Important notes

• Please note the terms of use set out below. They are binding for all SMS’s.

• Please check this web page regularly for changes. The terms of use may change from time to time and without notice. The changed terms are also binding.

• Please address disputes and complaints arising from the use of SMS’s to the Sanlam Client Protection & Compliance department at complianceofficer@sanlam.co.za
  

• Please read the Terms of use carefully before using any of our other web pages.
  

1.    Copyright

Copyright 2000 - 2004 © Sanlam Life Insurance Ltd ("Sanlam"), Bellville, Cape Town, South Africa. Sanlam owns this web page and its content. All rights not expressly granted are reserved.

2.    Privacy policy

Your privacy is important to us.

• Always ensure that we have your latest cell phone number, and alert us immediately if your cell phone has been lost or stolen.

• Personal information sent to us will be treated in accordance with our Privacy policy.

3.    Disclaimer

• Sanlam will in no event be responsible for any direct, indirect, special or consequential loss or expense that may be attributable, directly or indirectly, to the use of SMS’s.

• Sanlam won’t be responsible for any interruption, delayed or failed transmission, loss of data, storage or delivery of information resulting from any cause.

• All the information sent by us via SMS is provided without any representation or warranty whatsoever, whether express or implied. In particular, Sanlam makes no representation or warranties about the correctness of any information contained, the suitability of any products or services mentioned or the soundness of any general advice offered in a SMS. 

• In the event of SMS’s sent by Multi-Data on behalf of its client(s), Multi-Data/Sanlam Life accepts no obligation to verify the correctness of any information received from the clients and contained in such SMS’s, and disclaims liability for any errors.
  

4.    Applicable law

The use of, and information appearing in SMS's is governed and interpreted in accordance with the laws of the Republic of South Africa.

5.    Intellectual property rights

• All the content, trademarks, logos, and data on an SMS – including software, text, graphics, icons, hyperlinks, private information, and designs – are the property of or licensed to Sanlam. As such it is protected against infringement by local and international legislation and treaties.

• Nothing on any SMS should be construed as granting (by implication, estoppel, or otherwise) any license or right to use any intellectual property rights envisaged in the previous paragraph without our written permission. You may not use the name of Sanlam or our logo in any way without our prior written permission.

6.    Breach

Sanlam reserves the right to refuse to provide any SMS service if: (a) you breach any of these terms of use; (b) we’re unable to verify or authenticate any information you provide to us; or (c) we believe that you’re conducting activities that are illegal or abusive, or put Sanlam in disrepute.

7.    Indemnity

You agree to indemnify and hold harmless any member of the Sanlam group – and our respective directors, officers, employees, agents, licensors, suppliers and any third party information providers – from and against all losses and expenses (including attorney and own client costs), resulting from you violating any of these terms of use.