Stratus Retirement Annuity
When you invest in the Stratus Retirement Annuity, you may choose from a comprehensive range of different investment funds.
For investments in the Sanlam range of funds, the minimum payment is R150 per month if you invest for a term of 15 years or longer, R250 per month if you invest for a term of 10 years or longer but less than 15 years, R400 per month if you invest for a term of 5 years or longer but less than 10 years, or R500 per month for an investment term of less than 5 years. You can also invest a minimum lump sum of R10 000 and if you choose a combination of a lump sum and recurring contributions the minimum lump sum is R2 500.
For investments in the External unit trust funds, the minimum premium is R400 per month if you invest for a term longer than 10 years, or R600 per month for an investment term less than 10 years. The minimum lump sum amount is R10 000 and for a combination of a lump sum and recurring contributions the minimum lump sum is R2 500.
Clicking on any of the funds below will open a new browser with comprehensive fund information.
To find out more information about the Risk level/Asset class, see the table below.
Lifetime Investment Option
Lifetime Investment Option is an automatic switching facility that gives you the peace of mind that the investments being held for your benefit in a Stratus Retirement Annuity, or Stratusplan with preservation funds, are being managed effectively at all times.
It gives you the option of choosing an investment strategy when taking out the policy – after which it ensures that the investment is invested in suitable investment funds, depending on your age. Close to retirement, the investment is therefore gradually moved from more volatile investments to more stable ones. These moves take place automatically.
Lifetime Investment Options available
Three programmes are available, two of which make provision for different risk categories. Only one programme can be chosen for each policy.
The three programmes are:
Know what your investment is worth
Topaz publishes daily performance reports, indicating fluctuations in the unit prices*** of the investment funds.
*** This is a long-term policy in terms of the Long-term Insurance Act, 52 of 1998. These units are not units of a unit trust scheme as defined in the Collective Investment Schemes Control Act, 45 of 2002.
Sales / Product related information: 0860 223 390
Fax: (021) 947-9864
Information on existing policies: 0860SANLAM / 0860 726 526
Fax: (021) 947-9440
International tel: +27 21 916-5000
International fax: +27 21 947-9864
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