If you’ve called on the help of professionals to give you medical or legal advice, you’ll know that there’s nothing like professional training in a specialised field to set you on the right path. Our financial planners are authorised by Sanlam and are all fully licensed in terms of the Financial Services Board Regulations. Consulting a specialist is essential to help guide your important financial decisions.
Our financial planners will help you develop a complete financial plan. This will include information on how to get the amount of cover you need, how to invest your money based on your individual financial situation, how to get the best benefits based on your individual tax structure and how to ensure that your retirement savings portfolio is properly managed.
The processes we follow are proven and authorised by Sanlam.
When you engage the services of a professional financial planner, you can expect to go through a specific process so that the planner can identify and meet your goals.
Your planner will provide you with a holistic approach to make sure that your financial needs are understood, planned for, executed and reviewed on a regular basis.
This is where you will talk about your financial objectives and requirements to decide the way forward.
The financial planner will ask questions and discuss your planning needs with you.
A thorough analysis of your existing financial situation is important to design a financial plan that is meaningful and attainable.
Your financial planner will provide you with written recommendations or a proposal about how to invest or insure yourself, based on your needs.
Once you're happy with the financial planner's recommendation, he/she will implement your financial plan with the investment, savings or insurance-based solutions you agreed on.
Your financial needs will change as your life changes. You may get married, have children, lose a spouse, or lose your job. You and your financial planner should have an agreement to regularly review your financial plan.
Our proven investment process is supported by Sanlam’s research team.
We then submit an investment solution with realistic targets that will be closely monitored and adapted to changing circumstances.