Financing

Type:

• Increase in stock.

• Funding of start-up cash flow.

Requirements:

• Describe the product or service you intend to produce/market.

• Describe your practical experience in respect of the business.

• Projected cash flow statement for next 12 months.

• Financial statements of the last financial year (if an existing business).

• Interim financial statements or management accounts since your last financial statement. (Not older than 3 months – if an existing business.)

Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. 

Requirements:

• If you are buying an existing business, provide a brief history or background of the business.

• Describe your practical experience in respect of the business.

• Projected cash flow statement for next 12 months.

• Financial statements of the last financial year.

• Interim financial statements or management accounts since your last financial statement. (Not older than 3 months.)

• Offer to Purchase (if applicable). (Subject to approval of finance.)

Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. 

Type:

• New and used equipment.

Requirements:

• Describe the product or service you intend to produce/market.

• Describe your practical experience in respect of the business.

• Projected cash flow statement for next 12 months.

• Financial statements of the last financial year (if an existing business).

• Interim financial statements or management accounts since your last financial statement. (Not older than 3 months - if an existing business.)

• Quotations of equipment that must be financed (if applicable).

Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. 

Type:

• Owner Occupied Properties.

• Multi-Tenanted Properties.

• Tenant wanting to purchase property currently renting.

• Residential Development.

• Established developers.

Requirements:

• Financial statements of the last financial year.

• Interim financial statements or management accounts since your last financial statement. (Not older than 3 months)

• Plans and tenders of the building that must be erected (if applicable).

• Purchase contracts (if applicable). (Subject to approval of finance.)

Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. 

Type:

• FASA approved franchises (Franchise Association of SA).

• Cash flow must prove affordability to repay loan.

Requirements:

• Describe the product or service you intend to produce/market.

• If you are buying an existing business, provide a brief history or background of the business.

• Projected cash flow statement for next 12 months.

• Financial statements of the last financial year (if an existing business).

• Interim financial statements or management accounts since your last financial statement. (Not older than 3 months - if an existing business.)

• Copy of franchise agreement.

Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. 

Type:

• Cash flow must prove affordability to repay loan.

Requirements:

• Provide a brief history or background of the business.

• Projected cash flow statement for next 12 months.

• Financial statements of the last financial year.

• Interim financial statements or management accounts since your last financial statement. (Not older than 3 months.)

• Offer to Purchase (if applicable). (Subject to approval of finance.)

Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. 

Type:

• Construction Guarantees.

• Maintenance Guarantees.

• Other.

Requirements:

• Describe your practical experience in respect of the business.

• List of contracts previously handled.

• Copy of signed contract.

• Detailed project plan.

Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539. 

Why Trade Finance?

• Solve cash flow shortages caused by rapid growth
• Accept the extended payment terms offered by large clients
• Convert credit sales into cash
• Raise funding without having to increase shareholder contributions
• Early settlement discounts from suppliers
  
  

Who can apply?

• Any business that sells to large reputable local or foreign clients and receives payment on extended terms.
• Any business that provides a service to large reputable local or foreign clients and receives payment on extended terms.
  
  

When can you finance?

• In the case of product sales as soon as delivery or shipment has occurred according to the sales agreement
• In the case of services as soon as the service has been rendered successfully according to the service agreement
  
  

Contact us for further enquiries or contact Sanlam Business Financing Services: 0860 100 539.

Overcome your cash flow problems

We all experience those times in which you urgently need cash – for unexpected accounts, a medical or when you decide that dream holiday cannot wait any longer.

You can even consolidate your retail accounts or credit cards and improve your cash flow; pay off outstanding balances completely, choose a longer repayment period, and you could have a single, more manageable monthly payment.

Sanlam Personal Loans now gives you the opportunity to take out a short-term personal loan to overcome these kind of crises. And the best of all is that there is virtually no paperwork involved – the entire process can be completed over the phone.

Contact us at 0861 08 08 88.