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One in four South African business closures are a result of financial difficulties. But, business owners can weather the storm of tough economic times if they stick to a few basics, like effective planning and budgeting. In this CNBC interview Kobus Engelbrecht, Marketing Head of Sanlam’s Business Market, offers valuable advice to entrepreneurs in the current marketplace where money is tight. He suggests businesses consider their efficiencies given that even minor daily expenses at the office can add up over time, and says that staying in touch with clients, employees and suppliers can maximise opportunities and minimise losses. A realistic cash-flow projection and a back-to-basics approach to keep track of how money is spent are some of the other areas of advice offered to help business owners navigate their way through the economic downturn.

 

 

The Power of Attorney is not forever, unlike diamondsThe Power of Attorney is not forever, unlike diamondshttp://www.sanlam.co.za/businessblog/articles/Pages/the-power-of-attorney-is-not-forever-unlike-diamonds.aspxhttp://www.sanlam.co.za/businessblog/PublishingImages/PowerOfAttorney_Banner.jpg, /businessblog/PublishingImages/PowerOfAttorney_Banner.jpg8/13/2018 9:24:10 AM06442aspxhttp://www.sanlam.co.za/businessblog/articles/Pages/Forms/AllItems.aspxhtmlFalseaspx2018-08-12T22:00:00ZThe use of powers of attorney (either notarised or not) is very common in personal affairs and business matters. Please exercise caution when you authorise another person to act on your behalf.
Work performance and sales targetsWork performance and sales targetshttp://www.sanlam.co.za/businessblog/articles/Pages/work-performance-and-sales-targets.aspxhttp://www.sanlam.co.za/businessblog/PublishingImages/WorkPerformance_ArticleBlogBanner.jpg, /businessblog/PublishingImages/WorkPerformance_ArticleBlogBanner.jpg9/7/2017 12:42:39 PM0124aspx2034http://www.sanlam.co.za/businessblog/articles/Pages/Forms/AllItems.aspxhtmlFalseaspx2017-09-06T22:00:00ZIt is not often that a dispute about dismissal for poor performance reaches the Labour Appeal Court. Dismissing an employee for poor work performance is more challenging than dismissing an employee for misconduct.

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Consistency in disciplinary casesConsistency in disciplinary caseshttp://www.sanlam.co.za/businessblog/articles/Pages/consistency-in-disciplinary-cases.aspxhttp://www.sanlam.co.za/businessblog/PublishingImages/consistency_banner.jpg, /businessblog/PublishingImages/consistency_banner.jpg8/8/2018 9:06:12 AM050113aspx146http://www.sanlam.co.za/businessblog/articles/Pages/Forms/AllItems.aspxhtmlFalseaspx2018-08-06T22:00:00ZThe primary reason for requiring employers to act consistently when instituting disciplinary action or meting out disciplinary sanctions is to ensure that they do not act arbitrarily.

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