With a bit of determined saving, most of us can realistically achieve our goals. Even the big ones that will forever have a bearing on the way we live our lives. It's for these life goals that Sanlam has designed the Stratus Savings & Investments Range. It's formulated entirely for choice – yours – so that you may have the flexibility of spreading your investments across a range of investment funds.

In simple terms, the Stratus range offers two types of investments: endowment* and retirement annuities**. Behind each lies a range of several local and international funds in which you may choose to invest your premium or contributions, depending on the level of risk you are prepared to entertain.


With Sanlam's investment funds you can choose whether you want to let your money grow in a safer fund that offers capital guarantees or in a more aggressive fund that could offer excellent growth, with the associated volatility.

Achieving your life goals can start with as little as R150 a month or a lump sum of R10 000 or more. And because the Stratus Savings & Investments Range is designed to realise medium to long-term goals, investment terms start at a minimum of 5 years.

Realise your life goal with a savings or investment product from the Stratus Savings and Investment range.

	Endowments With a bit of determined saving, most of us can realistically achieve our goals. Even the big ones that will forever have a bearing on the way we live our lives. It's for these life goals that Sanlam has designed the Stratus Savings & Investments Range. It's formulated entirely for choice – yours – so that you may have the flexibility of spreading your investments across a range of investment funds.

	Retirement Annuities Due to the effects of inflation, most of us will barely survive on our retirement money. Unless we protect both our capital and returns, of course - which is what the Stratus Retirement Annuity can do for you.Apart from the tax advantages you get on your contributions, portfolio growth and your final pay-out, the Stratus Retirement Annuity also offers a huge number of choices.

	Annuities The income is payable until the death of the pensioner.Although no capital remains after death, you can ensure that the pension is payable for at least a specific number of years by choosing a guaranteed term initially...

	Preservation Funds Times have changed. People no longer remain with just one company for their entire working lives. And whether you resign to seek greener pastures, take a package, or your employer's pension or provident fund is dissolved, you face the problem of having to decide what to do with the benefit amount from your pension or provident fund. How can you make sure you get the most out of your hard-earned money?