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Institutional Living Annuity

The Sanlam Employee Benefits Investment Linked Living Annuity (SEB ILLA) is a post-retirement product for retiring members of retirement funds and meets the requirements of an annuity strategy as per Regulation 39 of the Pension Funds Act.

A living annuity (ILLA) is a market-linked annuity that does not offer any guaranteed income. The market value of the living annuity will fluctuate, depending on the performance of the selected underlying investment portfolios. At inception and on an annual basis thereafter, the annuitant can choose the level of income to be drawn from the investment portfolios (subject to terms and conditions set by the Fund and Sanlam Employee Benefits). The underlying investment strategy is a combined protection and growth strategy.

ILLA Brochure

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