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Be certain of your business’ financial well-being despite life’s uncertainties.

Buy and Sell Cover

When a co-owner in a business dies, the affected owner’s estate can be left severely exposed, but the remaining owners could also face potential problems. The purpose of a buy-and-sell agreement is to provide the surviving co-owners with cash to purchase the interest of a deceased co-owner. Take Control - don't let it be a surprise.

For more information visit www.sanlam.co.za/businessowners/buyandsell/Pages/default.aspx

Business Debt Cover

If you’ve ever signed surety for your business’ debt, the financial wellbeing of your family may be at risk.

For more information visit www.sanlam.co.za/businessowners/signsurety/Pages/default.aspx

Retirement for Business Owners

Business owners are known for pouring their heart, soul and a big portion of their money into their businesses. But some things, like retirement planning, aren’t in the business plan.

For more information visit www.sanlam.co.za/businessowners/retirementforbusinessowners/Pages/default.aspx

Retirement for Employees

What happens to your employees when they retire? Your employees are your business’ biggest asset. Ensuring they are part of a retirement fund is one of the small things you can do to recognise their value and allow your employees to have the retirement they deserve.

For more information visit www.sanlam.co.za/businessowners/retirementforemployees/Pages/default.aspx

 

 

Are your employees a troublesome necessity, or your biggest asset?Are your employees a troublesome necessity, or your biggest asset?http://www.sanlam.co.za/businessblog/articles/Pages/are-your-employees-a-troublesome-necessity-or-your-biggest-asset.aspxhttp://www.sanlam.co.za/blog/PublishingImages/Employee_Banner.jpg, /blog/PublishingImages/Employee_Banner.jpg6/28/2018 11:47:45 AM0134774aspxhttp://www.sanlam.co.za/businessblog/articles/Pages/Forms/AllItems.aspxhtmlFalseaspx2018-06-19T22:00:00ZThere are few business owners who do not experience challenges relating to their employees and this is a reality for us all.
Consistency in disciplinary casesConsistency in disciplinary caseshttp://www.sanlam.co.za/businessblog/articles/Pages/consistency-in-disciplinary-cases.aspxhttp://www.sanlam.co.za/businessblog/PublishingImages/consistency_banner.jpg, /businessblog/PublishingImages/consistency_banner.jpg8/8/2018 9:06:12 AM0134788aspxhttp://www.sanlam.co.za/businessblog/articles/Pages/Forms/AllItems.aspxhtmlFalseaspx2018-08-06T22:00:00ZThe primary reason for requiring employers to act consistently when instituting disciplinary action or meting out disciplinary sanctions is to ensure that they do not act arbitrarily.

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The decision to retrenchThe decision to retrenchhttp://www.sanlam.co.za/businessblog/articles/Pages/the-decision-to-retrench.aspxhttp://www.sanlam.co.za/businessblog/PublishingImages/retrench-blog.jpg, /businessblog/PublishingImages/retrench-blog.jpg6/12/2019 10:21:32 AM046351aspx1454http://www.sanlam.co.za/businessblog/articles/Pages/Forms/AllItems.aspxhtmlFalseaspx2019-06-11T22:00:00ZConfronting employees with a fait accompli can be fatal to the process. But does this mean that an employer may not form any opinion before consulting?
Contingent LiabilitiesContingent Liabilitieshttp://www.sanlam.co.za/businessblog/articles/Pages/contingent-liabilities.aspxhttp://www.sanlam.co.za/businessblog/PublishingImages/Bus_blog_contingentLiabilities.jpg, /businessblog/PublishingImages/Bus_blog_contingentLiabilities.jpg5/27/2019 8:56:24 AM0134790aspx1468http://www.sanlam.co.za/businessblog/articles/Pages/Forms/AllItems.aspxhtmlFalseaspx2019-05-26T22:00:00ZYou know that your business cannot survive without some debt. Your customers are often in debt to you. Your business may be in debt to the bank.

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