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South African income-earners are underinsured for death and disability by R28.9 trillion and the reason may be linked to an insufficient understanding of what cover we need; and how much cover we need at different stages of our lives.

Citing statistics from the South African Insurance Gap Report, Sanlam Product Actuary, Petrie Marx, says there is no one-size-fits-all approach to death and disability cover as every individual's circumstances are unique. He calls out the common call to action: A financial analysis with the help of a qualified financial intermediary to determine what cover best suits your needs and requirements.

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Sanlam offers the Cashback Benefit, an optional extra which can be added to your new or existing policy* and you could get up to 100% of your payments back after 15 years. Great value, real rewards. *Ts & Cs apply.

Speak to your financial adviser or contact us to help you connect with a qualified financial intermediary. Go to for more information.



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