Consolidate your accounts - and free up some cash flow

If paying your monthly credit card and retail accounts is leaving you with less cash than you'd like, a Sanlam Personal Loan can help improve your cash flow. Use your loan to pay off all your accounts and spread your loan repayments over a longer period. You could end up with one payment every month, which is much more manageable, and more cash to spend on other things.

You can apply for any amount, from R4 000 to R60 000 in increments of R1 000. Tailor your repayment term to suit your budget – you can choose from 24 months to 5 years. To apply, simply call 0861 08 08 88; there's no face-to-face interview needed. Our experienced Loan Consultants will take you through all your options and help you choose one that’s just right for you!

Because we're committed to responsible lending, we'll always take your current financial circumstances into consideration and never lend you more than you can comfortably afford to repay.

Fixed interest rates benefit you directly!

A Sanlam Personal Loan offers a very distinct benefit: your repayments are fixed at our current rate for the full term of your loan. So, however much interest rates may change, you won't be affected at all – your repayments remain the same, which means that you can budget ahead with ease!

Peace of mind

For your peace of mind, all Sanlam Personal Loans include our Personal Protection Plan, which will settle your outstanding loan balance in the event of your death, permanent disability or certain dread diseases. It will also provide limited cover in the event of temporary disability and retrenchment. You’re free to replace this plan with a policy of your choice, provided the cover offered is equivalent.

Loans are subject to the National Credit Act, No 34 of 2005.

Loans from Sanlam Personal Loans are administered and managed by DirectAxis, an authorised Financial Services Provider. *Sanlam Personal Loans (Pty) Ltd Reg. No. 2001/016316/07, Registered Credit Provider (NCRCP272), is a joint venture between Sanlam Life Insurance Ltd and DirectAxis (SA) (Pty) Ltd.