Sanlam - Guaranteed Investments

Call Centre: 0860 SANLAM / 0860 726526 General Enquiries: +27 (0)21 947 9111 Website: www.sanlam.co.za

	Sanlam Structured Solutions (SSS) Our Business Annuities Guaranteed Investments Derivatives Sanlam Asset Liability Index (SALI) About Us Our People Financial Tools Industry Publications Insight Member Alert In the News BENCHMARK Symposium BENCHMARK Symposium 2011 The Programme Contact Details BENCHMARK Survey Presentations 2011 BENCHMARK WebApp & Survey Reports Previous Symposiums News and Articles Contact Us	Guaranteed Investments Guaranteed investments aims to provide retirement fund members with competitive, inflation-beating returns, without the roller coaster ride associated with market-linked portfolios. Some portfolios offer full guarantees and others partial guarantees on benefit payments (death, disability, resignation, retrenchment and retirement). Investments are protected from short-term downturns and volatility in the financial markets through smoothing and monthly bonuses, which cannot be negative. We offer the following products: Dynamic Growth Fund Monthly Bonus Fund Stable Bonus Portfolio SMM Vesting Fund Sanlam Absolute Return Plus General information Quarterly report – Sanlam Bonus Portfolios The quarterly report provides investment information regarding our guaranteed investment portfolios to consultants and clients. It includes a market overview as well as fund specific information. Click here Monthly Bonus Survey Click here to view more about Monthly Bonus Information (net of fees) Click here to view more about Monthly Bonus Information (gross of fees) Funding Levels Click here for the guaranteed investment portfolios' current funding levels. Principles and Practices of Financial Management (PPFM) Directive 147.A.i (LT), issued by the Financial Services Board requires insurers to define, and make publicly available, the Principles and Practices of Financial Management (PPFM) that are applied in the management of their discretionary participation funds. Click here. Dynamic Growth Fund The Dynamic Growth Fund is a balanced fund which aims to provide long term capital growth. It is managed using a quantitative risk model to reduce the volatility of returns and aim to limit capital losses in a declining market, whilst also benefiting from rising markets. For Questions and Answers booklet, click here. Product Brochure Read about product features including fees, investment mandate and termination conditions. Click here. Monthly fact sheet Read about the monthly investment information including asset allocation and performance of this product. Click here. Monthly Bonus Fund The Monthly Bonus Fund (MBF) protects investors against short-term volatility by smoothing out investment returns, while providing valuable guarantees on benefit payments. Fully vesting bonuses are declared monthly in advance. Bonuses cannot be negative. Product Brochure Read about product features including fees, investment mandate and termination conditions.Click here. Monthly fact sheet Read about the monthly investment information including asset allocation, performance and top holdings of the product. Click here. Disclosure and Governance Report This report provides information on the internal operation of the Sanlam Monthly Bonus Fund, as well as the governance surrounding this portfolio and the sound financial management of the client’s money. Click here. Stable Bonus Portfolio The Stable Bonus Portfolio (SBP) offers investors stable, smoothed returns with a partial guarantee on benefit payments. A bonus, which consists of a vesting and non-vesting component is declared monthly in advance. Bonuses cannot be negative. Product Brochure Read about product features, including fees, investment mandate and termination conditions.Click here. Monthly fact sheet Read about the monthly investment information including asset allocation, performance and top holdings of the product. Click here. Disclosure and Governance Report This report provides information on the internal operation of the Stable Bonus Portfolio, as well as the governance surrounding this portfolio and the sound financial management of the client’s money. Click here. SMM Vesting The SMM Vesting Fund is a multi-managed smoothed bonus fund, which provides exposure to leading investment managers. Investors are protected against short-term volatility by smoothing out investment returns, whilst providing guarantees on benefit payments. Fully vesting bonuses are declared monthly in advance. Bonuses cannot be negative. Product Brochure Read about product features including fees, investment mandate and termination conditions. Click here. Monthly fact sheet Browse through monthly investment information including asset allocation, performance and top holdings of the product. Click here. Sanlam Absolute Return Plus Fund Sanlam Absolute Return Plus Fund provides risk-averse members with exposure to Sanlam’s Inflation Linked Fund with a guarantee overlay. This is achieved through extensive use of derivative (hedging) instruments and the declaration of a monthly fully vesting bonus. Bonuses cannot be negative. At termination, the full value of net contributions plus declared bonuses are paid. Product Brochure Read about product features including fees, investment mandate and termination condition.Click here. Monthly fact sheet Read about the monthly investment information including asset allocation, performance and top holdings of the product. Click here. Content within this section:

PRINTED ON:
09/02/2012