Income Protection

Give yourself the certainty of income. Income protection offers you a regular income to maintain your lifestyle and take care of your family when life events influence your ability to provide financially. Even when your life is on hold, your income shouldn’t be.

• Tax-free monthly income to meet your financial obligations if you lose part or all of your income due to being temporarily or permanently unable to work.
• A range of income protection solutions that not only cover loss of income should you be unable to work due to disability, sickness or injury, but also events which can reduce your income.
• Plan more accurately for your needs during times of financial strain. After all, school fees, bills and instalments do not stop because your income did.
• Preferential rates for graduate professionals.
• Cover key people in your business (using the sickness benefit) if you are self-employed.

Retirement

It’s never too early to start saving for retirement. If you stay committed to saving throughout your life, it is possible to look forward to a worry-free retirement.

Secure a comfortable retirement by saving over the long term. As a graduate with at least a three-year degree or four-year diploma, you want to be able to maintain the lifestyle you’ve become accustomed to when you retire. The key to achieving this is to start saving as early as you can and to stay committed to saving. This will enable you to grow your money over time so that you can enjoy a comfortable retirement.

• Low minimum payments – Save from as little as R300 per month.
• Bonus payment to boost your savings – We will give you an additional amount, the Wealth Bonus, when you retire.
• Motivation and rewards for long-term saving – The longer you invest, the bigger your Wealth Bonus will be.
• Protecting your money as you near retirement – While we will focus on maximising growth on your money when you are young, we will move your money to more stable funds as you near retirement to protect your savings.