To succeed in business and realize your business objectives, you need a competitive edge and a specialist financial institution that will commit to your vision. Sanlam provides the best personalised finance solutions to meet your needs.
We can assist you with the following options for finance amounts between R500 000 and R20 million:
Business finance:
Personal finance:
Click here for a detailed business finance brochure.

| Working capital finance |
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Type:
Requirements:
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Describe the product or service you intend to produce/market.
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Describe your practical experience in respect of the business.
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Projected cash flow statement for next 12 months.
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Financial statements of the last financial year (if an existing business).
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Interim financial statements or management accounts since your last financial statement. (Not older than 3 months – if an existing business.)
Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. |
| Black Economic Empowerment (BEE): Management buy-in finance |
|
Requirements:
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If you are buying an existing business, provide a brief history or background of the business.
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Describe your practical experience in respect of the business.
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Projected cash flow statement for next 12 months.
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Financial statements of the last financial year.
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Interim financial statements or management accounts since your last financial statement. (Not older than 3 months.)
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Offer to Purchase (if applicable). (Subject to approval of finance.)
Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. |
| Equipment finance |
|
Type:
Requirements:
-
Describe the product or service you intend to produce/market.
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Describe your practical experience in respect of the business.
-
Projected cash flow statement for next 12 months.
-
Financial statements of the last financial year (if an existing business).
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Interim financial statements or management accounts since your last financial statement. (Not older than 3 months - if an existing business.)
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Quotations of equipment that must be financed (if applicable).
Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. |
| Property finance |
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Type:
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Owner Occupied Properties.
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Multi-Tenanted Properties.
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Tenant wanting to purchase property currently renting.
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Residential Development.
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Established developers.
Requirements:
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Financial statements of the last financial year.
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Interim financial statements or management accounts since your last financial statement. (Not older than 3 months)
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Plans and tenders of the building that must be erected (if applicable).
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Purchase contracts (if applicable). (Subject to approval of finance.)
Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. |
| Franchise finance |
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Type:
Requirements:
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Describe the product or service you intend to produce/market.
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If you are buying an existing business, provide a brief history or background of the business.
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Projected cash flow statement for next 12 months.
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Financial statements of the last financial year (if an existing business).
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Interim financial statements or management accounts since your last financial statement. (Not older than 3 months - if an existing business.)
-
Copy of franchise agreement.
Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. |
| Business acquisition finance |
|
Type:
Requirements:
-
Provide a brief history or background of the business.
-
Projected cash flow statement for next 12 months.
-
Financial statements of the last financial year.
-
Interim financial statements or management accounts since your last financial statement. (Not older than 3 months.)
-
Offer to Purchase (if applicable). (Subject to approval of finance.)
Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. |
| Contract/Guarantee finance |
|
Type:
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Construction Guarantees.
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Maintenance Guarantees.
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Other.
Requirements:
- Describe your practical experience in respect of the business.
- List of contracts previously handled.
- Copy of signed contract.
- Detailed project plan.
Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. |
| Personal loans |
|
Overcome your cash flow problems
We all experience those times in which you urgently need cash – for unexpected accounts, a medical or when you decide that dream holiday cannot wait any longer.
You can even consolidate your retail accounts or credit cards and improve your cash flow; pay off outstanding balances completely, choose a longer repayment period, and you could have a single, more manageable monthly payment.
Sanlam Personal Loans now gives you the opportunity to take out a short-term personal loan to overcome these kind of crises. And the best of all is that there is virtually no paperwork involved – the entire process can be completed over the phone.
Contact us at 0861 08 08 88. |

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