RSA Funds

This is where you'll find Sanlam's complete list of RSA funds. Click on the fund of your choice in the table below for fund fact sheets and more detailed information in Acrobat format.


To view all these RSA funds in Afrikaans click here.

 

Fund

Min.
lump sum

Min.
monthly

Costs

Excl. VAT
%

Incl. VAT
%

Core Select: Local Funds

SIM Absolute Return Income Fund

 R5 000 R200

Initial charge:


Service fee:

2.00%


1.00%

2.28%

 

1.14%

SIM Active Income Fund A1 R5 000 R200

Initial charge:


Service fee:

1.50%


Nominal charge of 0.75% p.a. plus 10% performance fee based on out performance of benchmark.

Total fee capped at 1.00% p.a.

1.71%


Nominal charge of 0.85% p.a. plus 10% (excl. VAT) performance fee based on out performance of benchmark.

Total fee capped at 1.14% p.a.

SIM Inflation Plus Fund R5 000 R200

Initial charge:


Service fee:

2.00%

 

1.00%

2.28%

 

1.14%

SIM Balanced Fund R5 000 R200

Initial charge:


Service fee:

5.00%

 

Nominal charge of 1.10%p.a. plus 20% performance fee based on out performance of benchmark. Total fee capped at 2.50%p.a.

5.70%

 

Nominal charge of 1.25%p.a. plus 20% (excl. VAT) performance fee based on out performance of benchmark. Total fee capped at 2.85%p.a.

SIM General Equity Fund R5 000 R200

Initial charge:


Service fee:

5.00%

 

Nominal charge of 1.10%p.a. plus 20% performance fee based on out performance of benchmark. Total fee capped at 3.00%p.a.

5.70%


 Nominal charge of 1.25%p.a. plus 20% (excl. VAT) performance fee based on out performance of benchmark. Total fee capped at 3.42%p.a.

SIM Low Equity Fund

 R5 000 R200

Initial charge:


Service fee:

2.00%

 

 1.25%

2.28%


 1.42%

SIM Top Choice Equity Fund A1 R5 000 R200

Initial charge:


Service fee:

4.00%


 Nominal charge of 0.90% p.a. plus 15% performance fee based on out performance of benchmark. Total fee capped at 2.00% p.a.

4.56%


 Nominal charge of 1.02% p.a. plus 15% (excl. VAT) performance fee based on out performance of benchmark.

Total fee capped at 2.28% p.a.

Core Select: International Funds

Sanlam International Cautious Fund of Funds
 R5 000 R500

Initial charge:


Service fee:

5.00%

 

0.60%

5.70%

 

0.68%

Sanlam International Moderate Fund of Funds R5 000 R500

Initial charge: 


Service fee:

5.00%

 

0.60%

5.70%

 

0.68%

Sanlam Global Equity Fund A R5 000 R500

Initial charge:


Service fee:

5.00%

 

1.60%

5.70%

 

1.82%

SIM Global  Financial Feeder Fund R5 000 R1 000

Initial charge:

 


Service fee:

4.10%
Negotiable to 0%

 1.00%

4.67%
Negotiable to 0%

 1.14%

SIM Global Best Ideas Feeder Fund A R5 000

R1 000

Initial charge:


Service fee:

Max of 4.00%

 

1.25%

Max of 4.56%

 

1.42%

SIM Global Best Ideas Feeder Fund A1 R5 000 R1 000

Initial charge:


Service fee:

Max of 4.00%

 

1.00%

Max of 4.56%

 

1.14%

SIM Managed Solutions Fund Range

SIM Managed Conservative Fund of Funds A1 R5 000 R200

Initial charge:


Service fee:

4.25%


Nominal charge of 0.75% p.a. plus 10% performance fee based on out performance of benchmark.
Total fee capped at 1.25% p.a.

4.84%


Nominal charge of 0.85% p.a. plus 10% (excl. VAT) performance fee based on out performance of benchmark.
Total fee capped at 1.42% p.a.

SIM Managed Cautious Fund of Funds A1 R5 000 R200

Initial charge:


Service fee:

4.25% 


Nominal charge of 0.75% p.a. plus 10% performance fee based on out performance of benchmark.
Total fee capped at 1.25% p.a.

4.84%


Nominal charge of 0.85% p.a. plus 10% (excl. VAT) performance fee based on out performance of benchmark.
Total fee capped at 1.42% p.a.

SIM Managed Moderate Fund of Funds A1 R5 000 R200

Initial charge:


Service fee:

4.25%


Nominal charge of 0.75% p.a. plus 10% performance fee based on under/out performance of benchmark.
Total fee capped at 1.25% p.a.

4.84%


Nominal charge of 0.85% p.a. plus 10% (excl. VAT) performance fee based on out performance of benchmark.
Total fee capped at 1.42% p.a.

SIM Managed Moderate Aggressive Fund of Funds A1 R5 000 R200

Initial charge:


Service fee:

4.25%


Nominal charge of 0.75% p.a. plus 10% performance fee based on out performance of benchmark.
Total fee capped at 1.25% p.a.

4.84%


Nominal charge of 0.85% p.a. plus 10% (excl. VAT) performance fee based on out performance of benchmark.
Total fee capped at 1.42% p.a.

SIM Managed Aggressive Fund of Funds A1 R5 000 R200

Initial charge:


Service fee:

4.25%


Nominal charge of 0.75% p.a. plus 10% performance fee based on out performance of benchmark.
Total fee capped at 1.25% p.a.

4.84% 


Nominal charge of 0.85% p.a. plus 10% (excl. VAT) performance fee based on out performance of benchmark.
Total fee capped at 1.42% p.a.

Other specialist funds: Equity

SIM Value Fund R5 000 R200

Initial charge:


Service fee:

5.00%

 

Nominal charge of 1.35% p.a. plus 20% performance fee based on out performance of benchmark. Total fee capped at 3.00% p.a.

5.70%

 

Nominal charge of 1.53% p.a. plus 20% (excl. VAT) performance fee based on out performance of benchmark.

Total fee capped at 3.42% p.a.

SIM Small Cap Fund R5 000 R200

Initial charge:


Service fee:

5.00%

 

1.50%

5.70%

 

1.71%

SIM Dividend + Index Fund R5 000 R200

Initial charge:


Service fee:

0.00%

 

0.45%

0.00%

 

0.51%

SIM RAFI 40 Index Fund R5 000 R200

Initial charge:


Service fee:

0.00%

 

0.60%

0.00%

 

0.68%

SIM Index Fund R5 000 R200

Initial charge:


Service fee:

5.00%

 

1.00%

5.70%

 

1.14%

SIM Industrial Fund R5 000 R200

Initial charge:


Service fee:

5.00%

 

1.50%

5.70%

 

1.71%

SIM Resources Fund R5 000 R200

Initial charge:


Service fee:

5.00%

 

1.50%

5.70%

 

1.71%

SIM Financial Fund R5 000 R200

Initial charge:


Service fee:

5.00%

 

1.50%

5.70%

 

1.71%

SIM Equally Weighted Top40 Index Fund R5000 R200

Initial charge:


Service fee:

0.30%

 

0.45%

0.34%

 

0.51%

SMMI Defensive Fund of Funds R5 000 R200

Initial charge:


Service fee:

5.00%

 

1.25%

5.70%

 

1.42%

SMMI Balanced Fund of Funds R5 000 R200

Initial charge:


Service fee:

5.00%

 

1.25%

5.70%

 

1.42%

SMMI Equity Fund of Funds R5 000 R200

Initial charge:


Service fee:

5.00%

 

1.25%

5.70%

 

1.42%

Sanlam Multi Managed Aggressive FoF R5 000 R200

Initial charge:


Service fee:

4.25%

 

0.95%

4.84%

 

1.08%

Sanlam Multi Managed Cautious FoF R5 000 R200

Initial charge:


Service fee:

4.25%

 

0.95%

4.84%

 

1.08%

Sanlam Multi Managed Conservative FoF R5 000 R200

Initial charge:


Service fee:

4.25%

 

0.95%

4.84%

 

1.08%

Sanlam Multi  Managed Moderate Aggressive FoF R5 000 R200

Initial charge:


Service fee:

4.25%

 

0.95%

4.84%

 

1.08%

Sanlam Multi Managed Moderate FoF R5 000 R200

Initial charge:


Service fee:

4.25%

 

0.95%

4.84%

 

1.08%

SMMI Protection Solution 3 Moderate FoF A2 R5 000 R200

Initial charge:


Service fee:

4.10%

 

0.75%

4.67%

 

0.85%

SMMI Absolute Solution 5 FoF A2 R5 000 R200

Initial charge:


Service fee:

4.10%

 

0.75%

4.67%

 

0.85%

SMMI Long-term Growth Solution 7 FoF A2  R5 000 R200

Initial charge:


Service fee:

4.10%

 

0.75%

4.67%

 

0.85%

SPI Equity Fund  R100 000 R1 000

Initial charge:


Service fee:

0.00%

 

1.50%

0.00%

 

1.71%

Other funds: Income

SIM Property Fund R5 000 R200

Initial charge:


Service fee:

5.00%

 

1.50%

5.70%

 

1.71%

SIM Bond Plus R5 000 R200

Initial charge:


Service fee:

1.50%

 

0.75%

1.71%

 

0.85%

SIM Enhanced Yield R5000 R200

Initial charge:


Service fee:

0.30%

 

0.42%

0.34%

 

0.47%

SIM Money Market Fund R50 000 R1 000

Initial charge:
The 0.30% initial fee can be paid to intermediaries in the form of an upfront commission. (Otherwise no initial charge payable)


Service fee:

0.30%



0.50%		 0.34%



0.57%
Sanlam Alternative Income Fund A1 R100 000 R10 000

Initial charge:


Service fee:

0%

 

0.50%

0%

 

0.57%

Sanlam Dividend Income FoF


B:  As per LISP
minimums

A2: R100 000

A3: R100 000

 


 

No minimum monthly option available for A classes.

Initial charge:


Service fee

0%

 

B:    0.50%

A2: 0.75%

A3: 0.75%

0.00%

 

B:   0.57%

A2: 0.85%

A3: 0.85%

                                                                           (The A3 fee class include an ongoing 0.25% trailer fee for intermediaries.)

Other funds: International

Sanlam Asia Pacific Fund of Funds R5 000 R500

Initial charge:


Service fee:

5.00%

 

1.25%

5.70%

 

1.42%

Sanlam International Equity Fund of Funds R5 000 R500

Initial charge:


Service fee:

5.00%

 

1.00%

5.70%

 

1.14%

Sanlam Pan-Europe Fund R5 000 R500

Initial charge:


Service fee:

5.00%

 

1.60%

5.70%

 

1.82%




If you need flexible investment options to make the best of changing market conditions, Sanlam Collective Investments' Converter Plan option now allows you to park your funds, phase in a lump sum, systematically repurchase or switch between all local Sanlam collective investments.


How to invest ...



Please note:



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Mandatory disclosure


Collective investments in securities are generally medium to long term investments. The value of units may go down as well as up and past performance is not necessarily a guide to the future. Collective investments in securities are traded at ruling prices and can engage in borrowing and scrip lending. Collective investments in securities prices are calculated on a net asset value basis, which is the total value of all assets in the portfolio including any income accrual and less any permissible deductions from the portfolio. A schedule of fees and charges and maximum commissions is available from the management company/scheme. Commission and incentives may be paid and if so, would be included in the overall costs. Forward pricing is used. The following charges are levied against the portfolio: Brokerage and marketable securities tax, auditor's fees, bank charges, trustee fees and RSC levies. Member of the ACI.



Content within this section:

RSA Fund Performance