We cannot predict unfortunate events such as sickness, accidents, death or theft. However, these events can have a significant impact on your financial well-being. With our comprehensive range of insurance products tailored for South Africans, you can have peace of mind that you will be able to cover unplanned expenses or a loss of income.
Your insurance should be chosen according to your specific needs to enable you and your family to maintain your lifestyle, even if you lose your income, have extra expenses associated with illness or injury, or pass away. If you don't have sufficient insurance cover, you (or your family, in the event of you passing away) will probably not have enough money to pay the necessary expenses, which will lead to financial strain. That's why it's important to speak to a financial planner before you make a decision about your insurance cover.
The following are examples of questions you can discuss with your financial planner to help determine the amount of personal insurance you need for your circumstances.