Retirement

You work hard and you want to enjoy your money. Today. And even though you know you should start saving for your financial future, you feel that you don't have enough to create the lifestyle you deserve, let alone put money aside for a day that still feels a long way away. You still have that house to pay off, that well-dressed reputation to protect, an engagement ring to buy and restaurants to try out. How happy would it make you, if you could make provision for your future and live the life you want today?

Retirement Annuities

Due to the effects of inflation, most of us will barely survive on our retirement money. Unless we protect both our capital and returns and this is what a Retirement Annuity can do for you.

Apart from the tax advantages you get on your contributions, portfolio growth and your final pay-out, the Retirement Annuity also offers other great features and benefits:

• a large range of possible investment funds
• the flexibility to invest in more than one investment fund at a time
• a choice of multiple investment funds
• the flexibility to switch between them at any time
• the flexibility to inject extra lump sums over and above your monthly contributions or lump sum investment
• of continuing your contributions if you change jobs, and
• a choice of pension plans when you retire.

You may add regular contribution increases to make sure that the value of your retirement provision is not affected by increases in the cost of living. And if you die, the prevailing value of your Retirement Annuity can be paid directly to your dependants or nominated beneficiaries.

SanFuture Retirement Annuity

When you invest in the SanFuture Retirement Annuity, you may choose from a comprehensive range of different investment funds.

For investments in the Sanlam range of funds, the minimum payment is N$ 150 per month if you invest for a term of 10 years or longer, N$ 300 per month if you invest for a term of less than 10 years.

You can also invest a minimum lump sum of N$ 3 000.

• SanFuture Retirement Annuity (PDF, 215 kb)
• SanFuture Uittree-annuïteit (PDF, 218 kb)