document.write("<div class=\"sitemap_level1\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/\">Sanlam</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Home/\">Home</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/\">For Individuals</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Banking/\">Banking and Loans</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Education/\">Education</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Health+and+Medical/\">Health and Medical</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Home+and+Building/\">Home and Building</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Personal+Cover/\">Personal Cover</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Retirement/\">Retirement</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Savings+and+Investments/\">Savings and Investments</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Short+Term+Insurance/\">Short Term Insurance</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Wills%2C+Trusts+and+Estate+Planning/\">Wills, Trusts and Estate Planning</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Life+Stages/\">Life Stages</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Lifestyle+Programme/\">Lifestyle Programme</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Online+Services/\">Online Services</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Claim+and+Policy+Forms/\">Claim/Policy Forms</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Fund+Fact+Sheets/\">Fund Fact Sheets</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Tools+and+Calculators/\">Tools and Calculators</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/\">Glacier by Sanlam</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/\">Our Solutions</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/\">Investment and Retirement</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/Investment+Plan/\">Investment Plan</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/Endowment/\">Endowment</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/Investing+Offshore/\">Investing Offshore</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/Saving+for+Retirement/\">Saving for Retirement</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/Income+During+Retirement/\">Income During Retirement</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/Fusion+Funds/\">Fusion Funds</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/Managed+Solutions/\">Managed Solutions</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/Retirement+Fund+Solutions/\">Retirement Fund Solution</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/International+Multi-Currency+Fund/\">International Multi-Currency Fund</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/Money+Market+Fund/\">Money Market Fund</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/Glacier+Cash+Option/\">Glacier Cash Option</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Investment+and+Retirement/Glacier+Cash+Management+Fund/\">Glacier Cash Management Fund</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Stockbroking/\">Stockbroking</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Asset+Protection/\">Asset Protection</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/\">Fiduciary Services</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Wills/\">Wills</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Wills/Why+a+Will/\">Why a Will?</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Wills/Drafting+a+Will/\">Drafting a Will</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Wills/Complex+Wills/\">Complex Wills</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Wills/Complex+Wills/Nominating+an+Executor/\">Nominating an Executor</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Wills/Nominating+an+Executor/\">Nominating an Executor</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Wills/Review+Your+Will/\">Review Your Will</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Wills/Apply+for+a+Will/\">Apply for a Will</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Trusts/\">Trusts</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Trusts/What+is+a+Trust/\">What is a Trust?</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Trusts/Who+Needs+a+Trust/\">Who Needs a Trust?</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Trusts/Types+of+Trusts/\">Types of Trusts</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Trusts/Role+and+Appointment+of+Trustees/\">Role and Appointment of Trustees</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Trusts/Administration+of+a+Trust/\">Administration of a Trust</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Trusts/Costs/\">Costs</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Trusts/Apply+for+a+Inter+Vivos+Trust/\">Apply for a Inter Vivos Trust</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Estates/\">Estates</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Estates/Estate+Planning/\">Estate Planning</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Fiduciary+Services/Estates/Estate+Administration/\">Estate Administration</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Our+Solutions/Personal+Cover/\">Personal Cover</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Market+Information/\">Market Information</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Market+Information/Economic+Commentary+by+Jac+Laubscher./\">Economic Commentary by Jac Laubscher</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Market+Information/Economic+Reports/\">Economic Reports</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Market+Information/Estate+Planning+Essentials/\">Estate Planning Essentials</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Market+Information/Facts+and+Figures+of+our+Managed+Funds/\">Facts and Figures of our Managed Funds</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Market+Information/Fund+Fact+Sheets/\">Fund Fact Sheets</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Market+Information/Funds+on+Friday/\">Funds on Friday</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Market+Information/Legal+Matters./\">Legal Matters</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Market+Information/Retirement+Matters./\">Retirement Matters</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Market+Information/Risk+Matters/\">Risk Matters</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Market+Information/Weekly+Comment/\">Weekly Comment</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/About+Us/\">About Us</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/About+Us/Profile/\">Profile</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/About+Us/Structure/\">Structure</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/About+Us/Our+People/\">Our People</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/About+Us/Values+and+Culture/\">Values and Culture</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/About+Us/Employment+Equity/\">Employment Equity</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/About+Us/Social+Investment/\">Social Investment</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/About+Us/Corporate+Governance/\">Corporate Governance</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/About+Us/Financial+Statements/\">Financial Statements</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/About+Us/Careers/\">Careers</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/In+The+News/\">In The News</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/How+To+Transact+Online/\">How To Transact Online</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Frequently+Asked+Questions/\">Frequently Asked Questions</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Terms+of+Use/\">Terms of Use</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Glacier+by+Sanlam/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Cobalt+for+Employed+Professionals/\">Sanlam Cobalt for Employed Professionals</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/\">Sanlam Sky</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/Our+Solutions/\">Our Solutions</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/Our+Solutions/Funeral+Insurance/\">Funeral Insurance</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/Our+Solutions/Saving+for+Education/\">Saving for Education</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/Our+Solutions/Long-Term+Retirement+Savings/\">Long-Term Retirement Savings</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/Our+Solutions/Medium+to+Long-Term+Savings/\">Medium to Long-Term Savings</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/Our+Solutions/Health+Income/\">Health Income</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/Our+Solutions/Life+Cover/\">Life Cover</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/About+Us/\">About Us</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/About+Us/Profile/\">Profile</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/About+Us/Structure/\">Structure</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/About+Us/History/\">History</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/About+Us/Values+and+Culture/\">Values and Culture</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/About+Us/Employment+Equity/\">Employment Equity</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Sky/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/\">Sanlam Topaz</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/\">Our Solutions</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Personal+Cover/\">Personal Cover</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Personal+Cover/Life+Cover/\">Life Cover</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Personal+Cover/Functional+Impairment+Cover/\">Functional Impairment Cover</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Personal+Cover/Accident+Cover/\">Accident Cover</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Personal+Cover/Disability+Cover+-+Income+Protector/\">Disability Cover / Income Protector</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Personal+Cover/Dread+Disease+Cover/\">Dread Disease Cover</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/\">Retirement</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Retirement+Annuities/\">Retirement Annuities</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Retirement+Annuities/Stratus+Retirement+Annuity/\">Stratus Retirement Annuity</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Retirement+Annuities/Stratus+Retirement+Annuity/Monthly+Recurring+Premiums/\">Monthly Recurring Premiums</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Retirement+Annuities/Stratus+Retirement+Annuity/Lump+Sum+Investment/\">Lump Sum Investment</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Retirement+Annuities/Stratus+Retirement+Annuity/Rules+of+the+fund/\">Rules of the fund</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Retirement+Annuities/Stratus+International+Retirement+Annuity/\">Stratus International Retirement Annuity</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Retirement+Annuities/Stratus+Linked+Retirement+Annuity/\">Stratus Linked Retirement Annuity</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Annuities/\">Annuities</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Annuities/Life+Annuity/\">Life Annuity</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Annuities/Joint+Life+Annuity/\">Joint Life Annuity</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Annuities/Capital+Retention+Plan/\">Capital Retention Plan</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Annuities/Pension+with+Capital+Repayment/\">Pension with Capital Repayment</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Annuities/Stratus+Composite+Annuity/\">Stratus Composite Annuity</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Annuities/Stratus+Investment+Linked+Pension/\">Stratus Investment Linked Pension</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Annuities/Capital+Protection+Option/\">Capital Protection Option</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Retirement/Preservation+Funds/\">Preservation Funds</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Investments/\">Investments</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Investments/Endowments/\">Endowments</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Investments/Endowments/Stratus+Endowment/\">Stratus Endowment</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Investments/Endowments/Stratus+EduFocus/\">Stratus EduFocus</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Investments/Endowments/Stratus+International+Endowment/\">Stratus International Endowment</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Investments/Endowments/Stratus+International+Endowment+%28Pounds%2C+Dollars%2C+Euros%29/\">Stratus International Endowment (£, $, €)</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Investments/Endowments/Stratus+Guaranteed+Investment/\">Stratus Guaranteed Investment</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Investments/Stratus+Linked+Investment/\">Stratus Linked Investment</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Investments/Collective+Investments/\">Collective Investments</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Investments/Sanlam+Liquid/\">Sanlam Liquid</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Home+Loans/\">Home Loans</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Wills%2C+Trusts+and+Estates/\">Wills, Trusts and Estates</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Our+Solutions/Short+Term+Insurance/\">Short Term Insurance</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/About+Us/\">About Us</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Investment+Funds/\">Investment Funds</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Investment+Funds/Daily+Prices/\">Daily Prices</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Investment+Funds/Calculate+Fund+Values/\">Calculate Fund Values</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Investment+Funds/Monthly+Fund+Values/\">Monthly Fund Values</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Investment+Funds/Performance+Figures+Summary/\">Performance Figures: Summary</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Investment+Funds/Definitions+of+Risk+Profiles/\">Definitions of Risk Profiles</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Frequently+Asked+Questions/\">Frequently Asked Questions</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Sanlam+Topaz/Tools/\">Tools</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Individuals/Personal+Profiler/\">Personal Profiler</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/\">For Businesses</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/\">Sanlam Cobalt</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/\">Sanlam Cobalt for Self-Employed Professionals</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Financing/\">Financing</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Protection+of+Income/\">Protection of Income</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Business+Consultation/\">Business Consultation</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Healthcare/\">Health Care</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Asset+Protection/\">Asset Protection</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Retirement+Provision/\">Retirement Provision</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Estate+Planning/\">Estate Planning</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Electronic+Money+Transfers/\">Electronic Money Transfers</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Risk+Protection/\">Risk Protection</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Asset+Management/\">Asset Management</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Investment+Advice/\">Investment Advice</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Bookkeeping/\">Bookkeeping</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Legal+Services/\">Legal Services</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Information+Technology/\">Information Technology</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Financial+Management/\">Financial Management</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Self-Employed+Professionals/Tax+Solutions/\">Tax Solutions</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/\">Sanlam Cobalt for Business Owners</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Financing/\">Financing</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Business+Consultation/\">Business Consultation</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Healthcare/\">Health Care</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Asset+Protection/\">Asset Protection</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Retirement+Provision/\">Retirement Provision</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Estate+Planning/\">Estate Planning</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Electronic+Money+Transfers/\">Electronic Money Transfers</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Risk+Protection/\">Risk Protection</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Asset+Management/\">Asset Management</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Investment+Advice/\">Investment Advice</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Bookkeeping/\">Bookkeeping</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Legal+Services/\">Legal Services</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Information+Technology/\">Information Technology</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Financial+Management/\">Financial Management</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Tax+Solutions/\">Tax Solutions</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Cash+Management/\">Cash Management</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Business+Owners/Business+Fitness+Analysis/\">Business Fitness Analysis</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Employed+Professionals/\">Sanlam Cobalt for Employed Professionals</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Employed+Professionals/Personal+Financial+Risk+Cover/\">Personal Financial Risk Cover</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Employed+Professionals/Protection+Of+Income/\">Protection Of Income</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Employed+Professionals/Healthcare/\">Health Care</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Employed+Professionals/Estate+Planning/\">Estate Planning</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Employed+Professionals/Retirement+and+Savings/\">Retirement and Savings</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Employed+Professionals/Cash+Management/\">Cash Management</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Employed+Professionals/Investment+Advice/\">Investment Advice</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Employed+Professionals/Asset+Management/\">Asset Management</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Employed+Professionals/Tax+Solutions/\">Tax Solutions</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Employed+Professionals/Personal+Finance/\">Personal Finance</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Start-Ups/\">Sanlam Cobalt for Start-Ups</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Start-Ups/Before+You+Start/\">Before You Start</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Start-Ups/Before+You+Start/Do+You+Have+the+Right+Profile/\">Do You Have the Right Profile</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Start-Ups/Before+You+Start/What+are+your+options/\">What are your options</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Start-Ups/Getting+Started/\">Getting Started</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Start-Ups/Getting+Started/Legal+Considerations/\">Legal Considerations</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Start-Ups/Getting+Started/Finance+Options/\">Finance Options</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Start-Ups/Create+Your+Business+Plan/\">Create Your Business Plan</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Start-Ups/Why+do+you+need+a+business+mentor/\">Why do you need a business mentor</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Sanlam+Cobalt+for+Start-Ups/Final+Checklist/\">Final Checklist</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/About+Us/\">About Us</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Business+Tools/\">Business Tools</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Business+Tools/Business+success+series/\">Business success series</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Business+Tools/Financial+planning+tools/\">Financial planning tools</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Business+Tools/1-2-3+Risk+Analysis+Tool/\">1-2-3 Risk Analysis Tool</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Business+Tools/Financial+planning+calculators/\">Financial planning calculators</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Business+Tools/Business+Library/\">Business Library</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Business+Tools/Business+Library/Business+tips/\">Business tips</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Business+Tools/Business+Library/Labour+news/\">Labour news</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Business+Tools/How+to+buy+a+small+business/\">How to buy a small business</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Business+Tools/Creating+a+Business+Plan/\">Creating a Business Plan</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Newsletters/\">Newsletters</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Newsletters/Economic+Commentary+by+Arthur+Kamp/\">Economic Commentary by Arthur Kamp</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Newsletters/Business+Library/\">Business Library</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Newsletters/Business+Library/Business+tips/\">Business tips</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Newsletters/Business+Library/Labour+news/\">Labour news</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Glossary/\">Glossary</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Frequently+Asked+Questions/\">Frequently Asked Questions</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Contact+Us/Online+Enquiry/\">Online Enquiry</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Sanlam+Cobalt/Contact+Us/Risk+Management+1-2-3/\">Risk Management 1-2-3</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Business+Operating+Solutions/\">Business Operating Solutions</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Business+Protection+Solutions/\">Business Protection Solutions</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Provide+for+Your+Employees/\">Provide for Your Employees</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Personal+and+Family+Solutions/\">Personal and Family Solutions</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Invest/\">Invest</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Protect/\">Protect</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Businesses/Get+Advice/\">Get Advice</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Intermediaries/\">For Intermediaries</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Intermediaries/Become+a+Financial+Adviser/\">Become a Financial Adviser</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Intermediaries/Become+a+Financial+Adviser/Skills+Required/\">Skills Required</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Intermediaries/Become+a+Financial+Adviser/Remuneration+and+Recognition/\">Remuneration and Recognition</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Intermediaries/Become+a+Financial+Adviser/Training+and+Support/\">Training and Support</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Intermediaries/Become+a+Financial+Adviser/Apply+For+Selection/\">Apply For Selection</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Intermediaries/Become+a+Bbiz+Adviser/\">Become a B*Biz Adviser</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Intermediaries/Sanlam+Healthcare+Distribution+Services/\">Sanlam Healthcare Distribution Services</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Intermediaries/Sanlam+Healthcare+Distribution+Services/About+Us/\">About Us</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Intermediaries/Sanlam+Healthcare+Distribution+Services/Total+Care+Gap+Cover/\">Total Care Gap Cover</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/For+Intermediaries/Sanlam+Healthcare+Distribution+Services/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/\">Investor Relations</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/About+Sanlam/\">About Sanlam</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/\">Financial Results</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/\">Annual Results</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/2009+Annual+Results/\">2009 Annual Results</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/2009+Annual+Results/Salient+Results/\">Salient Results</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/2009+Annual+Results/Executive+Review/\">Executive Review</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/2009+Annual+Results/Comments/\">Comments</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/2009+Annual+Results/Shareholders+Fund+Information/\">Shareholders Fund Information</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/2009+Annual+Results/Group+Financial+Statements/\">Group Financial Statements</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/2009+Annual+Results/Embedded+Value/\">Embedded Value</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/2009+Annual+Results/Basis+of+Preparation+and+Presentation/\">Basis of Preparation and Presentation</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/Annual+Results+for+2008/\">2008 Annual Results</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/Annual+Results+for+2008/Salient+Features/\">Salient Features</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/Annual+Results+for+2008/Executive+Review/\">Executive Review</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/Annual+Results+for+2008/Comments/\">Comments</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/Annual+Results+for+2008/Shareholders+Fund+Information/\">Shareholders Fund Information</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/Annual+Results+for+2008/Embedded+Value/\">Embedded Value</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Results/Annual+Results+for+2008/Group+Financial+Statements/\">Group Financial Statements</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/2009+Interim+Results/\">2009 Interim Results</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/2009+Interim+Results/Salient+Results/\">Salient Results</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/2009+Interim+Results/Executive+Review/\">Executive Review</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/2009+Interim+Results/Comments/\">Comments</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/2009+Interim+Results/Shareholders+Fund+Information/\">Shareholders' Fund Information</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/2009+Interim+Results/Group+Financial+Statements/\">Group Financial Statements</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/2009+Interim+Results/Embedded+Value/\">Embedded Value</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/2009+Interim+Results/Accounting+Policies/\">Accounting Policies</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Operational+Update/\">Operational Update</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Reports+Archive/\">Annual Reports Archive</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Annual+Reports+Archive/Request+an+Annual+Report/\">Request an Annual Report</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Sanlam+Life+Annual+Report/\">Sanlam Life Annual Report</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Financial+Results/Consensus+Estimates/\">Consensus Estimates</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Credit+Ratings/\">Credit Ratings</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Presentations/\">Presentations</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/News+Releases+Archive/\">News Releases Archive</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Reports+Archive/\">Reports</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Shareholders+Diary/\">Shareholders Diary</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Annual+General+Meeting/\">Annual General Meeting</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Sanlam+Shares/\">Sanlam Shares</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/ADR+Holders/\">ADR Holders</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/ADR+Holders/Roles+of+the+Depository+bank/\">Roles of the Depository bank</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/ADR+Holders/FAQ/\">FAQ</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Economic+Information/\">Economic Information</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Economic+Information/Economic+Commentary/\">Economic Commentary</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Economic+Information/Economic+Commentary/About+Jac+Laubscher/\">About Jac Laubscher</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Economic+Information/Economic+Commentary/Comment+on+an+Article/\">Comment on an Article</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Economic+Information/National+Budget+2008/\">National Budget 2008</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Economic+Information/National+Budget+2009/\">National Budget 2009</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Economic+Information/National+Budget+2010/\">National Budget 2010</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Economic+Information/Inflation+History/\">Inflation History</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Economic+Information/2008+Annual+Results+Announcement/\">2008 Annual Results Announcement</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Investor+Relations/Economic+Information/2008+Interim+Results/\">2008 Interim Results</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/\">Our Products</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Our+Products+Generator/\">Our Products Generator</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+LifePower/\">Sanlam LifePower</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+LifePower/Frequently+Asked+Questions/\">Frequently Asked Questions</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+LifePower/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Solutions/\">Sanlam Home Solutions</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Solutions/Sourcing+Home+Finance/\">Sourcing Home Finance</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Solutions/Total+Financial+Planning/\">Total Financial Planning</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Solutions/Calculators/\">Calculators</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Solutions/How+to+Apply/\">How to Apply</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Solutions/How+to+Apply/Call+Us/\">Call Us</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Solutions/How+to+Apply/Let+Us+Call+You/\">Let Us Call You</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Solutions/How+to+Apply/Ask+For+a+Home+Loan+Quotation/\">Ask For a Home Loan Quotation</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Solutions/About+Us/\">About Us</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Solutions/Frequently+Asked+Questions/\">Frequently Asked Questions</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Solutions/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Loans/\">Sanlam Home Loans</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Loans/Internet+Banking/\">Internet Banking</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Loans/How+to+Apply/\">How to Apply</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Home+Loans/Frequently+Asked+Questions/\">Frequently Asked Questions</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/\">Sanlam Trust</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Wills/\">Wills</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Wills/Why+Do+I+Need+a+Will/\">Why do I need a will?</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Wills/How+to+Draft+a+Will/\">How to draft a will</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Wills/How+to+Draft+a+Will/Will+Tips/\">Will tips</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Wills/How+to+Draft+a+Will/Naming+Heirs/\">Naming heirs</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Wills/How+to+Draft+a+Will/Drafting+Steps/\">Drafting steps</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Wills/How+to+Draft+a+Will/Validity/\">Validity</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Wills/How+to+Draft+a+Will/Documentation/\">Documentation</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Wills/Complex+Wills/\">Complex wills</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Wills/Nominating+an+Executor/\">Nominating an executor</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Wills/Review+My+Will/\">Review my will</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Wills/Apply+For+a+Will/\">Apply for a will</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Estates/\">Estates</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Estates/Estate+planning/\">Estate planning</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Estates/Estate+planning/Dangers+of+no+planning/\">Dangers of no planning</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Estates/Estate+planning/The+Planning+Process/\">The planning process</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Estates/Estate+planning/Costs/\">Costs</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Estates/Estate+planning/Calculate+Your+Assets+and+Liabilities/\">Calculate your assets and liabilities</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Estates/Estate+administration/\">Estate administration</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Estates/Estate+administration/In+Case+of+Death/\">In case of death</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Estates/Estate+administration/Execution+Process/\">Execution process</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Estates/Estate+administration/Documentation+for+Settlements/\">Documentation for settlements</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Estates/Estate+administration/Speeding+Up+Settlements/\">Speeding up settlements</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Trusts/\">Trusts</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Trusts/What+is+a+Trust/\">What is a trust?</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Trusts/Who+Needs+a+Trust/\">Who needs a trust?</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Trusts/Types+of+Trusts/\">Types of trusts</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Trusts/Role+and+Appointment+of+Trustees/\">Role and appointment of trustees</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Trusts/Administration+of+a+Trust/\">Administration of a trust</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Trusts/Costs/\">Costs</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Trusts/Umbrella+Trust+Beneficiary+Fund+Calculator/\">Umbrella Trust/Beneficiary Fund Calculator</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Trusts/Apply+for+an+Inter+Vivos+Trust/\">Apply for an inter vivos trust</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Fiduciary+Glossary/\">Fiduciary Glossary</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Services/\">Services</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Services/Sanlam+Trust+FinAssist/\">Sanlam Trust FinAssist</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Advice/\">Advice articles</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/About+Us/\">About us</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Frequently+Asked+Questions/\">Frequently Asked Questions</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Contact+Us/\">Contact us</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Trust/Contact+Us/Estate+and+trust+consultants1/\">Estate and trust consultants</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/\">Sanlam Liquid</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/About+Sanlam+Liquid/\">About Sanlam Liquid</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Our+Solutions/\">Our Solutions</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Our+Solutions/Sanlam+Liquid+Debit+Card/\">Sanlam Liquid Debit Card</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Our+Solutions/Sanlam+Liquid+Savings+Account/\">Sanlam Liquid Savings Account</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Our+Solutions/Sanlam+Liquid+for+Business+Owners/\">Sanlam Liquid for Business Owners</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Our+Solutions/Sanlam+Liquid+Fixed+Term+Investment/\">Sanlam Liquid Fixed Term Investment</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/How+To+Apply/\">Apply</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/How+To+Apply/Opening+an+Account/\">Opening an Account</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/How+To+Apply/Account+Restrictions/\">Account Restrictions</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/How+To+Apply/Transaction+Cut-off+Times/\">Transaction Cut-off Times</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/How+To+Apply/Sanlam+Liquid+Referral+Program/\">Sanlam Liquid Referral Program</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Important+Information/\">Important Information</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Important+Information/Minimum+Balances+and+Withdrawal+Limitations/\">Minimum Balances and Withdrawal Limitations</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Important+Information/Transactions+Cut-Off+Times/\">Transactions Cut-Off Times</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Important+Information/Payments+from+Sanlam+Liquid+Accounts/\">Payments from Sanlam Liquid Accounts</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Important+Information/Deposits+into+Sanlam+Liquid+Accounts/\">Deposits into Sanlam Liquid Accounts</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Important+Information/Interest+Rates/\">Interest Rates and Yields</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Important+Information/Interest+Rates/SIM+Money+Market+Yields+Archive/\">SIM Money Market Yields Archive</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Important+Information/Internet+Transactional+Facilities/\">Internet Transactional Facilities</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Liquid+Transactional+Services/\">Liquid Transactional Services</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Terms+and+Conditions/\">Terms and Conditions</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Terms+and+Conditions/Card/\">Card</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Terms+and+Conditions/Internet+Service/\">Internet Service</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Frequently+Asked+Questions/\">Frequently Asked Questions</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Frequently+Asked+Questions/Card/\">Card</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Articles/\">Articles</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Forms/\">Forms</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Fees/\">Fees</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Liquid/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Personal+Loans/\">Sanlam Personal Loans</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Personal+Loans/About+Us/\">About Us</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Personal+Loans/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Offshore/\">Sanlam Offshore</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Offshore/What+We+Offer/\">What We Offer</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Offshore/Frequently+Asked+Questions/\">Frequently Asked Questions</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Sanlam+Offshore/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Funeral+Help+Plan/\">Funeral Help Plan</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Funeral+Help+Plan/What+We+Offer/\">What We Offer</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Funeral+Help+Plan/Frequently+Asked+Questions/\">Frequently Asked Questions</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Funeral+Help+Plan/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Stratus+Savings+and+Investments/\">Stratus Savings and Investments</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Stratus+Savings+and+Investments/Retirement+Annuities/\">Retirement Annuities</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Stratus+Savings+and+Investments/Retirement+Annuities/Stratus+International+Retirement+Annuity/\">Stratus International Retirement Annuity</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Stratus+Savings+and+Investments/Annuities/\">Annuities</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Stratus+Savings+and+Investments/Annuities/Stratus+Composite+Annuity/\">Stratus Composite Annuity</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Stratus+Savings+and+Investments/Annuities/Stratus+Investment+Linked+Pension/\">Stratus Investment Linked Pension</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Stratus+Savings+and+Investments/Preservation+Funds/\">Preservation Funds</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Stratus+Savings+and+Investments/Preservation+Funds/Stratus+with+Preservation+Funds/\">Stratus with Preservation Funds</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Stratus+Savings+and+Investments/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Retirement+Funds/\">Retirement Funds</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Retirement+Funds/Fund+Rules/\">Fund Rules</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Retirement+Funds/Member+Information/\">Member Information</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Plan+Description/\">Plan Descriptions</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Employer+Solutions+For+Employees/\">Employer Solutions For Employees</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Employer+Solutions+For+Employees/Deferred+Compensation/\">Deferred Compensation</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Employer+Solutions+For+Employees/Central+Provident+Fund/\">Central Provident Fund</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Payment+of+Premiums/\">Payment of Premiums</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Our+Products/Fund+Fact+Sheets/\">Fund Fact Sheets</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/\">Sponsorships</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/2010+Sponsorships+Calendar/\">2010 Sponsorships Calendar</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Takalani+Sesame/\">Takalani Sesame</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Golf/\">Golf</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Golf/Sanlam+Cancer+Golf+Challenge/\">Sanlam Cancer Golf Challenge</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Golf/Glacier+SA+Mens+Amateur+Golf+Challenge/\">Glacier SA Men's Amateur Golf Challenge</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Golf/Sanlam+SA+Womans+Amateur+Golf+Championship/\">Sanlam SA Woman's Amateur Golf Championship</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Golf/Sanlam+SAGES+National+Golf+Tournament/\">Sanlam SAGES National Golf Tournament</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Golf/Glacier+Junior+Series/\">Glacier Junior Series</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/\">Cultural Initiatives</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Prize+for+Afrikaans+Theatre/\">Sanlam Prize for Afrikaans Theatre</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Prize+for+Afrikaans+Theatre/Rules+and+Entry+Form/\">Rules and Entry Form</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Prize+for+Afrikaans+Theatre/Prize+Money+and+Judging/\">Prize Money and Judging</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Prize+for+Afrikaans+Theatre/Schedule/\">Schedule</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Prize+for+Afrikaans+Theatre/Winners+and+Finalists/\">Winners and Finalists</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Prize+for+Afrikaans+Theatre/Contact+Details/\">Contact Details</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/RSG+Sanlam+Radiodrama+Scriptwriters+Competition/\">RSG/Sanlam Radio/Drama Competition</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/RSG+Sanlam+Radiodrama+Scriptwriters+Competition/Rules+and+entry+form/\">Rules and entry form</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/RSG+Sanlam+Radiodrama+Scriptwriters+Competition/Prize+money+and+judging/\">Prize money and judging</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/RSG+Sanlam+Radiodrama+Scriptwriters+Competition/Schedule/\">Schedule</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/RSG+Sanlam+Radiodrama+Scriptwriters+Competition/Manual/\">Manual</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/RSG+Sanlam+Radiodrama+Scriptwriters+Competition/Winners/\">Winners</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/RSG+Sanlam+Radiodrama+Scriptwriters+Competition/Contact+details/\">Contact details</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Novel+Competition/\">Sanlam Novel Competition</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Novel+Competition/Rules+and+Entry+Form/\">Rules and Entry Form</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Novel+Competition/Contact+Details/\">Contact Details</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+LitNet+Online+Writers+Schools/\">Sanlam/LitNet Online Writers' Schools</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+LitNet+Online+Writers+Schools/Rules/\">Rules</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+LitNet+Online+Writers+Schools/Schedule/\">Schedule</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+LitNet+Online+Writers+Schools/Contact+Details/\">Contact Details</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Prize+for+Youth+Literature/\">Sanlam Prize for Youth Literature</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Prize+for+Youth+Literature/Rules+and+Entry+Form/\">Rules and Entry Form</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Prize+for+Youth+Literature/Prize+Money/\">Prize Money</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Prize+for+Youth+Literature/Schedule/\">Schedule</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Prize+for+Youth+Literature/Winners/\">Winners</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+Prize+for+Youth+Literature/Contact+Details/\">Contact Details</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+National+Music+Competition/\">Sanlam National Music Competition</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+National+Music+Competition/Requirements/\">Requirements</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+National+Music+Competition/Auditions/\">Auditions</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+National+Music+Competition/Prizes/\">Prizes</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+National+Music+Competition/Entry+Form/\">Entries</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+National+Music+Competition/News/\">News</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+National+Music+Competition/Previous+Winners/\">Winners</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+National+Music+Competition/The+Competition+1989-2009/\">The Competition 1989-2009</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Cultural+Initiatives/Sanlam+National+Music+Competition/Contact+Details/\">Contact Details</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/\">Media</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Financial+Journalism+Awards/\">Sanlam Awards for Excellence in Financial Journalism</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Financial+Journalism+Awards/Sections/\">Sections</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Financial+Journalism+Awards/Prize+Money/\">Prize Money</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Financial+Journalism+Awards/Judging+and+Criteria/\">Judging and Criteria</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Financial+Journalism+Awards/How+to+Enter/\">How to Enter</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Financial+Journalism+Awards/Previous+Winners/\">Winners / Feedback</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Financial+Journalism+Awards/Financial+Journalist+of+the+Year/\">Financial Journalist of the Year</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Financial+Journalism+Awards/Contact+Details/\">Contact Details</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Summer+School/\">Sanlam Summer School</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Awards+for+Community+Press/\">Sanlam Awards for Community Press 2009</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Awards+for+Community+Press/Judging+and+Criteria/\">Judging and Criteria</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Awards+for+Community+Press/Categories+and+Sections/\">Categories and Sections</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Awards+for+Community+Press/Categories+and+Sections/Category+Newspapers/\">Category Newspapers</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Awards+for+Community+Press/Categories+and+Sections/Category+Front+Pages/\">Category Front Pages</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Awards+for+Community+Press/Categories+and+Sections/Category+Writing/\">Category Writing</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Awards+for+Community+Press/Categories+and+Sections/Category+Photography/\">Category Photography</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Awards+for+Community+Press/How+to+Enter/\">How to Enter</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Awards+for+Community+Press/Entry+Forms/\">Entry Forms</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Awards+for+Community+Press/2009+Winners/\">2009 Winners</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Awards+for+Community+Press/Previous+Winners/\">Previous Winners</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+Awards+for+Community+Press/Contact+Details/\">Contact Details</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+SA+Fashion+Journalism+Awards/\">Sanlam SA Fashion Journalism Awards</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+SA+Fashion+Journalism+Awards/Entries+and+Categories/\">Entries and Categories</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+SA+Fashion+Journalism+Awards/Prizes/\">Prizes</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+SA+Fashion+Journalism+Awards/Entry+Procedure+and+Timelines/\">Entry Procedure and Timelines</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+SA+Fashion+Journalism+Awards/Judging+Panel/\">Judging Panel</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+SA+Fashion+Journalism+Awards/Winners+for+2009/\">Winners for 2009</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+SA+Fashion+Journalism+Awards/Winners+for+2008/\">Winners for 2008</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+SA+Fashion+Journalism+Awards/Terms+and+Conditions/\">Terms and Conditions</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Media/Sanlam+SA+Fashion+Journalism+Awards/Contact+Details/\">Contact Details</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Other/\">Other</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Other/Woman+Entrepreneurs+in+Agriculture/\">Woman Entrepreneurs in Agriculture</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Other/Woman+Entrepreneurs+in+Agriculture/Criteria/\">Criteria</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Other/Woman+Entrepreneurs+in+Agriculture/Rules/\">Rules</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Other/Woman+Entrepreneurs+in+Agriculture/Entry+Form/\">Entry Form</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Other/Woman+Entrepreneurs+in+Agriculture/Winners/\">Winners</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Other/Woman+Entrepreneurs+in+Agriculture/Contact+Details/\">Contact Details</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Other/Farmworker+of+the+Year+Competition/\">Farmworker of the Year Competition</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Other/Round+the+Island+Yacht+Race/\">Round the Island Yacht Race</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Gallery/\">Gallery</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Latest+News/\">Latest News</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sponsorships/Contact+Details/\">Contact Details</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/\">About Sanlam</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/\">Who We Are</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/\">Directors</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/Sanlam+Limited/\">Sanlam Limited</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/Sanlam+Life+Insurance+Limited/\">Sanlam Life Insurance Limited</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/Sanlam+Collective+Investments+Limited/\">Sanlam Collective Investments Limited</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/Sanlam+Customised+Insurance+Limited/\">Sanlam Customised Insurance Limited</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/Sanlam+Trust+Limited/\">Sanlam Trust Limited</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/Glacier+Financial+Solutions+%28Pty%29+Limited/\">Glacier Financial Solutions (Pty) Limited</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/Sanlam+Namibia+Limited/\">Sanlam Namibia Limited</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/Sanlam+Namibia+Trust+Managers+Limited/\">Sanlam Namibia Trust Managers Limited</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/Sanlam+Life+Namibia+Limited/\">Sanlam Life Namibia Limited</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/Sanlam+Developing+Markets+Limited/\">Sanlam Developing Markets Limited</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/Sanlam+Home+Solutions+%28Pty%29+Limited/\">Sanlam Home Solutions (Pty) Limited</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Directors/Real+Futures+Limited/\">Real Futures (Pty) Limited</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Who+We+Are/Executive+Committee/\">Executive Committee</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Business+Vision+and+Strategy/\">Business Vision and Strategy</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Business+Vision+and+Strategy/Vision+and+Values/\">Vision and Values</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Business+Vision+and+Strategy/Business+Strategy/\">Business Strategy</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Business+Vision+and+Strategy/Investment+Case/\">Investment Case</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Business+Vision+and+Strategy/How+we+measure+ourselves/\">How we measure ourselves</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Business+Vision+and+Strategy/Code+of+Conduct+and+Ethics/\">Code of Conduct and Ethics</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Business+Vision+and+Strategy/Employment+Equity/\">Employment Equity</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Business+Vision+and+Strategy/Employment+Equity/Our+Policy/\">Our Policy</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Our+Heritage/\">Our Heritage</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Our+Heritage/Timeline+1918+-+Current/\">Timeline: 1918 - Current</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Our+Heritage/History+of+Sanlam/\">History of Sanlam</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Our+Heritage/Economic+Empowerment/\">Economic Empowerment</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Our+Heritage/Chief+Executives/\">Chief Executives</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Our+Heritage/Branding+Over+the+Years/\">Branding Over the Years</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/\">Sanlam, the Corporate Citizen</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/Empowerment/\">Empowerment</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/BEE/\">BEE</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/BEE/Black+Economic+Empowerment/\">Black Economic Empowerment</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/BEE/Procurement+and+Enterprise+Development/\">Procurement and Enterprise Development</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/BEE/Empowerment+Financing/\">Empowerment Financing</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/BEE/Ownership+and+Control/\">Ownership and Control</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/Ubunto+Botho/\">Ubunto-Botho</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/Ubunto+Botho/The+UB+Transaction/\">The UB Transaction</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/Ubunto+Botho/Transaction+Chronology/\">Transaction Chronology</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/Ubunto+Botho/Shareholder+Benefits/\">Shareholder Benefits</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/Ubunto+Botho/Immediate+Gains/\">Immediate Gains</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/Ubunto+Botho/Exceeding+BEE+Requirements/\">Exceeding BEE Requirements</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/Ubunto+Botho/Communication+to+Shareholders/\">Communication to Shareholders</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/Ubunto+Botho/Value-Add+Calculation/\">Value-Add Calculation</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/Ubunto+Botho/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/About+Sanlam/Sanlam%2C+the+Corporate+Citizen/Corporate+Social+Investment/\">Corporate Social 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href=\"/wps/wcm/connect/sanlam_en/Sanlam/Files/Halala+Savings+Plan/\">Halala Savings Plan</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Files/Sanlam+LifePower/\">Sanlam LifePower</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Files/Newsletter+Files/\">Newsletter Files</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Files/Topaz+Fund+Values/\">Topaz Fund Values</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Files/Topaz+Fund+Values/Topaz+Personal+Investment/\">Topaz Personal Investment </a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Files/Topaz+Fund+Values/Stratus/\">Stratus</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Common+Content/\">Common 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href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/About+this+report/GRI+self-assessment+rating/\">GRI Self-Assessment Rating</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/About+this+report/Report+assurance/\">Report Assurance</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/About+this+report/For+further+information/\">For Further Information</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Our+sustaninability+highlights/\">Our Sustaninability Highlights</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Sustainability+governance+and+management/\">Sustainability governance and management</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Sustainability+governance+and+management/Our+Corporate+Governance+Framework/\">Our Corporate Governance Framework</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Sustainability+governance+and+management/Our+Code+of+Ethical+Conduct/\">Our Code of Ethical Conduct</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Sustainability+governance+and+management/Our+Approach+to+Sustainability/\">Our Approach to Sustainability</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Sustainability+governance+and+management/The+Role+of+the+Board+Sustainability+Committee/\">The Role of the Board Sustainability Committee</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Sustainability+governance+and+management/How+We+Manage+Sustainability+at+Sanlam/\">How We Manage Sustainability at Sanlam</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Engaging+our+stakeholders/\">Engaging Our Stakeholders</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Engaging+our+stakeholders/Our+Key+Stakeholder+Groups/\">Our Key Stakeholder Groups</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Engaging+our+stakeholders/How+We+Interact+with+Our+Stakeholders/\">How We Interact with Our Stakeholders</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Engaging+our+stakeholders/Table+of+Stakeholders/\">Table of Stakeholders</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Engaging+our+stakeholders/Table+of+Regulatory+Bodies/\">Table of Regulatory Bodies and Industry Associations</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Summary+of+our+material+sustainability+issues/\">Summary of Our Material Sustainability Issues</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Summary+of+our+material+sustainability+issues/Ensuring+a+Sustainable+Business+Journey+for+Life/\">Ensuring a Sustainable Business Journey for Life</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Summary+of+our+material+sustainability+issues/Investing+In+Our+Country+For+Life/\">Investing In Our Country For Life</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Summary+of+our+material+sustainability+issues/Offering+a+Compelling+Employment+Value+Proposition+For+Life/\">Offering a Compelling Employment Value Proposition For Life</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Summary+of+our+material+sustainability+issues/Providing+Financial+Products+Responsibly+For+Life/\">Providing Financial Products Responsibly For Life</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Summary+of+our+material+sustainability+issues/Ensuring+Responsible+Investment+For+Life/\">Ensuring Responsible Investment For Life</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Summary+of+our+material+sustainability+issues/Choosing+Business+Partners+Responsibly+For+Life/\">Choosing Business Partners Responsibly For Life</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Summary+of+our+material+sustainability+issues/Protecting+Our+Biophysical+Environment+For+Life/\">Protecting Our Biophysical Environment For Life</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/GRI+Content+Index/\">GRI Content Index</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Downloads/\">Downloads</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report/Contact+us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/\">Sustainability Report 2009</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/About+this+report/\">About this report</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+sustainability+highlights+for+2009/\">Our sustainability highlights for 2009</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+key+stakeholders/\">Our key stakeholders</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/How+we+manage+sustainability/\">How we manage sustainability</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/How+we+manage+sustainability/Sustainability+Governance/\">Sustainability Governance</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/How+we+manage+sustainability/Corporate+goverance+and+the+King+III+report/\">Corporate goverance and the King III report</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/How+we+manage+sustainability/Our+approach+to+managing+sustainability/\">Our approach to managing sustainability</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/How+we+manage+sustainability/Sustainability+managements+actions+during+2009/\">Sustainability management's actions during 2009</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/How+we+manage+sustainability/Our+commitment+to+codes+and+standards/\">Our commitment to codes and standards</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/How+we+manage+sustainability/Meeting+JSE+SRI+index+requirements/\">Meeting JSE SRI index requirements</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/\">Our material sustainability considerations</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Sustainable+business/\">Sustainable business</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Sustainable+business/Products+and+Services/\">Products and Services</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Sustainable+business/Financial+and+Operational+Capability/\">Financial and Operational Capability</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Sustainable+business/Contributing+to+the+Economy/\">Contributing to the Economy</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Society+and+community/\">Society and community</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Society+and+community/Transforming+our+Organisation/\">Transforming our Organisation</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Society+and+community/Company+Diversity/\">Company Diversity</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Society+and+community/Empowerment+and+Infrastructure/\">Empowerment and Infrastructure</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Society+and+community/Offering+Sponsorships/\">Offering Sponsorships</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Society+and+community/Investing+in+our+Communities/\">Investing in our Communities</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Employees/\">Employees</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Employees/Workplace+Diversity/\">Workplace Diversity</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Employees/Skills+Development/\">Skills Development</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Employees/Working+Environment/\">Working Environment</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Employees/Employees+Health/\">Employees' Health</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Products+and+services/\">Products and services</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Products+and+services/Broadening+Access/\">Broadening Access</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Products+and+services/Training/\">Training</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Products+and+services/Customer+Education/\">Customer Education</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Products+and+services/Treating+Customers+Fairly/\">Treating Customers Fairly</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Financial+investments/\">Financial investments</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Financial+investments/Investing+Responsibly/\">Investing Responsibly</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Business+partners/\">Business partners</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Business+partners/Procurement+Policy/\">Procurement Policy</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Business+partners/BEE+Procurement/\">BEE Procurement</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Biophysical+environment/\">Biophysical environment</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Biophysical+environment/Environmental+Stewardship/\">Environmental Stewardship</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Biophysical+environment/Carbon+Footprint/\">Carbon Footprint</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Our+material+sustainability+considerrations/Biophysical+environment/Resource+Consumption/\">Resource Consumption</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/GRI+Content+Index/\">GRI Content Index</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Downloads/\">Downloads</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sustainability+Report+2009/Contact+us/\">Contact us</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/\">Sanlam Businesses</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Multidata/\">Multi-Data</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Multidata/Why+outsource/\">Why outsource?</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Multidata/Services/\">Services</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Multidata/Contact+us/\">Contact us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/\">Sanlam Namibia</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/About+Us/\">About Us</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/About+Us/Sanlam+Group+Annual+Report/\">Sanlam Group Annual Report</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/About+Us/Company+History/\">Company History</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/About+Us/Employment+Equity/\">Employment Equity</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/About+Us/HIV+AIDS/\">HIV/AIDS</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/About+Us/Organisational+Structure/\">Organisational Structure</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Financial+Results/\">Financial Results</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Corporate+Social+Involvement/\">Corporate Social Involvement</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Get+Advice/\">Get Advice</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Get+Advice/Contact+Your+Adviser/\">Contact Your Adviser</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Get+Advice/Online+Financial+Advice/\">Online Financial Advice</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Get+Advice/Request+A+New+Adviser/\">Request A New Adviser</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Investment+Performance+and+Comparison/\">Investment Performance and Comparison</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Investment+Performance+and+Comparison/Investment+Performance/\">Investment Performance</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Investment+Performance+and+Comparison/SP2+Performance+Summary+%28Namibia%29/\">SP2 Performance Summary (Namibia)</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Investment+Performance+and+Comparison/Unit+Trust+Quarterly+Report/\">Unit Trust Quarterly Report</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Products/\">Products</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Products/Personal+Portfolios+%28SP2%29/\">Personal Portfolios (SP2)</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Products/Unit+Trusts/\">Unit Trusts</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Products/Unit+Trusts/Namibia+Unit+Trusts/\">Namibia Unit Trusts</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Products/Unit+Trusts/Quarterly+Report/\">Quarterly Report</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/\">Services</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Policy+Services/\">Policy Services</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Policy+Services/Cession+and+Beneficiaries/\">Cession and Beneficiaries</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Policy+Services/Change+Payment+Frequency/\">Change Payment Frequency</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Policy+Services/Change+Address/\">Change Address</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Policy+Services/Change+Your+Banking+Details/\">Change Your Banking Details</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Policy+Services/Duplicate+Tax+Certificate/\">Duplicate Tax Certificate</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Policy+Services/Policy+Service+Request/\">Policy Service Request</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Policy+Services/Policy+Surrender+Information/\">Policy Surrender Information</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Policy+Services/Policy+Value+Enquiry/\">Policy Value Enquiry</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Policy+Services/Reinstate+a+Policy/\">Reinstate a Policy</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Policy+Services/Skip+or+Cancel+a+Premium+Growth/\">Skip or Cancel a Premium Growth</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Unit+Trust+Services/\">Unit Trust Services</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Unit+Trust+Services/Buy+Unit+Trusts/\">Buy Unit Trusts</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Unit+Trust+Services/Change+Address/\">Change Address</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Unit+Trust+Services/Change+Your+Banking+Details/\">Change Your Banking Details</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Unit+Trust+Services/Daily+Unit+Trust+Prices/\">Daily Unit Trust Prices</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Unit+Trust+Services/Repurchase+Unit+Trusts/\">Repurchase Unit Trusts</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Unit+Trust+Services/Switch+Unit+Trusts/\">Switch Unit Trusts</a></div>");document.write("<div class=\"sitemap_level6\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Services/Unit+Trust+Services/Unit+Trust+Value+Enquiry/\">Unit Trust Value Enquiry</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/How+to+Transact+Online/\">How to Transact Online</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Market+Information/\">Market Information</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Market+Information/Economic+Report/\">Economic Report</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Market+Information/Funds+on+Friday/\">Funds on Friday</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Market+Information/Weekly+Comment/\">Weekly Comment</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Contact+Us/Business+Enquiries/\">Business Enquiries</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Namibia/Contact+Us/General+Enquiries/\">General Enquiries</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/\">Sanlam Healthcare Management</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/About+Us/\">About Us</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/About+Us/Business+Strategy/\">Business Strategy</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/Our+Products/\">Our Services</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/Our+Products/Administration+Platform/\">Administration Services</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/Our+Products/Managed+Healthcare+Services/\">Managed Healthcare Services</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/Accreditation+Credentials/\">Accreditation Credentials</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/Schemes+Under+Administration/\">Schemes Under Administration</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/Schemes+Under+Administration/Vision+and+Mission/\">Vision and Mission</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/Schemes+Under+Administration/Product+Offerings/\">Product Offerings</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/Schemes+Under+Administration/Service+Levels/\">Service Levels</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/Schemes+Under+Administration/Membership+rules/\">Membership rules</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/Schemes+Under+Administration/Corporate+Profile/\">Corporate Profile</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Businesses/Sanlam+Healthcare+Management/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/\">Media Centre</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Releases/\">Media Releases</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Expert+Opinions/\">Expert Opinions</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Spokespeople/\">Spokespeople</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Reports+and+Commentaries/\">Reports and Commentaries</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/\">Media Relevant Info</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/About+Sanlam/\">About Sanlam</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Group+Snapshot/\">Group Snapshot</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Board+and+Management+Profiles/\">Board and Management Profiles</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Board+and+Management+Profiles/Sanlam+Group+Board/\">Sanlam Group Board</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Board+and+Management+Profiles/Sanlam+Group+Exco/\">Sanlam Group Exco</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Board+and+Management+Profiles/SI.+Head+of+Business/\">SI: Head of Business</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Board+and+Management+Profiles/SI.+Exco/\">SI: Exco</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Board+and+Management+Profiles/Sanlam+Personal+Finance/\">Sanlam Personal Finance</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Board+and+Management+Profiles/Sanlam+Developing+Markets/\">Sanlam Developing Markets</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Logos+and+Style+Guide/\">Logos and Style Guide</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Share+Price+and+Graphs/\">Share Price and Graphs</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Key+Dates/\">Key Dates</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Events+Calender/\">Events Calendar</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Events+Calender/Financial+Journalism+Awards/\">Financial Journalism Awards</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Events+Calender/Sanlam+Awards+for+Community+Press/\">Sanlam Awards for Community Press</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Events+Calender/Sanlam+Summer+School/\">Sanlam Summer School</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Events+Calender/SEB+Symposium/\">SEB Symposium</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Events+Calender/SIM+South+African+Challenge/\">SIM South African Challenge</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Awards%2C+Ratings+and+Achievements/\">Awards, Ratings and Achievements</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Awards%2C+Ratings+and+Achievements/Raging+Bull+Awards/\">Raging Bull Awards</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Awards%2C+Ratings+and+Achievements/Plexus+Crown+Ratings/\">Plexus Crown Ratings</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Relevant+Info/Awards%2C+Ratings+and+Achievements/Corporate+Achievements/\">Corporate Achievements</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Media+Centre/Media+Contacts/\">Media Contacts</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Contact+Us/Talk+to+Us/\">Talk to Us</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Contact+Us/Talk+to+Us/Have+a+Complaint/\">Have a Complaint?</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Contact+Us/Email+Us/\">Email Us</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Contact+Us/Visit+Us/\">Visit Us</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Contact+Us/Visit+Us/Directions+to+Our+Offices/\">Directions to Our Offices</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Contact+Us/Visit+Us/Visit+a+Walk-In+Service+Centre/\">Visit a Walk-In Service Centre</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Contact+Us/Get+Advice/\">Get Advice</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Contact+Us/Sanlam+Business+Directory/\">Sanlam Business Directory</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/\">Online</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Sanlam+Liquid+Competition/\">Sanlam Liquid Competition</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Sanlam+True+Love+Competition/\">Sanlam and True Love Present &#8220;Getting Married&#8221;</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/KayaFM/\">KayaFM</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Advice/\">Get Advice</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Sanlam+Sky+Radio+Ads/\">Sanlam Sky Radio Ads</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Ontbytsake/\">Ontbytsake</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Business+Partners+and+Sanlams+Entrepreneur+of+the+Year+Competition/\">Sanlam and Business Partners Entrepreneur of the Year &reg; Competition</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Business+Partners+and+Sanlams+Entrepreneur+of+the+Year+Competition/PDF/\">PDF</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Spesnet+and+Sanlam+Partnership/\">Spesnet and Sanlam Partnership</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/\">Get Your Money Moving</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Speakers/\">Speakers</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Speakers/Andile+Khumalo/\">Andile Khumalo</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Speakers/Bonnke+Shipalana/\">Bonnke Shipalana</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Speakers/Vusi+Thembekwayo/\">Vusi Thembekwayo</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Gallery/\">Gallery</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Gallery/3+June+2010/\">3 June 2010</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Gallery/27+May+2010/\">27 May 2010</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Gallery/20+May+2010/\">20 May 2010</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Gallery/19+May+2010/\">19 May 2010</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Gallery/18+May+2010/\">18 May 2010</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Gallery/17+May+2010/\">17 May 2010</a></div>");document.write("<div class=\"sitemap_level5\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Gallery/6+May+2010/\">6 May 2010</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Frequently+Asked+Questions/\">Frequently Asked Questions</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Get+Your+Money+Moving/Comments/\">Comments</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/YFM/\">YFM</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Cobalt+Solutions+for+Professionals/\">Cobalt Solutions for Professionals</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/SDM+Golf+Invitation/\">SDM Golf Invitation</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Sanlam+Senior+Management+Conference+2010/\">Sanlam Senior Management Conference 2010</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Sanlam+Future+Leaders+Conference/\">Sanlam Future Leaders Conference</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/FIA+Awards+2010/\">FIA Awards 2010</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/Sanlam+25+Year+Club+Dinner/\">Sanlam 25 Year Club Dinner</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Online/SPF+Senior+Management+Conference/\">SPF Senior Management Conference</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/\">Sanlam Shares</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Buying+and+Selling+of+Sanlam+Shares/\">Buying and Selling of Sanlam Shares</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Buying+and+Selling+of+Sanlam+Shares/Buying+Shares/\">Buying Shares</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Buying+and+Selling+of+Sanlam+Shares/Selling+Shares/\">Selling Shares</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Buying+and+Selling+of+Sanlam+Shares/Computershares+Share+Dealing+Service/\">Computershare's Share Dealing Service</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Transfer+and+Holding+of+Shares/\">Transfer and Holding of Shares</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Transfer+and+Holding+of+Shares/Transfer+of+Sanlam+Shares/\">Transfer of Sanlam Shares</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Transfer+and+Holding+of+Shares/Holding+Shares/\">Holding Shares</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Fees+and+Costs/\">Fees and Costs</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Fees+and+Costs/Information+and+Documents+Required/\">Information and Documents Required</a></div>");document.write("<div class=\"sitemap_level4\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Fees+and+Costs/Additional+Documentation+Requirements/\">Additional Documentation Requirements</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Other+Information/\">Other Information</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Demutualisation+Trust/\">Demutualisation Trust</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Frequently+Asked+Questions/\">Frequently Asked Questions</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Share+Information/\">Share Information</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Graphing+Tool/\">Graphing Tool</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Intraday+Graph/\">Intraday Graph</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Daily+Graph/\">Daily Graph</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Share+History/\">Share History</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Daily+Prices/\">Daily Prices</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Terms+and+Conditions/\">Terms and Conditions</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Definitions/\">Definitions</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Sanlam+Shares/Contact+Us/\">Contact Us</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Terms+of+Use/\">Terms of Use</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Site+Map/\">Site Map</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Site+Map/Site+Map+Generator/\">Site Map Generator</a></div>");document.write("<div class=\"sitemap_level2\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Tools/\">Tools</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Tools/Bond+Refinancing/\">Bond Refinancing</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Tools/Loan+Amount/\">Loan Amount</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Tools/Monthly+Repayment/\">Monthly Repayment</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Tools/Extra+Payment/\">Extra Payment</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Tools/Capital+and+Costs/\">Capital and Costs</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Tools/Retirement/\">Retirement</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Tools/Umbrella+Trust+Beneficiary+Fund+Calculator/\">Umbrella Trust/Beneficiary Fund Calculator</a></div>");document.write("<div class=\"sitemap_level3\"><a href=\"/wps/wcm/connect/sanlam_en/Sanlam/Tools/Tax+Comparison/\">Tax 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