Joint Life Annuity

• Designed for one spouse to receive the income and on his/her death for the other spouse or common-law partner to receive the income.
• A guaranteed income is payable until the last person in the relationship dies.
• You can choose guaranteed levels of income, regardless of what happens on the stock market or capital markets.

• You choose a guaranteed term and if both you and your partner die during the guaranteed term, the pension will still be payable to your dependents until the end of the guaranteed term.

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