it gives you the lifestyle you’re enjoying and helps you take care of your family. But what will happen if you fall ill or are injured and are unable to work for a period of time? The Sickness Benefit for Graduates gives you the certainty that you can maintain your lifestyle if you temporarily lose your income.
You make monthly payments. If you are booked off for longer than 14 days or 30 days (depending on your duties at work), you can claim for a sickness benefit. You can claim up to 3, 6, 12 or 24 monthly benefit payments, depending on the benefit payment period you have selected.