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Risk Cover


Compulsory Cover


Accidental Disability Cover - If you were to be involved in an accident, which leaves you permanently disabled and unable to resume your studies, and as a result also unable to practice your planned profession in future, this benefit will pay out.


This cover will also pay out on accidental infection of HIV, e.g. a needle-stick injury. This is of particular value to medical students. This additional benefit also covers other HIV risk related events such as rape and is available to all students in professional fields.


Optional Extras


Final Expenses Cover - Sanlam will pay the cover amount as a lump sum should you die, to be used e.g. towards funeral costs. We aim to pay out within 48 hours after all requirements have been met.


Life Cover - You take out life cover that will pay out a lump sum in the event of your death, enabling your nominated beneficiaries, (e.g. your parents) or, if you have no beneficiaries, your estate, to settle debts like your study loan, for example.

Accidental Injury Cover - Accidental Injury Cover will pay out if you are injured due to an accident. This benefit will pay out a certain percentage of the insured amount depending on the severity of the injury.

FutureCover - FutureCover gives you the option to purchase additional life cover at certain events, without proof of good health at that stage*. It protects you against deterioration in your health that might prevent you from taking out additional cover in future, or will make it very expensive to do so.

Contact us for further enquiries


Your Risk Solutions


Compulsory Cover
Insured Amount
Premium p/m
Accidental Disability Cover
R1 000 000
R34
Optional Extras
Insured Amount
Premium p/m
Final Expenses Cover
R10 000
R1
Life Cover
R100 000
R10
Accidental Injury Cover
R100 000
R15
FutureCover
R1 000 000
R50
  * terms and conditions apply.

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