Retirement Funds

1. Fund rules

As part of Sanlam's endeavour to render outstanding client service, electronic access to the following fund rules will be made available to you in future. These rules govern the retirement funds underwritten and administered by Sanlam Life.

Amendments to the fund rules will electronically be updated here so that the latest version will at all times be at your disposal. It is therefore your responsibility to ensure that should you have a printed version of a specific fund rule in your possession, that it at all times be the latest version.

Note: Some documents are in MS Word format.

2. Retirement Fund Bulletin

The Board of Trustees communicates important information to members from time to time by means of the Retirement Fund Bulletins. You will be notified of new Bulletins via email if we have your email address.  If you wish to be notified , please click here to provide us with your information.


 
Central Retirement Annuity Fund
Products linked to Fund: Stratus Retirement Annuity, Stratus International Retirement Annuity, Cobalt Retirement Annuity
Fund Rules ENG|AFR

Promotion of Access to Information Section 51 manual Click here
Retirement Fund bulletin


TCFENG|AFR PDF
Beware of delayed tax Penalty ENG|AFR
Choosing a retirement income strategy ENG|AFR PDF 246KB
Comparison of Retirement Funds 28 May 2012 PDF 35KB
Regulation 28 23 April 2012 PDF 42KB
Asset spread requirements 10 May 2011 PDF 39KB
Transfering benefits 11 Nov 2010 PDF 1328KB
Division of pension interest at divorce 11 Nov 2010 PDF 45KB
Amendments to retirement annuity fund legislation 3 Sept 2010 PDF 58KB
Death of a member ENG|AFR PDF 59KB

Sanlam Linked Retirement Annuity Fund
Products linked to Fund: Stratus Retirement Annuity, Cobalt Retirement Annuity
Fund Rules Click here

Promotion of Access to Information Section 51 manual Click here
Retirement Fund bulletin       


TCF ENG|AFR PDF
Beware of delayed tax Penalty ENG|AFR
Choosing a retirement income strategy ENG|AFR PDF 246KB
Comparison of Retirement Funds 28 May 2012 PDF 35KB
Regulation 28 23 April 2012 PDF 42KB
Division of pension interest at divorce 11 Nov 2010 PDF 45KB
Amendments to retirement annuity fund legislation 11 Nov 2010 PDF 41KB
Death of a member ENG|AFR PDF 59KB

 
PPS Retirement Annuity Fund
Products linked to Fund: Stratus Retirement Annuity, Stratus International Retirement Annuity
Fund Rules Click here

Beware of delayed tax Penalty ENG|AFR
Retirement Fund bulletin

     

     
Sanlam Preservation Provident Fund
Products linked to Fund: Stratus Provident Preserver
Fund Rules ENG|AFR

Promotion of Access to Information Section 51 manual Click here
Retirement Fund bulletin

       
TCF ENG|AFR PDF
Beware of delayed tax Penalty ENG|AFR
Choosing a retirement income strategy ENG|AFR PDF 246KB
Comparison of Retirement Funds 28 May 2012 PDF 35KB
Regulation 28 23 April 2012 PDF 42KB
Asset spread requirements  10 May 2011 PDF 39KB
Death of a member ENG|AFR PDF 59KB

   
Sanlam Preservation Pension Fund
Products linked to Fund: Stratus Pension Preserver
Fund Rules ENG|AFR

Promotion of Access to Information Section 51 manual Click here
Retirement Fund bulletin

       
TCF ENG|AFR PDF
Beware of delayed tax Penalty ENG|AFR
Choosing a retirement income strategy ENG|AFR PDF 246KB
Comparison of Retirement Funds 28 May 2012 PDF 35KB
Regulation 28 23 April 2012 PDF 42KB
Asset spread requirements  10 May 2011 PDF 39KB
Death of a member ENG|AFR PDF 59KB

   
Central Provident Fund
Products linked to Fund: Stratus Provident fund
Fund Rules ENG|AFR

Member Guide Click here

Promotion of Access to Information Section 51 manual Click here
Retirement Fund bulletin

     
TCF ENG|AFR PDF
Beware of delayed tax Penalty ENG|AFR
Choosing a retirement income strategy ENG|AFR PDF 246KB
Comparison of Retirement Funds 28 May 2012 PDF 35KB
Regulation 28 23 April 2012 PDF 42KB
Division of pension interest at divorce 11 Nov 2010 PDF 45KB
Death of a member ENG|AFR PDF 59KB

 
Personal Portfolios Retirement Annuity Fund
Products linked to Fund: Glacier
Fund Rules Click here
Beware of delayed tax Penalty ENG|AFR

 
Personal Portfolios Preservation Provident Fund
Products linked to Fund: Glacier
Fund Rules Click here
Beware of delayed tax Penalty ENG|AFR

 
Personal Portfolios Preservation Pension Fund
Products linked to Fund: Glacier
Fund Rules Click here
Beware of delayed tax Penalty ENG|AFR


Contact details

Tel: +27 21 947 3560
E-mail: louie-cecile.boonzaaier@sanlam.co.za.

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