Naming heirs

Wills often cause problems if the document is not worded clearly. We all know the saying that the road to hell is paved with good intentions. This encapsulates what we all know and may have experienced at some point or another: that our good intentions don't always have the desired effect. Sometimes, in fact, the opposite happens.
Good intentions – or how we express them – also play a role in the drafting of a will. Wills have divided families, estranged offspring and caused terrible court cases, often because the deceased never expressed his or her wishes clearly and unequivocally.

Take this example. John wrote in his will: "I bequeath my boat to my son and the rest of the estate to my daughter." The result was that his children are now in conflict since his daughter believes that the boat trailer is hers. Her father, after all, stipulated that everything except the boat was hers!

A will could also state that John leaves all his cash to his daughter, Penny. His intentions were correct and the will is filed until needed. But there is a potential problem waiting – what exactly is cash? The notes and coins John leaves in his wallet the day he dies? Does it include the fixed deposits in the bank, or perhaps the returns on the insurance policy? Or is it purely the balance in his cheque account?

The central factor is that good intentions should be backed up by specific instructions when it comes to the drafting of a will, for example: "I bequeath the balance of my cheque and savings account to my daughter, Penny." Rather say exactly what you mean, or you could be the reason your children end up in court, or forcing a judge to decide what you actually meant in your will.

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