About Us

A Sanlam Personal Loan of up to R150,000 could be the financial solution you need


Sanlam Personal Loans are designed to deliver all the benefits our clients could need... You can apply for any amount, from R4 000 to R150,000 in increments of R1 000. You can tailor your repayment term to suit your budget (from 24 months to 6 years) – and repayments are fixed for your full loan term, so that you can budget ahead easily: they’ll never go up!  What’s more, because we're committed to responsible lending, we'll always take your current financial circumstances into consideration and never lend you more than you can comfortably afford to repay.

Use your loan to improve your cash-flow


You can use a Sanlam Personal Loan as you choose, and it’s the ideal way to consolidate your accounts and improve your cash-flow. For instance, if paying your monthly credit card and retail accounts is leaving you with less cash than you'd like, just apply for a Sanlam Personal Loan and use it to pay off all your accounts. By spreading your loan repayments over a longer period, you’ll end up with one, more manageable payment every month and more cash to spend on other things.

Protection included!


For your peace of mind, all Sanlam Personal Loans include our Personal Protection Plan, which will settle your outstanding loan balance in the event of your death, permanent disability or certain dread diseases. It will also provide limited cover in the event of temporary disability and retrenchment. You’re free to replace this plan with a policy of your choice, provided the cover offered is equivalent.

Applying is easy!


Best of all, our application process is streamlined, and there’s no unnecessary paperwork and no face-to-face interview needed. To apply online, simply click on the button alongside and we’ll give you an immediate decision!  Alternatively, just call 0861 08 08 88 and our experienced Loan Consultants will take you through all your loan options and help you choose one that’s just right for you!
If paying your monthly credit card and retail accounts is leaving you with less cash than you'd like, a Sanlam Personal Loan can help improve your cash flow. Use your loan to pay off all your accounts and spread your loan repayments over a longer period. You could end up with one payment every month, which is much more manageable, and more cash to spend on other things.

You can apply for any amount, from R4 000 to R150,000 in increments of R1 000. Tailor your repayment term to suit your budget – you can choose from 24 months to 6 years. To apply, simply call 0861 08 08 88; there's no face-to-face interview needed. Our experienced Loan Consultants will take you through all your options and help you choose one that’s just right for you!


Loans are subject to the National Credit Act, No 34 of 2005.

 

Loans from Sanlam Personal Loans are administered and managed by DirectAxis, an authorised Financial Services Provider. *Sanlam Personal Loans (Pty) Ltd Reg. No. 2001/016316/07, Registered Credit Provider (NCRCP272), is a joint venture between Sanlam Life Insurance Ltd and DirectAxis SA (Pty) Ltd.